NOT LISTED FOR SALE

3520 W 89th Ave Merrillville, IN 46410

West Merrillville Neighborhood

Estimated Value: $331,000 - $361,000

3 Beds
2 Baths
2,424 Sq Ft
$143/Sq Ft Est. Value

Last Sold September 08, 2023

Last sale price $320,000 $132 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,210/month

61 Days on Market

Highlights

  • 4.55 Acre Lot
  • No HOA
  • 3 Car Detached Garage
  • Great Room with Fireplace
  • Covered Patio or Porch
  • Home fronts a stream

About This Home

As of September 2023

MINUTES FROM CROWN POINT SQUARE, SHOPPING, AND RESTAURANTS! Lots of Potential!! RANCH home with 3 bedroom, 2 Baths, Partially finished basement. 3 car garage with workshop (4 car potential), 2 Sheds, on 4.5 acres. in Unincorporated Ross township (with Lake Michigan Water) backs up to Kaiser pass (creek) Main Level features Spacious kitchen, Enormous Dining/Eating Area. Living Room with Fireplace, Custom Paneling & Bay Window. Owners Bedroom with 3/4 bath. Spacious bedrooms. Screened Porch. Partially finished basement with Fireplace, Cabinets and Plenty of Storage! 220 Electric in garage. 13 Month Home Warranty. CITY WATER/Lake Michigan. Sold As Is.

Last Agent to Sell the Property

Gina Musolino

Coldwell Banker Realty License #RB14022176 Listed on: 06/23/2023

Coldwell Banker Realty

Last Buyer's Agent

Tina Douglass

McColly Real Estate License #RB14048605

McColly Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,327

Year Built

  • Built in 1958

Lot Details

  • 4.55 Acre Lot
  • Home fronts a stream

Parking

  • 3 Car Detached Garage

Home Design

  • Fixer Upper

Interior Spaces

  • 1-Story Property
  • Great Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Basement
  • Fireplace in Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Pierce Middle School
  • Merrillville High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane

Community Details

  • No Home Owners Association
  • Community Storage Space

Listing and Financial Details

  • Assessor Parcel Number 451230200007000030

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,327

Year Built

Built in 1958

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1958
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Level, Open Lot, Paved
  • Road Surface Type: Paved
  • Co List Office Mls Id: NRA166
  • Subdivision Name: n/a
  • Above Grade Finished Sq Ft: 1424
  • Architectural Style: Bungalow
  • Garage Yn: Yes
  • Unit Levels: One
  • Reso Other Structures: Shed(s), Storage
  • Property Attached Yn: No
  • Reso Property Condition: Fixer
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • Interior Amenities: Primary Downstairs
  • Basement: Interior Entry, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000
  • Fireplace Features: Great Room, Living Room, Lower Level
  • Fireplaces: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Acres: 4.55
  • Waterfront Features: Creek, Stream
  • Waterfront: Yes
  • Construction Type: Cedar
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Detached

Utilities

  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Cooling: Central Air
  • Heating: Forced Air, Propane
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Pierce Middle School

Lot Info

  • Lot Dimensions: 0
  • Lot Size Sq Ft: 198198
  • Parcel #: 451230200007000030

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2327

MLS Schools

  • HighSchool: Merrillville High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2023
Closed on
Sep 7, 2023
Sold by
Smith Richard H
Bought by
Smith Richard H and Richard H Smith And Dolores M Smith Trust
Seller's Agent
Gina Musolino
Coldwell Banker Realty
Buyer's Agent
Tina Douglass
McColly Real Estate
List Price
$399,900
Sold Price
$320,000
Premium/Discount to List
-$79,900
-19.98%
Views
16
Current Estimated Value
$346,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,487
Avg. Annual Appreciation
3.98%
Original Mortgage
$256,000
Outstanding Balance
$250,416
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$96,071

Purchase Details

Listed on
Jun 23, 2023
Closed on
Sep 5, 2023
Sold by
Smith Richard H
Bought by
Smith Richard H
Seller's Agent
Gina Musolino
Coldwell Banker Realty
Buyer's Agent
Tina Douglass
McColly Real Estate
List Price
$399,900
Sold Price
$320,000
Premium/Discount to List
-$79,900
-19.98%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Outstanding Balance
$250,416
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$96,071

Purchase Details

Listed on
Jun 23, 2023
Closed on
Sep 4, 2023
Sold by
Richard H Smith And Dolores M Smith Trus
Bought by
Woosley John Thomas
Seller's Agent
Gina Musolino
Coldwell Banker Realty
Buyer's Agent
Tina Douglass
McColly Real Estate
List Price
$399,900
Sold Price
$320,000
Premium/Discount to List
-$79,900
-19.98%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Outstanding Balance
$250,416
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$96,071

Purchase Details

Closed on
Jul 24, 2008
Sold by
Smith Richard H and Smith Dolores M
Bought by
Smith Richard H and Smith Dolores M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Richard H -- Chicago Title
Woosley John Thomas -- Chicago Title Company
Smith Richard H $320,000 Chicago Title
Woosley John Thomas $320,000 Chicago Title Company
Smith Richard H -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Woosley John Thomas $256,000
Closed Woosley John Thomas $256,000
Closed Woosley John Thomas $256,000
Closed Woosley John Thomas $256,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2023 09/08/23 Sold $320,000 -20.0% $132 / Sq Ft
06/23/2023 06/23/23 For Sale $399,900 -- $165 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,557 $277,700 $48,500 $229,200
2023 $1,802 $194,500 $47,500 $147,000
2022 $1,802 $171,100 $40,600 $130,500
2021 $1,584 $154,700 $39,400 $115,300
2020 $1,418 $144,200 $36,800 $107,400
2019 $1,808 $143,300 $36,500 $106,800
2018 $1,904 $144,100 $36,500 $107,600
2017 $1,872 $143,900 $36,500 $107,400
2016 $1,853 $144,000 $35,100 $108,900
2014 $1,395 $140,200 $34,700 $105,500
2013 $1,496 $142,700 $37,300 $105,400
Source: Public Records

Agents Affiliated with this Home

  • Gina Musolino

    Seller's Agent in 2023

    Gina Musolino

    Coldwell Banker Realty

    (219) 765-0000

    6 in this area

    312 Total Sales

    Gina Musolino
    Section Image

  • T

    Buyer's Agent in 2023

    Tina Douglass

    McColly Real Estate

    (219) 808-3236

    7 in this area

    53 Total Sales

    Tina Douglass
    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 531632

Northwest Indiana Association of REALTORS®

APN: 45-12-30-200-007.000-030

Indiana Lake County Merrillville 46410 West Merrillville

3520 W 89th Ave, Merrillville, IN

This home is located at 3520 W 89th Ave, Merrillville, IN 46410 since 23 June 2023 and is currently estimated at $346,487, approximately $142 per square foot. This property was built in 1958. 3520 W 89th Ave is a home located in Lake County with nearby schools including Jonas E. Salk Elementary School, Merrillville Intermediate School, and Pierce Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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