NOT LISTED FOR SALE

3521 Ruby Ln Saint Charles, MO 63303

Estimated Value: $388,312 - $399,000

4 Beds
2.5 Baths
2,034 Sq Ft
$193/Sq Ft Est. Value

Last Sold March 13, 2025

Current estimated payment $2,394/month

10 Days on Market

Highlights

  • Traditional Architecture
  • Corner Lot
  • Brick or Stone Veneer
  • Becky-David Elementary School Rated A
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of March 2025

Beautiful brick home on a quiet street. New carpet (2024). Gourmet kitchen with granite countertops, custom walnut cabinetry, center island, new stainless appliances (2024), pendant lighting, tile backsplash, new faucet (2024), and pantry. Large family room with bay window, wood-burning fireplace, and built-in bookcases. Updated bathrooms with solid-surface countertops. Luxury master suite with walk-in closet, dual vanity, and soaking tub. Main floor laundry room with new included washer & dryer (2024). Plantation shutters. Large attached side-entry garage. Private backyard with large patio, pergola, firepit, and tall fencing. Newer roof. Newer HVAC. Updated light fixtures. New GFCIs. Quick access to 94, 364, 70, 270, and 64.

Last Agent to Sell the Property

Shayne Sowers

EXP Realty, LLC License #2003002901 Listed on: 02/14/2025

EXP Realty, LLC

Last Buyer's Agent

Zach Fagas

Compass Realty Group License #2019043331

Compass Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,858

Year Built

  • Built in 1995

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 109x89
  • Fenced
  • Corner Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer

Interior Spaces

  • 2,034 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Wood Burning Fireplace

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Basement

  • Basement Fills Entire Space Under The House
  • Stubbed For A Bathroom

Schools

  • Becky-David Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 3-0015-7384-00-0236.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,858

Year Built

Built in 1995

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • Directions: Seller Disclosure to be emailed from ShowingTime upon confirmed showing.
  • Property Sub-Type: Residential
  • ResoLotFeatures: Corner Lot, Fencing, Streetlights
  • Lot Size Acres: 0.2
  • Co List Office Phone: 2241761
  • Subdivision Name: College Station
  • Above Grade Finished Sq Ft: 2034
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Woodburning Fireplce
  • Unit Levels: Two
  • Age: 30
  • Style Description: Other
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Bath/Stubbed
  • Interior Amenities: Bookcases, Walk-in Closet(s)
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Fireplace Location: Living Room

Beds/Baths

  • Bedroom Description: Primary Bdr. Suite

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Sellers Discl. Avail
  • Construction Type: Brk/Stn Veneer Frnt

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Attached Garage
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually

Schools

  • Elementary School: Becky-David Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell North High
  • Middle Or Junior School: Barnwell Middle

Lot Info

  • Lot Dimensions: 109x89
  • Lot Size Sq Ft: 8712
  • Parcel Number: 3-0015-7384-00-0236.0000000
  • Lot Number: 236

Rental Info

  • Sub Lease: 0

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3858
  • Prop Asses Cty Tx: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2023
Closed on
Jul 28, 2023
Sold by
Phase 2 Investments Llc
Bought by
Matteucci John Paul and Matteucci Gisela
Seller's Agent
Jacob LaRose
Magnolia Real Estate
Buyer's Agent
Dana Tippit
RE/MAX Results
List Price
$389,900
Views
288
Current Estimated Value
$392,828

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.70%

Purchase Details

Closed on
May 26, 2023
Sold by
Hollins Deloris
Bought by
Phase 2 Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,000
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 6, 2000
Sold by
Hollins Raymond
Bought by
Hollins Deloris

Purchase Details

Closed on
Dec 12, 1997
Sold by
Benson Stephen J
Bought by
Hollins Raymond and Hollins Deloris

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,900
Interest Rate
7.14%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Matteucci John Paul -- True Title
Phase 2 Investments Llc -- True Title
Hollins Deloris -- --
Hollins Raymond -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Phase 2 Investments Llc $322,000
Previous Owner Hollins Raymond $131,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/13/2025 03/13/25 Sold -- -- --
02/24/2025 02/24/25 Pending -- -- --
02/14/2025 02/14/25 For Sale $400,000 +6.7% $197 / Sq Ft
02/13/2025 02/13/25 Off Market -- -- --
07/28/2023 07/28/23 Sold -- -- -- View Prior Sale
07/17/2023 07/17/23 Pending -- -- --
07/17/2023 07/17/23 Price Changed $374,900 -2.6% $184 / Sq Ft
07/10/2023 07/10/23 Price Changed $384,900 -1.3% $189 / Sq Ft
06/30/2023 06/30/23 For Sale $389,900 -- $192 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,858 $67,552 -- --
2023 $3,853 $62,357 $0 $0
2022 $3,358 $50,311 $0 $0
2021 $3,351 $50,311 $0 $0
2020 $3,079 $45,028 $0 $0
2019 $3,068 $45,028 $0 $0
2018 $3,034 $42,524 $0 $0
2017 $3,019 $42,524 $0 $0
2016 $2,702 $38,137 $0 $0
2015 $2,668 $38,137 $0 $0
2014 $2,810 $38,927 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25008070

MARIS MLS

APN: 3-0015-7384-00-0236.0000000