3523 W Shell Point Rd Ruskin, FL 33570
Estimated payment $9,498/month
Highlights
- Water access To Gulf or Ocean
- In Ground Pool
- Canal View
- Boat Lift
- Open Floorplan
- Viking Appliances
About This Home
ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West–style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof—having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room—all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef’s dream, boasting custom 42” cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer—plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36” porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner’s retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors—three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home’s usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay’s best fishing waters—Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you’re only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential—plus, there are multiple car shows within 30–45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch—perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35–45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income—making it a smart investment as well as a showstopping residence. This is more than a home—it’s a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!
Listing Agent
DALTON WADE INC Brokerage Phone: 888-668-8283 License #3312435 Listed on: 11/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $20,075
Year Built
- Built in 2008
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 62x208
- Property fronts a saltwater canal
- Northwest Facing Home
- Mature Landscaping
- Irrigation Equipment
- Property is zoned PD-H
Parking
- 8 Car Attached Garage
- Ground Level Parking
- Tandem Parking
Home Design
- Key West Architecture
- Bi-Level Home
- Stem Wall Foundation
- Metal Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,662 Sq Ft Home
- Open Floorplan
- Built-In Features
- Bar Fridge
- Crown Molding
- High Ceiling
- Ceiling Fan
- Gas Fireplace
- Blinds
- French Doors
- Family Room with Fireplace
- Great Room
- Family Room Off Kitchen
- Breakfast Room
- Formal Dining Room
- Bonus Room
- Inside Utility
- Laundry in unit
- Canal Views
Kitchen
- Breakfast Bar
- Cooktop
- Microwave
- Dishwasher
- Wine Refrigerator
- Viking Appliances
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 4 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Bathtub With Separate Shower Stall
Home Security
- Security System Owned
- Fire and Smoke Detector
Pool
- In Ground Pool
- Gunite Pool
- Spa
- Solar Power Pool Pump
Outdoor Features
- Water access To Gulf or Ocean
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Balcony
- Deck
- Covered Patio or Porch
Location
- Flood Zone Lot
Schools
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Power Generator
- Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Shell Point 1St Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 15
- Assessor Parcel Number U-02-32-18-18T-000000-00015.0
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $20,051 | $1,124,046 | $185,845 | $938,201 |
| 2023 | $19,025 | $1,071,255 | $168,950 | $902,305 |
| 2022 | $17,312 | $964,124 | $168,950 | $795,174 |
| 2021 | $10,462 | $602,153 | $0 | $0 |
| 2020 | $10,327 | $593,839 | $0 | $0 |
| 2019 | $10,131 | $580,488 | $0 | $0 |
| 2018 | $10,062 | $569,664 | $0 | $0 |
| 2017 | $9,953 | $607,608 | $0 | $0 |
| 2016 | $9,904 | $546,471 | $0 | $0 |
| 2015 | $9,351 | $467,486 | $0 | $0 |
| 2014 | -- | $410,495 | $0 | $0 |
| 2013 | -- | $404,429 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/03/2025 11/03/25 | For Sale | $1,495,000 | -- | $408 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $980,000 | Champion Title | |
| Special Warranty Deed | $620,000 | The Whitworth Title Group In | |
| Quit Claim Deed | $389,600 | Servicelink Llc | |
| Warranty Deed | $300,000 | Attorney |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $548,250 | New Conventional | |
| Previous Owner | $496,000 | Adjustable Rate Mortgage/ARM |
Source: Stellar MLS
MLS Number: TB8442486
APN: U-02-32-18-18T-000000-00015.0
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