$1,495,000

3523 W Shell Point Rd Ruskin, FL 33570

Estimated payment $9,498/month

Total Views 113
4 Beds
4 Baths
3,662 Sq Ft
$408 Price per Sq Ft

Highlights

  • Water access To Gulf or Ocean
  • In Ground Pool
  • Canal View
  • Boat Lift
  • Open Floorplan
  • Viking Appliances

About This Home

ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West–style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof—having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room—all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef’s dream, boasting custom 42” cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer—plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36” porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner’s retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors—three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home’s usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay’s best fishing waters—Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you’re only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential—plus, there are multiple car shows within 30–45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch—perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35–45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income—making it a smart investment as well as a showstopping residence. This is more than a home—it’s a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!

Listing Agent

Kinga Sojka

DALTON WADE INC Brokerage Phone: 888-668-8283 License #3312435 Listed on: 11/03/2025

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,075

Year Built

  • Built in 2008

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 62x208
  • Property fronts a saltwater canal
  • Northwest Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Property is zoned PD-H

Parking

  • 8 Car Attached Garage
  • Ground Level Parking
  • Tandem Parking

Home Design

  • Key West Architecture
  • Bi-Level Home
  • Stem Wall Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,662 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Blinds
  • French Doors
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Breakfast Room
  • Formal Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Canal Views

Kitchen

  • Breakfast Bar
  • Cooktop
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Viking Appliances
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 4 Full Bathrooms
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool
  • Spa
  • Solar Power Pool Pump

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Balcony
  • Deck
  • Covered Patio or Porch

Location

  • Flood Zone Lot

Schools

  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Power Generator
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Shell Point 1St Add Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,075

Year Built

Built in 2008

Lot Details

0

Parking

8

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Key West
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3662
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 2008
  • Building Area Total: 6065
  • Lot Size Sq Ft: 12772
  • Status: Active
  • Street Direction: W
  • Ownership: Fee Simple
  • Escrow City: St. Petersburg
  • Escrow State: FL
  • Escrow Street Name: Arlington Ave N
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 408.25
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Kitchenette,No Private Entrance
  • Attribution Contact: 888-668-8283
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 4
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Wine Refrigerator
  • Foundation Details: Stem Wall
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Generator
  • Spa Yn: Yes
  • Window Features: Blinds
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 340.21

Exterior Features

  • Direction Faces: Northwest
  • Pool Features: Gunite, In Ground, Solar Power Pump
  • Exterior Features: Balcony, French Doors
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay
  • Water Extras: Lift,Seawall - Concrete
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12057C0651J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 8
  • Garage Yn: Yes
  • Parking Features: Ground Level, Oversized, Tandem

Utilities

  • Utilities: Cable Available, Electricity Connected, Public
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Security: Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD-H
  • Parcel Number: U-02-32-18-18T-000000-00015.0
  • Additional Parcels: No
  • Lot Features: FloodZone, In County
  • Lot Dimensions: 62x208
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 20075
  • Tax Block: 0
  • Tax Book Number: 32-91
  • Tax Lot: 15

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $20,051 $1,124,046 $185,845 $938,201
2023 $19,025 $1,071,255 $168,950 $902,305
2022 $17,312 $964,124 $168,950 $795,174
2021 $10,462 $602,153 $0 $0
2020 $10,327 $593,839 $0 $0
2019 $10,131 $580,488 $0 $0
2018 $10,062 $569,664 $0 $0
2017 $9,953 $607,608 $0 $0
2016 $9,904 $546,471 $0 $0
2015 $9,351 $467,486 $0 $0
2014 -- $410,495 $0 $0
2013 -- $404,429 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2025 11/03/25 For Sale $1,495,000 -- $408 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $980,000 Champion Title
Special Warranty Deed $620,000 The Whitworth Title Group In
Quit Claim Deed $389,600 Servicelink Llc
Warranty Deed $300,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $548,250 New Conventional
Previous Owner $496,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Stellar MLS

MLS Number: TB8442486

Stellar MLS

APN: U-02-32-18-18T-000000-00015.0