NOT LISTED FOR SALE

3525 Ruby Ln Saint Charles, MO 63303

Estimated Value: $373,000 - $381,000

3 Beds
2 Baths
1,706 Sq Ft
$221/Sq Ft Est. Value

Last Sold November 04, 2021

Current estimated payment $2,299/month

1 Day on Market

Highlights

  • Primary Bedroom Suite
  • Contemporary Architecture
  • Great Room
  • Becky-David Elementary School Rated A
  • Vaulted Ceiling
  • Covered Patio or Porch

About This Home

As of November 2021

Beautiful, large well-kept ranch. Walk into the large Great Room with gas fireplace and large windows with new blinds. Wood laminate floors in Kitchen area and Great Room. Main Bedroom has large bathroom and spacious walk-in closet. Other Bedrooms have large closets with sliding doors. Only one step into the home, one step down to the garage, everything is on one level. Has never had water in the Basement, no smoking ever, no pets ever, low traffic and wear. HAVC is one year old. Fresh paint throughout the house.

Last Agent to Sell the Property

Fred Clote

Coldwell Banker Realty - Gundaker License #2018032939 Listed on: 10/07/2021

Coldwell Banker Realty - Gundaker

Last Buyer's Agent

Rebecca Schluter

Elevate Realty, LLC License #2021014092

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,597

Year Built

  • Built in 1996

Lot Details

  • 7,841 Sq Ft Lot
  • Partially Fenced Property

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Ranch Style House
  • Brick or Stone Veneer Front Elevation

Interior Spaces

  • 1,706 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Tilt-In Windows
  • Window Treatments
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Sump Pump
  • Rough-In Basement Bathroom

Outdoor Features

  • Covered Patio or Porch

Schools

  • Becky-David Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0015-7384-00-0234.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,597

Year Built

Built in 1996

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Great Room, Utility Room
  • Age: 25
  • Ownership: Private
  • Year Built: 1996
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Full, Roughed-In Bath, Sump Pit/Pump, Unfinished
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Living Room
  • Fireplace Type: Gas
  • Interior Amenities: Some Window Treatmnt, Vaulted Ceiling, Some Wood Floors
  • Kitchen: Eat-In Kitchen, Pantry, 34" or lower countertops
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Full Bath, Tub & Separate Shwr
  • Misc Features: Patio, Porch-Covered
  • Total Living Area: 1706.00
  • Windows/Doors: Sliding Glass Doors, Some Tilt-In Windows
  • Appliances: Disposal, Microwave, Range/Oven-Electric, Refrigerator, Stainless Steel Appliances
  • Bathrooms: 2.00
  • Bedrooms: 3.00
  • Room Cnt: 6
  • Square Footage: 1706
  • Total Full Baths: 2
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Contemporary
  • Construction: Brk/Stn Veneer Frnt

Garage/Parking

  • Garage Size: 18 x 20
  • Garage Spaces: 2
  • Parking: Covered, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Yearly
  • Amenities: Underground Util

Schools

  • School District: Francis Howell R-III
  • Elementary School: Becky-David Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High
  • Elementary School: Becky-David Elem.
  • Junior High School: Barnwell Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell North High

Lot Info

  • Lot Description: Partial Fencing, Streetlights
  • Lot Dimensions: Irregular
  • Lot Sq Ft: 7841
  • Acres: 0.1800

Tax Info

  • Prop Asses Cty Tx: Yes
  • Taxes Paid: 2915
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0015-7384-00-0234.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2021
Closed on
Nov 4, 2021
Sold by
Joyce Helen M
Bought by
Carbon Maria and Carbon Demetrius
Seller's Agent
Fred Clote
Coldwell Banker Realty - Gundaker
Buyer's Agent
Rebecca Schluter
Elevate Realty, LLC
List Price
$285,000
Current Estimated Value
$376,947

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%
Original Mortgage
$294,566
Outstanding Balance
$270,079
Interest Rate
2.88%
Mortgage Type
FHA
Estimated Equity
$108,863
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Carbon Maria -- Chesterfield Title Agcy Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Carbon Maria $294,566
Previous Owner Joyce Helen M $21,540
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/04/2021 11/04/21 Sold -- -- --
10/07/2021 10/07/21 For Sale $285,000 -- $167 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,597 $63,356 -- --
2023 $3,592 $58,114 $0 $0
2022 $3,186 $47,714 $0 $0
2021 $3,180 $47,714 $0 $0
2020 $2,914 $42,593 $0 $0
2019 $2,903 $42,593 $0 $0
2018 $2,933 $41,090 $0 $0
2017 $2,918 $41,090 $0 $0
2016 $2,641 $37,267 $0 $0
2015 $2,607 $37,267 $0 $0
2014 $2,348 $32,534 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21051205

MARIS MLS

APN: 3-0015-7384-00-0234.0000000