NOT LISTED FOR SALE

3528 Cliffs Dr Petoskey, MI 49770

Estimated Value: $1,022,000 - $1,335,663

4 Beds
3 Baths
3,100 Sq Ft
$800/mo HOA Fee

Last Sold July 31, 2020

Last sale price $495,000 $160 Per Sq Ft

Est. 134% increase in value since last sale

Current estimated payment $7,706/month

451 Days on Market

Highlights

  • Water Views
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Lower Floor Utility Room

About This Home

As of July 2020

Experience the best Bay Harbor has to offer from this main-level luxury condo! Located a short distance from Bay Harbor's famous marina, shopping, restaurants and Yacht Club! Just a short walk will take you to the association clubhouse featuring indoor pool and hot tub. The Cliffs at Bay Harbor is a private-gated community with immaculately maintained buildings and grounds. This association even has it's own on-site management and maintenance team! Enjoy spectacular views over Lake Michigan from the main level balcony or the lower level that opens out to expansive fenced green-space. This condo features a main floor master suite and open kitchen, dining and living areas. Lower level features additional living room, bedrooms, full bath, and large utility/storage room.

Last Agent to Sell the Property

Stephanie Jones

Kidd & Leavy Real Estate Co. LLC Listed on: 03/04/2019

Last Buyer's Agent

Patrick Leavy

Kidd & Leavy Real Estate Co. LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,532

Year Built

  • Built in 1996

Lot Details

  • Sprinkler System

HOA Fees

  • $800 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 3,100 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Double Pane Windows
  • Wood Frame Window
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Wood Flooring
  • Water Views
  • Walk-Out Basement

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Bay Harbor Bh Association

Listing and Financial Details

  • Assessor Parcel Number 52-18-02-365-105

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,532

Year Built

Built in 1996

Lot Details

0

HOA Fees

$800 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1996
  • Lvt Date: 03/04/2019
  • Section: 2
  • Second Address Number: 3528
  • Directions: US 31 to Cliffs Entrance. Left on Cliffs Drive up to property.
  • Price per Sq Ft: 159.68
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Condos
  • Year Built: 1996

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Patio, Paved Drive, Range, Refrigerator, Sprinkler System, Washer, Wood Floors
  • Total Finished Sq Ft: 3100
  • Master Bedroom: Dimensions: 16.4x12.9, On Level: Main
  • Bedroom 2: Dimensions: 11.8x10.7, On Level: Main
  • Bedroom 3: Dimensions: 19.8x12.1, On Level: Lower
  • Bedroom 4: Dimensions: 19.5x12.2, On Level: Lower
  • Total Rooms: 9
  • Basement: Walkout
  • Dining Room: Dimensions: 12.8x8.11, On Level: Main
  • Kitchen: Dimensions: 13.8x12.10, On Level: Main
  • Family Room: Dimensions: 24.5x14.1, On Level: Lower
  • Living Room: Dimensions: 25.4x16.9, On Level: Main
  • Above Grade Finished Sq Ft: 1623
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Main
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Wood Sash, Thermo, Double

Exterior Features

  • Construction: Wood Frame/Site Built
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Bay Harbor BH
  • Association: Yes
  • Condo Unit Number: 5
  • Condo: Yes
  • Fees: 2400
  • Other Association Fees: $500/Q

Schools

  • School District: Petoskey
  • School District: Petoskey

Lot Info

  • Zoning: PUD

Tax Info

  • Assessor Parcel Number: 52-18-02-365-105

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2019
Closed on
Jul 30, 2020
Sold by
Mcphee Jennifer A Trust
Bought by
Wilder Mark
Seller's Agent
Stephanie Jones
Kidd & Leavy Real Estate Co. LLC
Buyer's Agent
Patrick Leavy
Kidd & Leavy Real Estate Co. LLC
List Price
$555,000
Sold Price
$495,000
Premium/Discount to List
-$60,000
-10.81%
Current Estimated Value
$1,156,221

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$661,221
Avg. Annual Appreciation
17.61%
Original Mortgage
$490,000
Outstanding Balance
$434,664
Interest Rate
3%
Mortgage Type
VA
Estimated Equity
$721,557

Purchase Details

Closed on
Jan 22, 2015
Sold by
Mcphee Jennifer
Bought by
Mcphee Jennifer and Jennifer A Mcphee Trust

Purchase Details

Listed on
Dec 31, 2013
Closed on
May 27, 2014
Sold by
Dean Dean and Perakis Margaret
Bought by
Mcphee Jennifer
Seller's Agent
Chris Etienne
Harbor Sothebys International Realty
Buyer's Agent
Lori Jodar
Lori Jodar & Company
List Price
$549,000
Sold Price
$525,000
Premium/Discount to List
-$24,000
-4.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.16%

Purchase Details

Closed on
Mar 1, 1997
Bought by
Perakis

Purchase Details

Closed on
Aug 1, 1996
Bought by
Vidosh Pta
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilder Mark -- --
Mcphee Jennifer -- None Available
Mcphee Jennifer -- Attorneys Title Agency Llc
Perakis $420,000 --
Vidosh Pta $280,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilder Mark $490,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2020 07/31/20 Sold $495,000 -0.8% $160 / Sq Ft
10/10/2019 10/10/19 Price Changed $499,000 -8.4% $161 / Sq Ft
09/12/2019 09/12/19 Price Changed $545,000 -1.8% $176 / Sq Ft
03/04/2019 03/04/19 For Sale $555,000 +5.7% $179 / Sq Ft
05/27/2014 05/27/14 Sold $525,000 -4.4% $187 / Sq Ft View Prior Sale
03/26/2014 03/26/14 Pending -- -- --
12/31/2013 12/31/13 For Sale $549,000 -- $195 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,532 $378,200 $378,200 $0
2024 $9,532 $420,100 $420,100 $0
2023 $9,532 $299,500 $299,500 $0
2022 $9,532 $273,300 $273,300 $0
2021 $9,933 $283,300 $283,300 $0
2020 $11,178 $274,700 $274,700 $0
2019 -- $265,600 $265,600 $0
2018 -- $264,200 $264,200 $0
2017 -- $219,500 $219,500 $0
2016 -- $204,800 $204,800 $0
2015 -- $192,200 $0 $0
2014 -- $170,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 457786

Northern Michigan MLS

APN: 52-18-02-365-105