$715,000
SOLD JUN 16, 2025

3528 Cub Cir Gainesville, GA 30506

3 Beds
2 Baths
1,443 Sq Ft
0.32 Acres

Recently Sold

$495 Per Sq Ft

5% Below List Price

27 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Lake View
  • Vaulted Ceiling
  • Docks
  • Private Lot
  • Loft

About This Home

As of June 2025

This Lake Lanier gem is just minutes from Gainesville Marina and big water, yet tucked into a quiet, protected cove for peaceful enjoyment. The new dock (32x32)features a spacious party deck-ideal for entertaining or simply soaking up the lake life. Enjoy year-round water views from the covered front porch and an easy walk to the shoreline. Perfect as a full-time residence, weekend retreat, or investment property for short-term rentals. Conveniently located near Gainesville, GA 400, and I-985. A rare find offering both serenity and accessibility.

Last Agent to Sell the Property

Kim Waters

The Norton Agency License #147810 Listed on: 04/21/2025

The Norton Agency

Last Buyer's Agent

Kim Waters

The Norton Agency License #147810 Listed on: 04/21/2025

The Norton Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,630

Year Built

  • Built in 1987

Lot Details

  • 0.32 Acre Lot
  • 100 Feet of Waterfront
  • Lake Front
  • Private Lot

Parking

  • Carport

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,443 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Double Pane Windows
  • Combination Dining and Living Room
  • Loft
  • Carpet
  • Lake Views
  • Crawl Space
  • Dishwasher
  • Laundry closet

Bedrooms and Bathrooms

  • Walk-In Closet

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Doors

Schools

  • Sardis Elementary School
  • Chestatee Middle School
  • Chestatee High School

Utilities

  • Heat Pump System
  • 220 Volts
  • Septic Tank
  • High Speed Internet

Additional Features

  • Docks
  • Property is near shops

Community Details

  • No Home Owners Association
  • Wolf's Head Subdivision

Listing and Financial Details

  • Legal Lot and Block 11 / A

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,630

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • District: 10
  • Year Built: 1987
  • ArchitecturalStyle: Other
  • Electric: 220 Volts
  • Financing Type: Conventional
  • GreenEnergyEfficient: Doors, Windows
  • Levels: Two
  • Lot Size Acres: .32
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1443
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1443
  • Above Grade Finished Sq Ft: 1443
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s)
  • Feature Name: Lanier
  • Full Bathrooms: 2
  • Flooring: Carpet
  • Kitchen Features: Pantry
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 495.495

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Waterfront Frontage: 100
  • Common Walls: No Common Walls
  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Dock
  • Foundation Details: Block
  • Lot Features: Private
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake

Garage/Parking

  • Parking Features: Carport

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Laundry Features: Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High Speed Internet, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Walk To Shopping

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Sardis
  • High School: Chestatee
  • High School Bus: Yes
  • Middle School: Chestatee
  • Middle School Bus: Yes
  • Elementary School: Sardis
  • Middle School: Chestatee
  • High School: Chestatee

Lot Info

  • Land Lot: 68,69,87
  • Lot: 11
  • Deed Book: 9120
  • Deed Page: 96
  • Plat Book: 57
  • Plat Page: 298

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4630

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 16, 2025
Sold by
Mcelhaney Myra
Bought by
Rittmueller Todd and Rittmueller Carolyn
Seller's Agent
Kim Waters
The Norton Agency
Buyer's Agent
Kim Waters
The Norton Agency
List Price
$750,000
Sold Price
$715,000
Premium/Discount to List
-$35,000
-4.67%
Views
72

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-25.14%
Original Mortgage
$572,000
Outstanding Balance
$571,513
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$117,076

Purchase Details

Listed on
Feb 11, 2022
Closed on
Apr 28, 2022
Sold by
Mcneal Dorothy Laverne Estate
Bought by
Mcelhaney Myra
Seller's Agent
Tabb Bowen
Chestatee Brokers Inc.
Buyer's Agent
Kim Waters
The Norton Agency
List Price
$679,000
Sold Price
$625,000
Premium/Discount to List
-$54,000
-7.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.38%
Original Mortgage
$360,000
Interest Rate
3.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2005
Sold by
Mcneal Bill Estate
Bought by
Mcneal Dorothy R
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $715,000 --
Warranty Deed $625,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $572,000 New Conventional
Previous Owner $360,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2025 06/16/25 Sold $715,000 -4.7% $495 / Sq Ft
05/18/2025 05/18/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $750,000 +20.0% $520 / Sq Ft
04/28/2022 04/28/22 Sold $625,000 -3.8% $433 / Sq Ft
03/26/2022 03/26/22 Pending -- -- --
03/22/2022 03/22/22 Price Changed $649,900 -2.9% $450 / Sq Ft
03/14/2022 03/14/22 Price Changed $669,000 -1.5% $464 / Sq Ft
02/11/2022 02/11/22 For Sale $679,000 -- $471 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,794 $191,280 $123,480 $67,800
2023 $4,715 $188,080 $123,480 $64,600
2022 $4,220 $161,160 $123,480 $37,680
2021 $2,922 $108,600 $73,480 $35,120
2020 $1,769 $62,760 $29,400 $33,360
2019 $1,715 $60,200 $29,400 $30,800
2018 $1,577 $53,360 $27,480 $25,880
2017 $1,489 $50,760 $27,480 $23,280
2016 $1,454 $50,760 $27,480 $23,280
2015 $1,369 $50,760 $27,480 $23,280
2014 $1,369 $68,400 $36,640 $31,760
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10504928

Georgia MLS

APN: 10-0087A-00-031