$735,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

3528 W Shell Point Rd Ruskin, FL 33570

Estimated payment $4,428/month

2 Beds
1 Bath
816 Sq Ft
$901 Price per Sq Ft

Highlights

  • 65 Feet of Bay Harbor Waterfront
  • Water access To Gulf or Ocean
  • Deck
  • White Water Ocean Views
  • Dock made with wood
  • Loft

About This Home

Investor Special! An extraordinary opportunity to own a rare waterfront property directly on Tampa Bay with unobstructed panoramic views of St. Petersburg and some of the most breathtaking sunsets Florida has to offer. The true value is in the land and the incredible location, making this the perfect opportunity to renovate the existing home or build the custom waterfront estate of your dreams. The home sustained hurricane damage, but the upper level remains livable while the lower level offers the opportunity for renovation and restoration. The existing dock is also in place and has the potential to be repaired, adding even more value to this exceptional property. The photos provided showcase what this home looked like prior to the hurricane and offer a glimpse into the property's incredible potential. Whether you're an investor, builder, or visionary buyer looking to create something truly special, opportunities like this are few and far between. Renovate. Reimagine. Rebuild. But no matter what you choose, it's the view that is truly priceless. Sold as-is. Cash or renovation financing preferred. Don't miss your chance to own a piece of Tampa Bay waterfront paradise.

Listing Agent

Danielle Davis

ELEVE REAL ESTATE LLC Brokerage Phone: 407-743-7472 License #3526167 Listed on: 06/23/2026

Co-Listing Agent

Heath Muncy

ELEVE REAL ESTATE LLC Brokerage Phone: 407-743-7472 License #3559592

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,597

Year Built

  • Built in 1974

Lot Details

  • 9,300 Sq Ft Lot
  • Lot Dimensions are 60x155
  • 65 Feet of Bay Harbor Waterfront
  • East Facing Home
  • Mature Landscaping
  • Property is zoned PD

Home Design

  • Elevated Home
  • Fixer Upper
  • Slab Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 816 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Blinds
  • Combination Dining and Living Room
  • Loft
  • Sun or Florida Room
  • White Water Ocean Views

Kitchen

  • Range
  • Recirculated Exhaust Fan
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on upper level
  • Laundry Located Outside
  • Dryer
  • Washer

Outdoor Features

  • Water access To Gulf or Ocean
  • Seawall
  • Dock made with wood
  • Deck
  • Enclosed Patio or Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Thompson Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Air
  • Heating Available
  • 1 Water Well
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Shell Point Sub Subdivision

Listing and Financial Details

  • Legal Lot and Block 24 / 04
  • Assessor Parcel Number U-02-32-18-18S-000000-00024.0

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,597

Year Built

Built in 1974

Lot Details

9,300 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated
  • Construction Materials: Vinyl Siding
  • Fireplace: No
  • Living Area: 816
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1974
  • Building Area Total: 816
  • Lot Size Sq Ft: 9300
  • Status: Active
  • Street Direction: W
  • Co List Office Mls Id: MFR260057983
  • Co List Office Phone: 813-562-5002
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 75.81
  • Escrow City: TAMPA
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 900.74
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 0
  • Attribution Contact: 407-743-7472
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Other, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Two
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Florida Room,Loft
  • Living Area Meters: 75.81

Exterior Features

  • Direction Faces: East
  • Other Structures: Other
  • Exterior Features: Other
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Water Body Name: TAMPA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Rear Porch, Screened, Side Porch
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Gulf/Ocean
  • Water Extras: Seawall - Other
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 65
  • Water Frontage Feet Bay Harbor: 65

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Outside, Upper Level
  • Sewer: Public Sewer, Septic Tank
  • Water Source: Public
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to confirm pet restrictions with City and/or County Ordinances

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Thompson Elementary
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-02-32-18-18S-000000-00024.0
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone
  • Lot Dimensions: 60x155
  • Flood Zone Code: VE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to confirm leasing restrictions with City and/or County Ordinances

Tax Info

  • Tax Annual Amount: 5597.4
  • Tax Block: 04
  • Tax Book Number: 32-32
  • Tax Lot: 24

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Buyer to confirm leasing approval and leasing restrictions with City and/or County Ordinances

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,380 $508,222 $362,250 $145,972
2024 $8,370 $508,222 $362,250 $145,972
2023 $7,691 $471,839 $330,750 $141,089
2022 $7,062 $440,893 $315,000 $125,893
2021 $6,606 $400,190 $296,100 $104,090
2020 $5,597 $291,882 $189,000 $102,882
2019 $5,472 $285,116 $189,000 $96,116
2018 $5,224 $269,513 $0 $0
2017 $5,000 $254,504 $0 $0
2016 $4,887 $244,298 $0 $0
2015 $4,740 $232,092 $0 $0
2014 $4,734 $230,218 $0 $0
2013 -- $225,179 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/23/2026 06/23/26 For Sale $735,000 -- $901 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- K E L Title Ins Agency Inc
Warranty Deed $503,000 Accu Title Agency
Warranty Deed $270,000 Advantage Title Services Inc
Warranty Deed $145,071 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $222,566 New Conventional
Open $352,100 Unknown
Previous Owner $243,000 Unknown
Previous Owner $22,000 Credit Line Revolving
Previous Owner $137,750 New Conventional
Closed $13,500 No Value Available
Source: Public Records

About the Listing Agent

Danielle Davis

ELEVE REAL ESTATE LLC

(656) 235-2107

Section Image

Danielle Davis | Chairman & Founder, Élevé Real Estate is a powerhouse in Florida real estate, having surpassed $30 million in sales and continuously expanding her expertise through ongoing education. Whether you’re buying your first home, selling your current one, or upgrading to your dream home, Danielle’s number one goal is to make your transition as effortless and stress-free as possible. In just her first six months as a licensed agent, she closed $8 million in sales, proving her

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Source: Stellar MLS

MLS Number: TB8522279

Stellar MLS

APN: U-02-32-18-18S-000000-00024.0

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