NOT LISTED FOR SALE

3531 Ruby Ln Saint Charles, MO 63303

Estimated Value: $388,000 - $400,000

4 Beds
3 Baths
1,876 Sq Ft
$211/Sq Ft Est. Value

Last Sold March 30, 2016

Current estimated payment $2,408/month

4 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Great Room with Fireplace
  • Becky-David Elementary School Rated A
  • Deck
  • Vaulted Ceiling

About This Home

As of March 2016

Open floor plan 4 BDRM, 3 BTH great rm style ranch home w/1800+ sq ft of living space & impressive, park-like lot backing to common ground. Exterior also features newer roof (2010), updated & maintained professional landscaping (2010-2015), covered porch, oversized 2 car garage, deck, patio & in-ground sprinkler system. Walk inside to find spacious great rm w/vaulted ceilings, wall of windows provide TONS of natural light & brick WB FP w/mantle. Gorgeous wood flooring throughout breakfast rm & kitchen w/sliders out to deck overlooking serene fenced in backyard. Eat in kitchen also feat pantry & leads to main fl laundry. Main fl master bdrm suite w/coffered ceiling & luxury bth w/dbl sink vanity, walk-in closet & corner soaking tub & sep shower. 2 add'l bdrms & full bth on main floor. Partially finished walk-out lower level includes bedroom w/lookout windows & closet & full bth. Situated in unincorporated St. Charles & mins to 94 Expressway. Too many updates to list! MUST SEE!

Last Agent to Sell the Property

Evelyn Krazer

Sunshine Realty License #2000174189 Listed on: 02/10/2016

Last Buyer's Agent

Nikki Kissell

License #1999084089

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,750

Year Built

  • 1993

Lot Details

  • 0.37 Acre Lot
  • Backs To Open Common Area
  • Cul-De-Sac
  • Fenced
  • Level Lot
  • Sprinkler System

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,876 Sq Ft Home
  • Open Floorplan
  • Coffered Ceiling
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Window Treatments
  • Bay Window
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Combination Kitchen and Dining Room
  • Partially Carpeted
  • Fire and Smoke Detector
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,750

Year Built

1993

Lot Details

0

HOA Fees

$7 per month

Parking

2

Listing Details

  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Great Room, Main Floor Laundry
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Fireplaces: 1
  • Basement: Bathroom in LL, Full, Partially Finished, Sleeping Area, Sump Pit/Pump, Storage/Locker, Walk-Out
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Great Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Coffered Ceilings, Open Floor Plan, Some Carpeting, Some Window Treatmnt, Vaulted Ceiling, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Room, Eat-In Kitchen, Pantry
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Covered Porch, Deck, High Spd Connection, In-Ground Sprklr Sys, Patio, Smoke Alarm/Detec
  • Total Living Area: 1876.00
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, Sliding Glass Doors, Some Insulated Wndws, Some Tilt-In Windows

Exterior Features

  • Exterior Features: Brick Veneer Decrtv, Vinyl Siding
  • Architecture: Traditional

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener, Oversize

Utilities

  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air
  • Sewer: Public
  • Water: Public
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 85
  • Association Fee Frequency: Yearly

Schools

  • School District: Francis Howell R-III
  • Elementary School: Becky-David Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Cul-De-Sac, Fencing, Level Lot, Streetlights
  • Lot Dimensions: .370 acres
  • Lot Sq Ft: 16117

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2016
Closed on
Mar 29, 2016
Sold by
Mathias Peter K and Mathias Linneah M
Bought by
Rosick Joseph M
Seller's Agent
Evelyn Krazer
Sunshine Realty
Buyer's Agent
Nikki Kissell
List Price
$239,900
Current Estimated Value
$395,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.76%
Original Mortgage
$225,834
Outstanding Balance
$179,337
Interest Rate
3.25%
Mortgage Type
FHA
Estimated Equity
$212,080

Purchase Details

Closed on
Dec 24, 2009
Sold by
Prudential Relocation Inc
Bought by
Mathias Peter K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,600
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 18, 2009
Sold by
Lance Christopher A and Lance Lisa E
Bought by
Prudential Relocation Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,600
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 29, 2003
Sold by
Baniak Paul G
Bought by
Lance Christopher A and Lance Lisa E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,400
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rosick Joseph M $230,000 Title Partners Agency Llc
Mathias Peter K -- Inv
Prudential Relocation Inc $217,000 Inv
Lance Christopher A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rosick Joseph M $61,600
Open Rosick Joseph M $225,834
Previous Owner Mathias Peter K $145,000
Previous Owner Mathias Peter K $157,000
Previous Owner Mathias Peter K $162,000
Previous Owner Mathias Peter K $173,600
Previous Owner Lance Lisa E $180,000
Previous Owner Lance Christopher A $158,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/30/2016 03/30/16 Sold -- -- --
02/15/2016 02/15/16 Pending -- -- --
02/10/2016 02/10/16 For Sale $239,900 -- $128 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,750 $65,333 -- --
2023 $3,745 $60,609 $0 $0
2022 $3,265 $48,904 $0 $0
2021 $3,258 $48,904 $0 $0
2020 $2,998 $43,833 $0 $0
2019 $2,987 $43,833 $0 $0
2018 $3,034 $42,522 $0 $0
2017 $3,019 $42,522 $0 $0
2016 $2,754 $38,881 $0 $0
2015 $2,720 $38,881 $0 $0
2014 $2,584 $35,806 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS16006818

MARIS MLS

APN: 3-0015-7384-00-0231.0000000