NOT LISTED FOR SALE

3532 Saratoga Ave Annapolis, MD 21403

Estimated Value: $1,194,000 - $1,727,000

3 Beds
3 Baths
2,600 Sq Ft
$583/Sq Ft Est. Value

Last Sold May 02, 2022

Last sale price $1,400,000 $538 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $9,178/month

Highlights

  • 50 Feet of Waterfront
  • Beach
  • Private Beach
  • Hillsmere Elementary School Rated 9+
  • Parking available for a boat
  • Fishing Allowed

About This Home

As of May 2022

Absolutely sensational water views from a beautiful coastal style home overlooking Fishing Creek. Vacation all year long in this ideal Annapolis location, just off the Chesapeake Bay. Enjoy sunsets every evening on your beach or from your cozy family room with floor to ceiling windows. Double French doors lead from the family room to a large private stone deck for effortless waterside enjoyment. Walk along the grassy lawn to easily launch your kayak, paddleboard or sailboat from the beach. The interior of the home is designed to take full advantage of indoor/outdoor waterside living and entertaining. From the moment you walk into this lovely home, you are greeted with panoramic views that have year round interest through boating activity, wildlife and the changing of the seasons. The interior is bathed in sunlight with freshly painted walls that blend seamlessly with the vaulted ceilings and custom trim. The contemporary open floor plan still allows for separate spaces to be enjoyed throughout the home. The main level features many custom built-ins, a cozy fireplace, large kitchen, dining and family room. There is also one bedroom on the main level with full bath, mudroom and side entry. The second level includes the primary bedroom with large bath and its own separate reading nook, compete with an additional fireplace and view to the family room. The third floor is exceptional with two large floor to ceiling windows, vaulted ceilings and skylights. This space is ideal for an additional family room, office, Peloton space, kids play area or fourth bedroom. There are so many recent improvements including freshly refinished wood floors on the main level, brand new dishwasher, newer hot water heater, newer washing machine, newer HVAC (2018), furnace (2019) and roof replacement (2011). Store all your treasures, gardening gear and boat supplies in the tidy, oversized shed and park several cars on the paver-parking pad. The subject property is non-riparian and does not require flood insurance. Conveniently located just minutes from downtown Annapolis and Eastport in the desirable neighborhood of Arundel on the Bay. The community offers a beach, pier, boat launch and many activities. Bike or stroll through the neighborhood as you greet friends and neighbors. This is every water lovers dream with easy access to Annapolis, The Eastern Shore of MD and Washington DC. Welcome Home!

Last Agent to Sell the Property

Elizabeth Dooner

(410) 725-8973 ldooner@cbmove.com Coldwell Banker Realty License #631665 Listed on: 03/31/2022

Coldwell Banker Realty

Last Buyer's Agent

Gary Schneider

(443) 370-7505 gary.schneider@longandfoster.com Long & Foster Real Estate, Inc. License #611843

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,494

Year Built

  • Built in 1945

Lot Details

  • 7,500 Sq Ft Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Property has an invisible fence for dogs
  • Premium Lot
  • Property is in excellent condition
  • Property is zoned R2

Home Design

  • Coastal Architecture
  • Frame Construction

Interior Spaces

  • 2,600 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Paneling
  • Vaulted Ceiling
  • 2 Fireplaces
  • Wood Burning Fireplace
  • River Views
  • Crawl Space

Kitchen

  • Stove
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Stone Driveway
  • Parking available for a boat

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Rip-Rap
  • Stream or River on Lot
  • Deck
  • Shed

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Oil
  • Propane
  • Water Treatment System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot E
  • Assessor Parcel Number 020200211814300

Community Details

Overview

  • No Home Owners Association
  • Arundel On The Bay Subdivision

Recreation

  • 1 Community Docks
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,494

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2022-04-01
  • Year Built: 1945
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Refrigerator, Disposal, Washer, Dishwasher, Stove
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Carpet, Combination Dining/Living, Combination Kitchen/Living, Floor Plan - Open, Water Treat System, Walk-In Closet(s)
  • Fireplace Features: Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, High, Paneled Walls, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2600
  • Living Area Sq Ft: 2600
  • Price Per Sq Ft: 498.08
  • Above Grade Finished Sq Ft: 2600
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Boat Storage, Private Beach
  • Spa: No
  • View: River
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Waterski/Wakeboard, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Fising Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage: No
  • Parking Features: Stone Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Fencing: Invisible
  • Improvement Assessed Value: 283500.00
  • Land Assessed Value: 846700.00
  • Lot Features: Premium, Rip-Rapped
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7500.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15169534
  • Tax Annual Amount: 9494.00
  • Assessor Parcel Number: 020200211814300
  • Tax Lot: E
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

Multi Family

  • Waterfront Features: Rip-Rap, Sandy Beach

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2022
Closed on
May 2, 2022
Sold by
Hanne Powers
Bought by
Vande Kamp Meredith Riley and Vande Van De
Seller's Agent
Elizabeth Dooner
Coldwell Banker Realty
Buyer's Agent
Gary Schneider
Long & Foster Real Estate, Inc.
List Price
$1,295,000
Sold Price
$1,400,000
Premium/Discount to List
$105,000
8.11%
Current Estimated Value
$1,516,319

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$116,319
Avg. Annual Appreciation
2.31%
Original Mortgage
$925,000
Outstanding Balance
$877,539
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$638,780

Purchase Details

Listed on
Feb 15, 2013
Closed on
Apr 26, 2013
Sold by
Gaumont Ralph and Demers Jessica
Bought by
Powers Ralph Wilson and Powers Hanne
Seller's Agent
Joyce Hartnett
Coldwell Banker Realty
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.24%
Original Mortgage
$494,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2012
Sold by
Gaumont Ralph and Demers Jessica
Bought by
Gaumont Ralph and Demers Jessica

Purchase Details

Closed on
Aug 7, 2008
Sold by
Washington Mutual Bank
Bought by
Gaumont Ralph and Demers Jessica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$568,400
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2008
Sold by
Washington Mutual Bank
Bought by
Gaumont Ralph and Demers Jessica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$568,400
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 2008
Sold by
Thamasangvarn Sam L
Bought by
Washington Mutual Bank

Purchase Details

Closed on
Jul 9, 2004
Sold by
Milloy Cynthia C
Bought by
Thamasangvarn Sam L and Thamasangvarn Thongchai

Purchase Details

Closed on
Jun 23, 2004
Sold by
Milloy Cynthia C
Bought by
Thamasangvarn Sam L and Thamasangvarn Thongchai
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vande Kamp Meredith Riley $1,400,000 Eagle Title
Powers Ralph Wilson $745,000 American Land Title Corporat
Gaumont Ralph -- None Available
Gaumont Ralph $864,000 --
Gaumont Ralph $664,000 --
Gaumont Ralph $864,000 --
Washington Mutual Bank $900,000 --
Thamasangvarn Sam L $895,000 --
Thamasangvarn Sam L $895,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vande Kamp Meredith Riley $925,000
Previous Owner Powers Ralph Wilson $494,000
Previous Owner Gaumont Ralph $568,400
Previous Owner Gaumont Ralph $568,400
Closed Thamasangvarn Sam L --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/02/2022 05/02/22 Sold $1,400,000 +8.1% $538 / Sq Ft
04/03/2022 04/03/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $1,295,000 +73.8% $498 / Sq Ft
04/26/2013 04/26/13 Sold $745,000 -0.5% $271 / Sq Ft View Prior Sale
03/06/2013 03/06/13 Pending -- -- --
02/15/2013 02/15/13 For Sale $749,000 -- $273 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,894 $1,191,067 -- --
2024 $14,894 $1,160,633 $0 $0
2023 $14,454 $1,130,200 $846,700 $283,500
2022 $12,366 $1,003,033 $0 $0
2021 $21,706 $875,867 $0 $0
2020 $9,304 $748,700 $481,000 $267,700
2019 $17,275 $716,567 $0 $0
2018 $6,940 $684,433 $0 $0
2017 $7,930 $652,300 $0 $0
2016 -- $643,900 $0 $0
2015 -- $635,500 $0 $0
2014 -- $627,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2027978

Bright MLS

APN: 02-002-11814300