NOT LISTED FOR SALE

354 Bank St Waverly, VA 23890

Estimated Value: $199,000 - $279,000

3 Beds
2 Baths
1,038 Sq Ft
$218/Sq Ft Est. Value

Last Sold August 19, 2021

Last sale price $153,000 $147 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $1,270/month

5 Days on Market

Highlights

  • Shed
  • Central Air
  • Privacy Fence
  • Ceramic Tile Flooring
  • Ceiling Fan
  • Heat Pump System

About This Home

As of August 2021

Check out this 2008 freshly painted three bedroom, two full bath rancher with large family room, newer Heat pump (2020), new privacy fence and new large shed that is priced under $150,000. Dimensional roof, new elements put in the water heater (2020) and all new carpeting. Storm doors on the front and back doors. Ceramic tile floors in kitchen and bathrooms. Minutes from 460 and the Prince George (Disputanta line). Very affordable home with public water and sewer. "Special Financing Incentives available on this property from Sirva Mortgage." Move-in ready. Appraisal required repairs.

Last Agent to Sell the Property

Jay Eischen

Real Broker LLC License #0225082304 Listed on: 06/24/2021

Real Broker LLC

Last Buyer's Agent

Cat Wilcox

Samson Properties License #0225245705

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $555

Year Built

  • Built in 2008

Lot Details

  • 0.45 Acre Lot
  • Privacy Fence
  • Back Yard Fenced

Parking

  • No Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,038 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Washer and Dryer Hookup

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Shed

Schools

  • Ellen W. Chambliss Elementary School
  • Sussex Central Middle School
  • Sussex Central High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 28A1212-3

Home Details

Home Type

Single Family

Est. Annual Taxes

$555

Year Built

Built in 2008

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2008
  • Property Attached Yn: No
  • Lot Size Acres: 0.4542
  • Ownership: Corporate
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Ceramic Tile, Vinyl
  • Appliances: Dishwasher, Electric Water Heater, Refrigerator, Stove
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s)
  • Living Area: 1038.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Back Yard, Fenced, Privacy
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Storage, Shed
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Property Condition: Resale

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Sussex Central

Lot Info

  • Parcel Number: 28A1212-3
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 555.0
  • Tax Lot: 3

MLS Schools

  • Elementary School: Ellen W. Chambliss
  • High School: Sussex Central

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2021
Closed on
Jul 6, 2021
Sold by
Sheldon Kayla H
Bought by
Sager Julius Louis
Seller's Agent
Jay Eischen
Real Broker LLC
Buyer's Agent
Cat Wilcox
Samson Properties
List Price
$147,500
Sold Price
$153,000
Premium/Discount to List
$5,500
3.73%
Current Estimated Value
$225,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,944
Avg. Annual Appreciation
8.83%
Original Mortgage
$120,000
Outstanding Balance
$110,227
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$105,685

Purchase Details

Listed on
Nov 16, 2019
Closed on
Mar 24, 2020
Sold by
Washington Leonard A and Washington Brenda
Bought by
Sheldon Kayla H
Seller's Agent
Ciarra Webb
Virginia Select Realty
Buyer's Agent
Jay Eischen
Real Broker LLC
List Price
$105,500
Sold Price
$119,500
Premium/Discount to List
$14,000
13.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.46%
Original Mortgage
$113,525
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2017
Sold by
Elizabeth Building And Loan Association
Bought by
Washington Leonard A and Washington Brenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,565
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 23, 2015
Sold by
Reliable Commercial Builders Llc
Bought by
Elizabeth Building And Loan Association
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sager Julius Louis $153,000 Atlantic Coast Stlmnt Svcs
Sheldon Kayla H $119,500 Stewart Land Title Services
Washington Leonard A $84,500 Old Dominion Title & Escrow
Elizabeth Building And Loan Association -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sager Jullius Louis $120,000
Closed Sager Julius Louis $120,000
Closed Sager Julius Louis $120,000
Previous Owner Sheldon Kayla H $113,525
Previous Owner Washington Leonard A $86,565
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2021 08/19/21 Sold $153,000 +3.7% $147 / Sq Ft
06/29/2021 06/29/21 Pending -- -- --
06/24/2021 06/24/21 For Sale $147,500 +23.4% $142 / Sq Ft
03/31/2020 03/31/20 Sold $119,500 0.0% $115 / Sq Ft
03/04/2020 03/04/20 Pending -- -- --
01/30/2020 01/30/20 Price Changed $119,500 -0.4% $115 / Sq Ft
01/13/2020 01/13/20 Price Changed $119,999 +13.7% $116 / Sq Ft
01/10/2020 01/10/20 For Sale $105,500 0.0% $102 / Sq Ft
11/23/2019 11/23/19 Pending -- -- --
11/16/2019 11/16/19 For Sale $105,500 -- $102 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $792 $149,500 $23,000 $126,500
2023 $718 $149,500 $23,000 $126,500
2022 $718 $149,500 $23,000 $126,500
2021 $555 $95,700 $23,000 $72,700
2020 $555 $95,700 $23,000 $72,700
2019 $555 $95,700 $23,000 $72,700
2018 $0 $0 $0 $0
2017 $499 $86,100 $23,000 $63,100
2016 $465 $86,100 $23,000 $63,100
2015 $465 $86,100 $23,000 $63,100
2014 $465 $86,100 $23,000 $63,100
2013 $124 $23,000 $23,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2117078

Central Virginia Regional MLS

APN: 28A12-12-3