Seller's Agent in 2025
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
63 in this area
199 Total Sales
354 Cascade Ln Unit 354 Oswego, IL 60543
North Oswego Neighborhood
2
Beds
2
Baths
1,557
Sq Ft
$274/mo
HOA Fee
Highlights
- Home fronts a pond
- Deck
- Great Room
- Oswego High School Rated A-
- End Unit
- Granite Countertops
About This Home
As of June 2025Absolutely perfect home in sought after Mill Race Creek's Winding Waters neighborhood! STOP PAYING RENT! This turn-key home exudes elegance from the stately front entrance to the vaulted ceilings in the family room. The Cascade model checks every box: Room for family in huge open great room & dining room combo, room for entertainment in the light and bright kitchen with NEW balcony overlooking green space, room for YOU to spread out in your spacious master en suite with enormous bath and closets, room for cars/storage in the LARGE 2 car garage. Expansive kitchen counterspace, stainless oven & refrigerator, spacious eating area with gorgeous views. The GRAND en suite with double doors, TWO double wide closets, linen, AND walk-in closet with natural light are unbeatable. Front load washer & dryer on pedestal stay! Well-lit side-load garage with quality built-in storage lockers. Great walking neighborhood close to Waubonsie Wetlands Preserve & Pearce Ford park. Come see for yourself!! New Roof 2019, Gutters, Deck, Furnace. Oswego schools, historic downtown Oswego recreation, shops, dining, and more! Close to I88, I55, Aurora & Naperville Metra 20 minutes away. Schedule your showing today! This incredible find will not last long!
Last Agent to Sell the Property
Mode 1 Real Estate LLC License #471019230 Listed on: 05/21/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,767
Year Built
- Built in 1997
Lot Details
- Home fronts a pond
- End Unit
HOA Fees
- $274 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Cluster Home
- Entry on the 2nd floor
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,557 Sq Ft Home
- 2-Story Property
- Built-In Features
- Insulated Windows
- Entrance Foyer
- Great Room
- Living Room
- Family or Dining Combination
- Home Security System
Kitchen
- Breakfast Bar
- Gas Oven
- Range
- Microwave
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 2 Full Bathrooms
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
- Porch
Schools
- Old Post Elementary School
- Thompson Junior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 4 Units
- Any Association, Phone Number (630) 748-8310
- Winding Waters Subdivision, Cascade, Upper Level Floorplan
- Property managed by Advocate Property Managers
Pet Policy
- Limit on the number of pets
- Pet Size Limit
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Storm Doors
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2025
Closed on
Jun 4, 2025
Sold by
Leticia Lody D and Leticia Ochoa-Macatu
Bought by
Sauer Tyler F and Ruise Ernest T
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Lori Robinson
Real Broker, LLC
List Price
$279,900
Sold Price
$281,000
Premium/Discount to List
$1,100
0.39%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,396
Avg. Annual Appreciation
1.08%
Original Mortgage
$252,900
Outstanding Balance
$252,290
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$30,106
Purchase Details
Listed on
Jul 22, 2021
Closed on
Aug 23, 2021
Sold by
Hollenback Jennifer L
Bought by
Macatula Lody D and Ochoa Macatula Leticia
Seller's Agent
Genevieve Padula, Mg Broker
Foxborough Real Estate
Buyer's Agent
Linda Lobo
Real Broker, LLC
List Price
$182,000
Sold Price
$178,000
Premium/Discount to List
-$4,000
-2.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.66%
Original Mortgage
$100,000
Interest Rate
2.99%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 20, 2016
Closed on
Sep 27, 2016
Sold by
Svoboda Robert J
Bought by
Hollenback Jennifer
Seller's Agent
Denise Sperekas
HomeSmart Realty Group
Buyer's Agent
Rajendra Kapil
Inland Real Estate Brokerage
List Price
$169,900
Sold Price
$146,000
Premium/Discount to List
-$23,900
-14.07%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.12%
Original Mortgage
$138,700
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 7, 2015
Closed on
May 7, 2015
Sold by
Haldinyak Lillian H
Bought by
Svoboda Robert J
Seller's Agent
Jerry Pennington
Kettley & Co. Inc. - Yorkville
Buyer's Agent
Laura Delrose
Baird & Warner
List Price
$139,900
Sold Price
$130,000
Premium/Discount to List
-$9,900
-7.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%
Original Mortgage
$123,500
Interest Rate
4.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 1, 1996
Bought by
Haidinyak Lillian H
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $281,000 | First American Title | |
| Warranty Deed | $178,000 | Chicago Title | |
| Warranty Deed | $146,000 | Lakeland Title Services | |
| Warranty Deed | $130,000 | Chicago Title Insurance Co | |
| Deed | $114,600 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $252,900 | New Conventional | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $138,700 | New Conventional | |
| Previous Owner | $123,500 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/23/2025 06/23/25 | Sold | $281,000 | +0.4% | $180 / Sq Ft | |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- | |
| 05/21/2025 05/21/25 | For Sale | $279,900 | +57.2% | $180 / Sq Ft | |
| 08/26/2021 08/26/21 | Sold | $178,000 | -2.2% | $114 / Sq Ft | View Prior Sale |
| 07/29/2021 07/29/21 | Pending | -- | -- | -- | |
| 07/22/2021 07/22/21 | For Sale | $182,000 | +24.7% | $117 / Sq Ft | |
| 09/30/2016 09/30/16 | Sold | $146,000 | -2.0% | $94 / Sq Ft | View Prior Sale |
| 08/11/2016 08/11/16 | Pending | -- | -- | -- | |
| 08/06/2016 08/06/16 | Price Changed | $149,000 | -5.7% | $96 / Sq Ft | |
| 07/24/2016 07/24/16 | Price Changed | $158,000 | -7.0% | $101 / Sq Ft | |
| 07/20/2016 07/20/16 | For Sale | $169,900 | +30.7% | $109 / Sq Ft | |
| 05/07/2015 05/07/15 | Sold | $130,000 | -4.3% | $83 / Sq Ft | View Prior Sale |
| 04/06/2015 04/06/15 | Pending | -- | -- | -- | |
| 02/25/2015 02/25/15 | Price Changed | $135,900 | -2.9% | $87 / Sq Ft | |
| 01/07/2015 01/07/15 | For Sale | $139,900 | -- | $90 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,767 | $73,131 | $10,841 | $62,290 |
| 2023 | $4,227 | $63,592 | $9,427 | $54,165 |
| 2022 | $4,227 | $57,811 | $8,570 | $49,241 |
| 2021 | $4,640 | $55,587 | $8,240 | $47,347 |
| 2020 | $4,533 | $53,968 | $8,000 | $45,968 |
| 2019 | $5,095 | $59,076 | $8,000 | $51,076 |
| 2018 | $4,005 | $47,546 | $7,656 | $39,890 |
| 2017 | $3,857 | $43,620 | $7,024 | $36,596 |
| 2016 | $3,781 | $42,349 | $6,819 | $35,530 |
| 2015 | $3,584 | $38,852 | $6,256 | $32,596 |
| 2014 | -- | $37,357 | $6,015 | $31,342 |
| 2013 | -- | $37,735 | $6,076 | $31,659 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Sather
-
Lori Robinson
L
Buyer's Agent in 2025
Lori Robinson
Real Broker, LLC
(630) 638-0475
1 in this area
17 Total Sales
-
Genevieve Padula, Mg Broker
Seller's Agent in 2021
Genevieve Padula, Mg Broker
Foxborough Real Estate
(630) 639-7823
1 in this area
19 Total Sales
-
Linda Lobo
Buyer's Agent in 2021
Linda Lobo
Real Broker, LLC
(630) 362-0135
2 in this area
58 Total Sales
-
Denise Sperekas
Seller's Agent in 2016
Denise Sperekas
HomeSmart Realty Group
(312) 560-9523
199 Total Sales
-
R
Buyer's Agent in 2016
Rajendra Kapil
Inland Real Estate Brokerage
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12359384
APN: 03-09-433-015
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