3544 Ruby Ave Saint James City, FL 33956
Saint James City NeighborhoodEstimated payment $8,228/month
Highlights
- Boat Dock
- Home fronts a seawall
- Canal Access
- Cape Coral High School Rated A-
- Heated In Ground Pool
- Canal View
About This Home
Tropical Waterfront Paradise with Endless Charm! Welcome to your own slice of paradise! Nestled on a peaceful cul-de-sac corner lot with 189 feet of stunning waterfront, this exceptional 4-bedroom, 3-bath home perfectly blends luxury, comfort, privacy, and Florida fun. Located on beautiful INTERSECTING CANALS, every day feels like a vacation. Step outside to your private resort-style oasis—take a dip in the heated pool, relax by the firepit, get comfortable with a book on the hammock, or wiggle your toes in your very own playful sandy beach area. Boating enthusiasts will love the covered dock with lift, ideal for easy Gulf access and sunset cruises. TWO MINUTES OUT TO OPEN WATER! Inside, discover a bright and inviting open floor plan designed for relaxing and entertaining. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, custom cabinetry, Corian countertops, a wine refrigerator and plenty of space for gatherings with family and friends. The main suite offers a peaceful retreat with scenic water views, while the versatile downstairs “in-law” suite which includes a full kitchen and laundry room, providing private accommodations for guests or extended family. Surrounded by lush tropical trees and vibrant landscaping, this home truly embodies the Florida lifestyle—a perfect balance of relaxation, recreation, and natural beauty. Whether you’re lounging by the pool, hosting sunset dinners, or setting out on a morning paddle, every moment here feels like a getaway. Come experience the joy of waterfront living—where every sunrise sparkles on the canal and every sunset invites you to stay just a little longer. Consider adding this home to your income producing portfolio by placing this Coastal Escape on the vacation rental market. This home is in high demand all year!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,591
Year Built
- Built in 1993
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 110 x 100 x 190 x 125
- Home fronts a seawall
- Home fronts a canal
- Cul-De-Sac
- West Facing Home
- Fenced
- Oversized Lot
- Irregular Lot
- Fruit Trees
- Property is zoned RS1
Parking
- 3 Car Attached Garage
- 2 Attached Carport Spaces
- Circular Driveway
- Guest Parking
- Golf Cart Parking
Home Design
- Stilt Home
- Entry on the 1st floor
- Pillar, Post or Pier Foundation
- Wood Frame Construction
- Metal Roof
Interior Spaces
- 2,950 Sq Ft Home
- 2-Story Property
- Furnished
- Electric Shutters
- Great Room
- Combination Dining and Living Room
- Den
- Canal Views
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Electric Cooktop
- Ice Maker
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Split Bedroom Floorplan
- Walk-In Closet
- Maid or Guest Quarters
- 3 Full Bathrooms
- Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Impact Glass
- High Impact Door
Pool
- Heated In Ground Pool
- Saltwater Pool
- Above Ground Spa
Outdoor Features
- Canal Access
- Balcony
- Screened Patio
- Outdoor Grill
- Porch
Utilities
- Central Heating and Cooling System
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 9 / B
- Assessor Parcel Number 02-46-22-11-0000B.0090
Community Details
Overview
- No Home Owners Association
- Bayview Acres Subdivision
Recreation
- Boat Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,591 | $1,025,500 | $384,379 | $533,501 |
| 2024 | $11,318 | $814,921 | -- | -- |
| 2023 | $11,318 | $740,837 | $194,287 | $486,053 |
| 2022 | $10,884 | $727,366 | $201,572 | $525,794 |
| 2021 | $7,996 | $500,443 | $193,130 | $307,313 |
| 2020 | $7,392 | $456,225 | $177,150 | $279,075 |
| 2019 | $7,343 | $444,929 | $177,150 | $267,779 |
| 2018 | $6,759 | $401,325 | $118,100 | $283,225 |
| 2017 | $4,960 | $311,510 | $0 | $0 |
| 2016 | $4,922 | $415,617 | $134,637 | $280,980 |
| 2015 | $4,764 | $387,600 | $170,632 | $216,968 |
| 2014 | $4,748 | $350,501 | $140,639 | $209,862 |
| 2013 | -- | $341,899 | $149,519 | $192,380 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/05/2025 11/05/25 | For Sale | $1,350,000 | +42.1% | $458 / Sq Ft | |
| 08/09/2024 08/09/24 | Sold | $950,000 | -5.0% | $341 / Sq Ft | View Prior Sale |
| 08/09/2024 08/09/24 | Pending | -- | -- | -- | |
| 07/09/2024 07/09/24 | Price Changed | $1,000,000 | -16.7% | $358 / Sq Ft | |
| 05/15/2024 05/15/24 | Price Changed | $1,200,000 | -7.7% | $430 / Sq Ft | |
| 03/14/2024 03/14/24 | For Sale | $1,300,000 | -7.1% | $466 / Sq Ft | |
| 11/24/2021 11/24/21 | Sold | $1,400,000 | -6.4% | $475 / Sq Ft | View Prior Sale |
| 10/25/2021 10/25/21 | Pending | -- | -- | -- | |
| 08/02/2021 08/02/21 | For Sale | $1,495,000 | +190.3% | $507 / Sq Ft | |
| 06/14/2018 06/14/18 | Sold | $515,000 | -6.4% | $306 / Sq Ft | View Prior Sale |
| 05/15/2018 05/15/18 | Pending | -- | -- | -- | |
| 02/15/2018 02/15/18 | For Sale | $550,000 | -- | $327 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $950,000 | Nona Title | |
| Warranty Deed | $1,200,000 | Attorney | |
| Warranty Deed | $515,000 | Assurance Title Agency Llc | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $630,000 | Pine Island Title Ins Agency | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $250,000 | -- | |
| Warranty Deed | $200,000 | -- | |
| Warranty Deed | $179,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $712,500 | New Conventional | |
| Previous Owner | $1,079,880 | New Conventional | |
| Previous Owner | $125,000 | Unknown | |
| Previous Owner | $100,000 | No Value Available |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2025018250
APN: 02-46-22-11-0000B.0090
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Southwest Florida Multiple Listing Service. All Rights Reserved
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