Penny Lehmann
Responds Quickly
Coldwell Banker Realty
(239) 341-5269
125 Total Sales
7 in Saint James City
$350K - $475K Price Range
3693 Ruby Ave Saint James City, FL 33956
Saint James City NeighborhoodEstimated Value: $575,871
2
Beds
2
Baths
1,260
Sq Ft
$457/Sq Ft
Est. Value
Highlights
- Community Boat Dock
- Waterfront
- Canal View
- Concrete Pool
- Canal Access
- Lanai
About This Home
As of June 2026Experience peaceful, laid-back island living with quick direct Gulf access to open water. This bright and spacious 2-bedroom, 2-bath home offers an open living area that flows seamlessly to a large heated pool and screened lanai overlooking the covered boat lift and dock. Southern exposure provides all-day sun on the pool, making outdoor living especially enjoyable. The interior has been freshly painted and extensively updated. Major improvements include a new roof with architectural shingles, new soffits and gutters, a new HVAC system with ductwork, and a whole-house air filtration system (2023). The kitchen features all-new cabinetry with soft-close doors and drawers and new Samsung appliances, along with custom wall bar and illuminated display cabinetry. Additional upgrades include a rebuilt ceiling lighting system with puck lights, a custom entertainment/display wall unit, and a custom closet in the primary bedroom. Outdoor enhancements include a re-screened pool cage with No-See-Um screening and modified picture window screening, a sealed and resurfaced pool with new tile décor, a new pool pump, and a front door with impact glass. Low-maintenance landscaping and improved drainage add to both curb appeal and functionality. For added peace of mind, the property includes a 2025 Flood Prevention System designed to keep exterior water out of the home, along with a septic pipe flap to help prevent interior water intrusion.
Last Agent to Sell the Property
John R. Wood Properties License #258005697 Listed on: 02/05/2026
Last Buyer's Agent
Non-listing FGC MLS Non-Listing agent
FGC Non-MLS Office License #258029255
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,053
Year Built
- Built in 1974
Lot Details
- 6,839 Sq Ft Lot
- Lot Dimensions are 60 x 110 x 64 x 110
- Waterfront
- Home has North and South Exposure
- Rectangular Lot
- Property is zoned RS-1
Parking
- 1 Car Attached Garage
- Garage Door Opener
Home Design
- Entry on the 1st floor
- Shingle Roof
- Stucco
Interior Spaces
- 1,260 Sq Ft Home
- 1-Story Property
- Built-In Features
- Jalousie or louvered window
- Shutters
- Great Room
- Open Floorplan
- Screened Porch
- Tile Flooring
- Canal Views
Kitchen
- Breakfast Bar
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
- Shower
- Separate Shower
Laundry
- Dryer
- Washer
Pool
- Concrete Pool
- Heated In Ground Pool
- Outdoor Shower
Outdoor Features
- Canal Access
- Screened Patio
- Lanai
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 22 / B
- Assessor Parcel Number 02-46-22-11-0000B.0220
Community Details
Overview
- No Home Owners Association
- Bayview Acres Subdivision
Recreation
- Community Boat Dock
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2026
Closed on
Jun 9, 2026
Sold by
Frederick Spence and Shefner Spence Susan Adele
Bought by
Seller's Agent
Christy Knight
John R. Wood Properties
Buyer's Agent
Non-listing FGC MLS Non-Listing agent
FGC Non-MLS Office
List Price
$624,900
Sold Price
$575,000
Premium/Discount to List
-$49,900
-7.99%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$871
Avg. Annual Appreciation
0.51%
Purchase Details
Closed on
Feb 28, 2020
Sold by
Spence Maurice F and Spence Susan A
Bought by
Spence Maurice Frederick and Spence Susan Adele
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$409,829
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Closed on
Jan 27, 2020
Sold by
Spence Maurice F and Spence Susan A Shefner
Bought by
Spence Maurice F and Spence Susan A Shefner
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$409,829
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Closed on
Sep 6, 2019
Sold by
Spece Maurice F and Shefner Susan A
Bought by
Spence Maurice F and Spence Susan A Shefner
Purchase Details
Listed on
Jul 20, 2018
Closed on
Aug 21, 2018
Sold by
Norman E Stark
Bought by
Spence Maurice and Spence Susan
Seller's Agent
Normalene Salter
Century 21 Sunbelt Realty
Buyer's Agent
Ron Acosta
List Price
$429,000
Sold Price
$410,000
Premium/Discount to List
-$19,000
-4.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.28%
Original Mortgage
$410,000
Interest Rate
4.53%
Purchase Details
Closed on
Aug 14, 2009
Sold by
Sisney Michael and Sisney Noelene F
Bought by
Stark Norman E and Stark Linda G
Purchase Details
Closed on
Dec 27, 2007
Sold by
Sisney Michael
Bought by
Sisney Michael and Sisney Noelene F
Purchase Details
Closed on
May 29, 2007
Sold by
Donkersloot Johannes
Bought by
Sisney Michael
Purchase Details
Closed on
Jul 15, 2005
Sold by
Spero Stanley G and Spero Grace
Bought by
Sisney Michael and Donkersloot Johannes
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint James City, FL
-
Penny Lehmann
-
Kyra Quarles
Kyra Quarles
John R. Wood Properties
(239) 592-3028
106 Total Sales
1 in Saint James City
$540,000 Price
-
Lawrence Ronco
Lawrence Ronco
RE/MAX Gulf Coast Living
(239) 360-4942
93 Total Sales
2 in Saint James City
$1,050,000 Price Range
-
Chun-yi Bittner
Chun-yi Bittner
MARINA PARK REALTY LLC
(941) 655-9370
135 Total Sales
1 in Saint James City
$41,000 Price
-
Alex King
Alex King
Premiere Plus Realty Company
(239) 766-5674
297 Total Sales
1 in Saint James City
$760,000 Price
-
Denise Turgeon
Denise Turgeon
EXP REALTY LLC
(863) 593-8799
103 Total Sales
1 in Saint James City
$1,150,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $575,000 | None Listed On Document | ||
| Spence Maurice Frederick | -- | Attorney | |
| Spence Maurice F | -- | Florida Hometown T&E Llc | |
| Spence Maurice F | -- | Attorney | |
| Spence Maurice | $410,000 | -- | |
| Stark Norman E | $325,000 | Attorney | |
| Sisney Michael | -- | Attorney | |
| Sisney Michael | $200,200 | Attorney | |
| Sisney Michael | $405,000 | Executive Title Ins Svcs Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $409,829 | ||
| Previous Owner | Spence Maurice | $410,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/19/2026 06/19/26 | Pending | -- | -- | -- | |
| 06/09/2026 06/09/26 | Sold | $575,000 | -4.0% | $456 / Sq Ft | |
| 05/01/2026 05/01/26 | Price Changed | $599,000 | -4.1% | $475 / Sq Ft | |
| 04/15/2026 04/15/26 | Pending | -- | -- | -- | |
| 04/06/2026 04/06/26 | For Sale | $624,900 | 0.0% | $496 / Sq Ft | |
| 02/05/2026 02/05/26 | For Sale | $624,900 | +52.4% | $496 / Sq Ft | |
| 08/20/2018 08/20/18 | Sold | $410,000 | -4.4% | $325 / Sq Ft | View Prior Sale |
| 07/21/2018 07/21/18 | Pending | -- | -- | -- | |
| 07/20/2018 07/20/18 | For Sale | $429,000 | -- | $340 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,053 | $346,580 | $152,453 | $194,127 |
| 2025 | $4,053 | $291,839 | ||
| 2024 | $3,797 | $288,473 | ||
| 2023 | $3,797 | $280,071 | $0 | $0 |
| 2022 | $3,787 | $271,914 | $0 | $0 |
| 2021 | $3,842 | $329,347 | $184,005 | $145,342 |
| 2020 | $3,812 | $260,349 | $0 | $0 |
| 2019 | $3,784 | $254,496 | $0 | $0 |
| 2018 | $3,503 | $228,340 | $0 | $0 |
| 2017 | $3,498 | $223,643 | $0 | $0 |
| 2016 | $3,465 | $256,647 | $130,892 | $125,755 |
| 2015 | $3,346 | $245,700 | $162,029 | $83,671 |
| 2014 | $3,327 | $215,794 | $134,004 | $81,790 |
| 2013 | -- | $221,205 | $145,252 | $75,953 |
Source: Public Records
Agents Affiliated with this Home
-
Christy Knight
CK
Seller's Agent in 2026
Christy Knight
John R. Wood Properties
(239) 340-3623
23 in this area
132 Total Sales
-
Mike Faulkner
MF
Seller Co-Listing Agent in 2026
Mike Faulkner
John R. Wood Properties
(239) 283-1028
60 in this area
146 Total Sales
-
NF
Buyer's Agent in 2026
Non-listing FGC MLS Non-Listing agent
FGC Non-MLS Office
-
Normalene Salter
NS
Seller's Agent in 2018
Normalene Salter
Century 21 Sunbelt Realty
(239) 314-9317
49 in this area
70 Total Sales
-
RA
Buyer's Agent in 2018
Ron Acosta
Map
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2026005802
APN: 02-46-22-11-0000B.0220
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved
Nearby Homes
- 3681 Ruby Ave
- 3728 Emerald Ave
- 3656 Emerald Ave
- 2452 York Rd
- 3544 Ruby Ave
- 3596 Emerald Ave
- 2413 York Rd
- 3571 Emerald Ave
- 2592 York Rd
- 2421 Oleander St
- 3554 Emerald Ave
- 3547 Emerald Ave
- 3608 Rita Ln
- 3807 San Carlos Dr
- 2375 York Rd
- 3594 Rita Ln
- 3881 Areca Dr
- 2360 Oleander St
- 3524 5th Ave
- 2390 Oleander St
Your Personal Tour Guide
Ask me questions while you tour the home.