Seller's Agent in 2024
Michael Tadlock
Elite Realty
(850) 768-0445
38 Total Sales
3545 Payne Lake Rd Chipley, FL 32428
Estimated Value: $384,000 - $413,000
2
Beds
2
Baths
1,761
Sq Ft
$230/Sq Ft
Est. Value
Highlights
- Lake Front
- Deck
- No HOA
- Docks
- Bonus Room
- Log Cabin
About This Home
As of September 2024CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Experience the allure of this one-of-a-kind 2-bedroom, 2-bathroom waterfront log cabin on Payne Lake in Washington County, Florida. With approximately 200' of waterfront property, and nestled on 2.9 acres across two lots, this charming home offers over 1,700 square feet of heated and cooled living space, in a rustic log cabin setting. The home also includes a spacious third-floor bonus room, perfect for an office, playroom, or potential third bedroom, which boasts two log cabin-style low-profile ceiling fans with lighting. The generous kitchen and dining area provide an inviting space for gatherings, and was updated in 2022 with new refrigerator, Kitchen sink and faucet. Both bathrooms received log vanities in recent years with custom sinks, including a matching log mirror in the Master Bathroom. Throughout the home, Luxury Vinyl Plank covers the floors, adding the look of wood floors yet with the resilience of LVP, and at the same time adding to the appeal of the log cabin. Relax in the cozy Living Room, taking in the gorgeous view from the two large 8' sliding patio doors that overlook Payne Lake, or unwind on the shaded back deck. This home has been updated in recent years to include a new roof (2019), new skylights, and new A/C System (2021). The exterior of the cabin is immaculate and leads down to the lake to enjoy the fire pit, sit/fish off one of the two docks, or just soak up some sun. Bistro lights lining the trees over the fire pit area, make for a great entertaining space for friends and family. Kayak or canoe early mornings or evenings on Payne Lake for exercise or to chunk a lure or two; this home has so much to offer. Truly a rare gem in the Panhandle of Florida, your very own waterfront log cabin awaits you. This cabin is an amazing primary residence or a perfect getaway, located just a short drive from Northwest Florida Beaches International Airport and the stunning beaches of Panama City Beach, Florida. Call to schedule your showing today!
Last Agent to Sell the Property
Elite Realty License #SL3262869 Listed on: 07/23/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,682
Year Built
- Built in 2005
Lot Details
- 2.9 Acre Lot
- Lot Dimensions are 100x400
- Lake Front
- Dirt Road
Home Design
- Log Cabin
- Entry on the 2nd floor
- Wood Siding
Interior Spaces
- Electric Fireplace
- Living Room
- Dining Room
- Bonus Room
- Utility Room
- Lake Views
Kitchen
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Docks
- Deck
Schools
- Vernon Elementary School
- Vernon Middle School
- Vernon High School
Utilities
- Central Air
- Heating Available
- Electric Water Heater
Community Details
- No Home Owners Association
- Payne Lakes Phase Two Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 23, 2024
Closed on
Sep 9, 2024
Sold by
Morin Keith and Morin Jeanne
Bought by
Hutchinson Dallas Clark
Seller's Agent
Michael Tadlock
Elite Realty
Buyer's Agent
Sarah Steverson
CENTURY 21 Commander Realty
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%
Views
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,278
Avg. Annual Appreciation
1.36%
Original Mortgage
$355,500
Outstanding Balance
$351,038
Interest Rate
6.73%
Mortgage Type
VA
Estimated Equity
$53,240
Purchase Details
Listed on
Jul 28, 2020
Closed on
Oct 5, 2020
Sold by
Adams Michael W
Bought by
Morin Keith and Morin Jeanne
Seller's Agent
Michael Tadlock
Elite Realty
Buyer's Agent
Michael Tadlock
Elite Realty
List Price
$259,900
Sold Price
$250,000
Premium/Discount to List
-$9,900
-3.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%
Original Mortgage
$140,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 27, 2014
Closed on
May 29, 2014
Sold by
Colby Dale Allan and Colby Vickie
Bought by
Adams Michael W
Seller's Agent
Scott Ingraham
Scott Ingraham Real Estate
Buyer's Agent
David Dees
Paradise Realty
List Price
$147,900
Sold Price
$145,000
Premium/Discount to List
-$2,900
-1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.94%
Original Mortgage
$148,117
Interest Rate
4.32%
Mortgage Type
VA
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Hutchinson Dallas Clark | $395,000 | Florida Land Title & Trust | |
| Morin Keith | $250,000 | Florida Land Title & Tr Co | |
| Morin Keith | $250,000 | Florida Land Title & Trust | |
| Morin Keith | $250,000 | Florida Land Title & Trust | |
| Adams Michael W | $145,000 | Cornerstone Title Agency Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hutchinson Dallas Clark | $355,500 | |
| Previous Owner | Morin Keith | $140,000 | |
| Previous Owner | Adams Michael W | $148,117 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/11/2024 09/11/24 | Sold | $395,000 | -1.2% | $224 / Sq Ft | |
| 07/25/2024 07/25/24 | Pending | -- | -- | -- | |
| 07/23/2024 07/23/24 | For Sale | $399,900 | +175.8% | $227 / Sq Ft | |
| 06/20/2022 06/20/22 | Off Market | $145,000 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $250,000 | -- | -- | |
| 10/05/2020 10/05/20 | Sold | $250,000 | -3.8% | $142 / Sq Ft | View Prior Sale |
| 08/28/2020 08/28/20 | Pending | -- | -- | -- | |
| 06/19/2020 06/19/20 | For Sale | $259,900 | +79.2% | $148 / Sq Ft | |
| 05/29/2014 05/29/14 | Sold | $145,000 | -2.0% | $76 / Sq Ft | View Prior Sale |
| 03/06/2014 03/06/14 | Pending | -- | -- | -- | |
| 02/19/2014 02/19/14 | For Sale | $147,900 | -- | $78 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $293,211 | $30,000 | $263,211 |
| 2024 | $2,951 | $240,009 | $24,000 | $216,009 |
| 2023 | $2,682 | $187,841 | $0 | $0 |
| 2022 | $2,442 | $188,614 | $13,000 | $175,614 |
| 2021 | $2,193 | $155,241 | $10,000 | $145,241 |
| 2020 | $312 | $79,619 | $0 | $0 |
| 2019 | $561 | $77,829 | $0 | $0 |
| 2018 | $561 | $76,378 | $0 | $0 |
| 2017 | $563 | $74,807 | $0 | $0 |
| 2016 | $567 | $73,268 | $0 | $0 |
| 2015 | $583 | $73,268 | $0 | $0 |
| 2014 | -- | $74,268 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Tadlock
-
Cindy Birge
Seller Co-Listing Agent in 2024
Cindy Birge
Elite Realty
(850) 258-9442
419 Total Sales
-
Sarah Steverson
Buyer's Agent in 2024
Sarah Steverson
CENTURY 21 Commander Realty
(850) 527-5385
62 Total Sales
-
S
Seller's Agent in 2014
Scott Ingraham
Scott Ingraham Real Estate
-
David Dees
D
Buyer's Agent in 2014
David Dees
Paradise Realty
(850) 814-2613
20 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 760333
APN: 00000000-00-3322-0352
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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