NOT LISTED FOR SALE

355 E 3rd St Harbor Springs, MI 49740

Estimated Value: $790,000 - $951,000

4 Beds
3.5 Baths
1,945 Sq Ft
$167/mo HOA Fee

Last Sold July 26, 2024

Last sale price $749,000 $385 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $5,661/month

116 Days on Market

Highlights

  • Water Views
  • Cathedral Ceiling
  • Thermal Windows
  • Deck
  • 1 Car Detached Garage
  • Living Room

About This Home

As of July 2024

This well-maintained and fully furnished condo (minus personal exclusions) is located in the heart of Harbor Springs, steps away from great restaurants, shops, marinas, and more! Three levels of living space with beautiful natural light and views of Little Traverse Bay. Take the front porch steps off charming Third Street to an open living and kitchen space offering a gas fireplace, granite countertops, stainless steel appliances, and a half bath. The new carpet and pad throughout the unit will take you up the first flight of stairs to a lovely primary guest suite complete with vaulted ceilings, a fully remodeled bathroom, and private deck space. The second level also offers two more bedrooms and a second remodeled bathroom as well as a laundry closet with a newly stacked LG washer and dryer. Follow the second set of stairs you are welcomed by a light-filled and very spacious primary bedroom complete with two walk-in closets and another full bathroom. A one-car garage just a couple steps out the back door entrance to this condo gives enough space for some extra cabinet storage as well. The interior of this unit has been almost entirely repainted, with a new furnace in 2020 and a new hot water heater in 2018. Clean and crisp and ready for you to move in and start enjoying Harbor Springs!

Last Agent to Sell the Property

Danielle Smith

Gaslight Group Properties Listed on: 04/01/2024

Last Buyer's Agent

Jenny Nolan

Harbor Sotheby's International Rlty - Harbor Sprgs

Harbor Sotheby's International Rlty - Harbor Sprgs

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,217

Year Built

  • Built in 1999

HOA Fees

  • $167 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 1,945 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Blinds
  • Living Room
  • Dining Room
  • Second Floor Utility Room
  • Water Views
  • Crawl Space

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Detached Garage
  • Driveway

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Deck
  • Sprinkler System

Community Details

  • Bluffside Association

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-227-102

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,217

Year Built

Built in 1999

Lot Details

0

HOA Fees

$167 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1999
  • Lvt Date: 04/01/2024
  • Section: 13
  • Second Address Number: 355
  • Directions: Main Street to Judd Street, to Third Street.
  • Price per Sq Ft: 385.09
  • OFFICELIST_STATE: MI
  • Special Features: None
  • Property Sub Type: Condos
  • Year Built: 1999

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Mini Blinds, Paved Drive, Range, Refrigerator, Sprinkler System, Washer, Paved Road
  • Total Finished Sq Ft: 1945
  • Master Bedroom: On Level: Upper
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: Upper
  • Total Rooms: 8
  • Basement: Crawl
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: N/A
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 1945
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Thermo

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: One

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Bluffside
  • Association: Yes
  • Condo Unit Number: 2
  • Condo: Yes
  • Fees: 2,000

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 51-15-13-227-102

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2024
Closed on
Jul 19, 2024
Sold by
Monaghan Matthew J and Monaghan Tana N
Bought by
Anderson Eric Michael and Anderson Mary Bridget
Seller's Agent
Danielle Smith
Gaslight Group Properties
Buyer's Agent
Jenny Nolan
Harbor Sotheby's International Rlty - Harbor Sprgs
List Price
$799,000
Sold Price
$749,000
Premium/Discount to List
-$50,000
-6.26%
Views
61
Current Estimated Value
$863,294

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,294
Avg. Annual Appreciation
14.63%
Original Mortgage
$599,200
Outstanding Balance
$592,947
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$270,347

Purchase Details

Closed on
Jan 31, 2022
Sold by
Monaghan Matthw J
Bought by
Monaghan Matthew And Tana Trust

Purchase Details

Listed on
Jul 30, 2018
Closed on
Oct 12, 2018
Sold by
Kerver Ronald B and Kerver Kay L
Bought by
Monaghan Matthw J and Monaghan Tana N
Seller's Agent
Yesmeen Abdullatif
Rocket Home Real Real Estate LLC
List Price
$380,000
Sold Price
$369,000
Premium/Discount to List
-$11,000
-2.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.27%
Original Mortgage
$295,200
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
May 15, 2016
Closed on
Sep 29, 2016
Sold by
Wright Joseph Patrick and Wright Deborah T
Bought by
Kerver Ronald B and Kerver Kay L
Seller's Agent
Kristin McDonald
Harbor Sotheby's International Rlty - Harbor Sprgs
Buyer's Agent
Keith Mahoney
Coldwell Banker Schmidt - Charlevoix
List Price
$349,900
Sold Price
$320,000
Premium/Discount to List
-$29,900
-8.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.23%

Purchase Details

Closed on
Apr 7, 2000
Bought by
Wright Joseph Patrick
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Anderson Eric Michael $749,000 --
Monaghan Matthew And Tana Trust -- --
Monaghan Matthw J $369,000 --
Kerver Ronald B -- None Available
Wright Joseph Patrick $245,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Anderson Eric Michael $599,200
Previous Owner Monaghan Matthw J $225,000
Previous Owner Monaghan Matthew J $277,200
Previous Owner Monaghan Matthew J $291,200
Previous Owner Monaghan Matthw J $295,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2024 07/26/24 Sold $749,000 -6.3% $385 / Sq Ft
04/01/2024 04/01/24 For Sale $799,000 +116.5% $411 / Sq Ft
10/13/2018 10/13/18 Sold $369,000 -2.9% $190 / Sq Ft
10/05/2018 10/05/18 Pending -- -- --
07/30/2018 07/30/18 For Sale $380,000 +18.8% $195 / Sq Ft
09/29/2016 09/29/16 Sold $320,000 -8.5% $165 / Sq Ft
09/03/2016 09/03/16 Pending -- -- --
05/15/2016 05/15/16 For Sale $349,900 -- $180 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,217 $375,200 $375,200 $0
2024 $9,217 $382,400 $382,400 $0
2023 $8,244 $344,300 $344,300 $0
2022 $8,244 $196,200 $196,200 $0
2021 $7,960 $184,900 $184,900 $0
2020 $7,864 $187,000 $187,000 $0
2019 $9,659 $178,800 $178,800 $0
2018 -- $159,400 $159,400 $0
2017 -- $157,200 $157,200 $0
2016 -- $157,800 $157,800 $0
2015 -- $147,000 $0 $0
2014 $5,863 $151,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 473361

Northern Michigan MLS

APN: 51-15-13-227-102