NOT LISTED FOR SALE

355 Ridgeway St Unit 3 Saint Joseph, MI 49085

Estimated Value: $445,000 - $509,000

3 Beds
2 Baths
1,449 Sq Ft
$157/mo HOA Fee

Last Sold November 25, 2013

Last sale price $107,500 $74 Per Sq Ft

Est. 339% increase in value since last sale

Current estimated payment $3,115/month

279 Days on Market

Highlights

  • Traditional Architecture
  • 1 Car Detached Garage
  • Hot Water Heating System
  • Upton Middle School Rated A
  • Porch
  • Wood Siding

About This Home

As of November 2013

Location, Location, LOCATION! Great upper level Ridgeway condo has 3 bedrooms, 2 baths and lots of potential. Unit has two upper decks with partial views of Lake MI. One car garage PLUS one carport space.

Last Agent to Sell the Property

Vikki Wade

Coldwell Banker Advantage Listed on: 02/14/2013

Last Buyer's Agent

Anthony Clark

@properties Christie's International R.E. License #6501349571

@properties Christie's International R.E.

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1983

Lot Details

  • 10,803

HOA Fees

  • $157 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Carport

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,449 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Utilities

  • Heating System Uses Natural Gas
  • Hot Water Heating System

Additional Features

  • Porch
  • Sprinkler System

Community Details

  • Edgewater Of St Joseph Condos

Listing and Financial Details

  • REO, home is currently bank or lender owned

Property Details

Home Type

Condominium

Year Built

Built in 1983

Lot Details

0

HOA Fees

$157 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 1983
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1449.0
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 6750.0
  • Roofing:Composition: Yes
  • Manufactured:Manufactured YN: No
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Heat Type:Hot Water: Yes
  • Landscape:Underground Sprinkler: Yes
  • Garage Type Detached: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:Condo Proj Name: Edgewater of St Joseph
  • General Property Info:SqFt Above Grade: 1449.0
  • Special Features: 5120
  • Property Sub Type: Condos

Interior Features

  • Fireplace Features: Gas Log, Living
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1449.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 1.0
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Above Grade Finished Sq Ft: 1449.0

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Porch(es)
  • List Price: 114900.0
  • Lot Features: Sidewalk
  • Road Surface Type: Paved
  • Waterfront: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Carport: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Paved
  • Garage:Garage2: Yes
  • Garage Type:Carport: Yes
  • Garage Type:_one_: Yes

Utilities

  • Heating: Hot Water, Natural Gas
  • Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 471.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 471.0
  • Association Info:Assoc Fee Payable: Quarterly

Lot Info

  • Lot Dimensions: 0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6750.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2013
Closed on
Nov 25, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Clark Anthony F
Seller's Agent
Vikki Wade
Coldwell Banker Advantage
Buyer's Agent
Anthony Clark
@properties Christie's International R.E.
List Price
$234,900
Sold Price
$107,500
Premium/Discount to List
-$127,400
-54.24%
Current Estimated Value
$472,357

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$364,857
Avg. Annual Appreciation
13.26%
Original Mortgage
$102,125
Outstanding Balance
$76,120
Interest Rate
4.14%
Mortgage Type
New Conventional
Estimated Equity
$396,237

Purchase Details

Closed on
Mar 22, 2012
Sold by
Lannert J Christopher
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Jul 30, 2004
Sold by
Conybeare Nancy L
Bought by
Lannert J Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,100
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Anthony F $107,500 None Available
Federal Home Loan Mortgage Corp $193,551 None Available
Lannert J Christopher -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clark Anthony F $102,125
Previous Owner Lannert J Christopher $188,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2013 11/25/13 Sold $107,500 -54.2% $74 / Sq Ft
11/20/2013 11/20/13 Pending -- -- --
02/14/2013 02/14/13 For Sale $234,900 -- $162 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,443 $204,500 $0 $0
2024 $5,280 $151,900 $0 $0
2023 $5,064 $134,600 $0 $0
2022 $4,834 $122,200 $0 $0
2021 $5,277 $137,200 $58,900 $78,300
2020 $5,206 $138,200 $0 $0
2019 $5,166 $125,600 $58,100 $67,500
2018 $5,082 $125,600 $0 $0
2017 $4,655 $125,500 $0 $0
2016 $4,555 $120,500 $0 $0
2015 $4,500 $118,900 $0 $0
2014 $4,309 $137,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • V

    Seller's Agent in 2013

    Vikki Wade

    Coldwell Banker Advantage

  • Anthony Clark

    Buyer's Agent in 2013

    Anthony Clark

    @ Properties

    (616) 638-7185

    14 in this area

    71 Total Sales

    Anthony Clark
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 13008509

Southwestern Michigan Association of REALTORS®

APN: 11-76-1950-0003-01-5

Michigan Berrien County Saint Joseph 49085

355 Ridgeway St Unit 3, Saint Joseph, MI

This home is located at 355 Ridgeway St Unit 3, Saint Joseph, MI 49085 since 14 February 2013 and is currently estimated at $472,357, approximately $325 per square foot. This property was built in 1983. 355 Ridgeway St Unit 3 is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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