3552 12th Ave SE Saint Cloud, MN 56304
Estimated payment $2,147/month
Highlights
- 159 Feet of Waterfront
- River View
- Lower Floor Utility Room
- Beach
- No HOA
- The kitchen features windows
About This Home
A rare opportunity on the Mississippi River! This beautifully renovated one-story home sits on nearly an acre, offering stunning waterfront views while being tucked away in a quiet neighborhood! Enjoy waterfront living: gather by the water-side campfire, float the river, or relax on your private dock. In the winter, the river becomes your playground for skating, snowshoeing, and ice fishing–a true four-season gem. Inside, the redesigned main floor blends functionality with contemporary design. The kitchen features an oversized island and custom knotty-alder cabinetry, with an eat-in dining area where a charming brick fireplace and panoramic river views create a warm, inviting atmosphere. The open layout flows into a spacious living room with updated birch hardwood floors, perfect for relaxing or entertaining. The convenient three main-floor bedrooms feature refinished original hardwood floors, blending character with comfort. A breezeway leads to an expansive unfinished basement with a second bath, offering endless potential for additional living space. The screened porch is a highlight–your front-row seat to the river–where you can take in peaceful mornings, evening breezes, and stunning sunsets framed by mature trees and the shimmer of the water. All of this awaits on the southeast edge of town with easy access to the metro area.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,542
Year Built
- Built in 1960
Lot Details
- Lot Dimensions are 159x400x140x328
- 159 Feet of Waterfront
- River Front
- Street terminates at a dead end
- Few Trees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Interior Spaces
- 1,496 Sq Ft Home
- 1-Story Property
- Wood Burning Fireplace
- Family Room with Fireplace
- Combination Kitchen and Dining Room
- Lower Floor Utility Room
- River Views
Kitchen
- Range
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
Outdoor Features
- Screened Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Well
- Water Softener Leased
Listing and Financial Details
- Assessor Parcel Number 254030040
Community Details
Overview
- No Home Owners Association
Recreation
- Beach
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,542 | $319,000 | $134,000 | $185,000 |
| 2024 | $2,472 | $319,300 | $132,100 | $187,200 |
| 2023 | $2,448 | $319,200 | $147,500 | $171,700 |
| 2022 | $2,048 | $300,700 | $129,000 | $171,700 |
| 2020 | $1,850 | $212,000 | $75,600 | $136,400 |
| 2019 | $1,802 | $201,200 | $75,600 | $125,600 |
| 2018 | $1,784 | $192,500 | $75,600 | $116,900 |
| 2017 | $1,808 | $186,100 | $78,500 | $107,600 |
| 2016 | $1,874 | $183,800 | $78,000 | $105,800 |
| 2015 | $2,042 | $176,900 | $77,000 | $99,900 |
| 2014 | -- | $185,800 | $89,200 | $96,600 |
| 2013 | -- | $174,500 | $86,900 | $87,600 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/12/2026 04/12/26 | For Sale | $365,000 | -- | $244 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $170,000 | Home Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $161,500 | New Conventional |
Source: NorthstarMLS
MLS Number: 7045936
APN: 25-403-0040
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Ask me questions while you tour the home.