NOT LISTED FOR SALE

3576 N Karen St Hart, MI 49420

Estimated Value: $51,000 - $141,000

4 Beds
4 Baths
2,962 Sq Ft
$33/Sq Ft Est. Value

Last Sold March 24, 2014

Last sale price $197,000 $67 Per Sq Ft

Current estimated payment $526/month

119 Days on Market

Highlights

  • Private Waterfront
  • Deeded Boat Dock
  • Contemporary Architecture
  • Deeded Waterfront Access Rights
  • Deck
  • Wetlands on Lot

About This Home

As of March 2014

Info# 4053 Custom built 4 bedroom, 4.5 bath home with 125ft of frontage on Hart Lake. Enjoy beautiful views of the water from the expansive decking overlooking the wooded ravine. Spacious home with soaring ceiling & wood fireplace in the living room, main floor master suite, hardwood & ceramic flooring, full basement and a bonus room above the garage that could be finished off. This is a FannieMae HomePath Property and it is eligible for HomePath/Homepath Renovation Financing. Buyer to verify taxes/assessments/homestead status. The attached REO Addendums MUST be completed & included with all offers in order to be submitted.

Last Agent to Sell the Property

Cindy Ellis

Vollmer Inc Muskegon Listed on: 09/11/2013

Co-Listed By

Sue Payne

Coldwell Banker Woodland Schmidt-Hart License #6502361706

Last Buyer's Agent

Lori Dickenson

LIGHTHOUSE REALTY-Ludington License #6501264017

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,325

Year Built

  • Built in 1996

Lot Details

  • 0.78 Acre Lot
  • Lot Dimensions are 125x270
  • Private Waterfront
  • 125 Feet of Waterfront
  • Shrub
  • Corner Lot: Yes
  • Lot Has A Rolling Slope
  • Wooded Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,962 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Water Views

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 4 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deeded Boat Dock
  • Wetlands on Lot
  • Shared Waterfront
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Heat Pump System
  • Well
  • Septic System

Listing and Financial Details

  • REO, home is currently bank or lender owned

Community Details

Overview

  • Property is near a ravine

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,325

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 1996
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:Lot Dimensions: 125x270
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2962.0
  • General Property Info:Design: Contemporary
  • Tax Info:Annual Property Tax: 3325.0
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Landscape:ShrubsHedges: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Ravine: Yes
  • Waterfront Options:Water Frontage3: 125.0
  • Lot Description:Corner Lot: Yes
  • General Property Info:Fireplace: Yes
  • Lot Description:Rolling Hills: Yes
  • Substructure:Walk Out: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Lot Description:Wetland Area: Yes
  • Heat Type:Heat Pump: Yes
  • Heat Source:Wood2: Yes
  • General Property Info:SqFt Above Grade: 2962.0
  • General Property Info Garage YN: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Full, Walk-Out Access
  • LivingArea: 2962.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1975.0
  • Fireplace:Living: Yes
  • Fireplace:Wood Burning: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Porch(es), Deck(s)
  • List Price: 214900.0
  • Lot Features: Corner Lot, Recreational, Wooded, Wetland Area, Rolling Hills, Ravine
  • Road Surface Type: Paved
  • Water Body Name: Hart Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Driveway Paved: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Heat Pump
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Deeded Access: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Deeded Boat Lot: Yes

Lot Info

  • Lot Size Acres: 0.78
  • Lot Size Area: 0.78
  • Lot Dimensions: 125x270
  • Lot Size Sq Ft: 33977.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3325.0
  • Tax Year: 2011

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 6, 2015
Sold by
Lynn Bruce Steven Jay and Lynn Bruce Connie
Bought by
Zost Zachery and Zost Cindy
Current Estimated Value
$93,667

Purchase Details

Closed on
Jul 1, 1997
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zost Zachery $16,500 Attorney
-- $9,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zost Cindy $177,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2014 03/24/14 Sold $197,000 -32.0% $67 / Sq Ft
01/08/2014 01/08/14 Pending -- -- --
09/11/2013 09/11/13 For Sale $289,900 -- $98 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $348 $7,700 $7,700 $0
2024 $75 $6,400 $6,400 $0
2023 $356 $6,400 $6,400 $0
2022 $348 $6,400 $0 $0
2021 $341 $6,400 $6,400 $0
2020 $338 $6,400 $6,400 $0
2019 $336 $6,400 $0 $0
2018 $279 $5,700 $0 $0
2017 $279 $5,700 $0 $0
2016 -- $5,700 $0 $0
2013 -- $5,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2014

    Cindy Ellis

    Vollmer Inc Muskegon

  • Sue Payne

    Seller Co-Listing Agent in 2014

    Sue Payne

    Coldwell Banker Woodland Schmidt-Hart

    (231) 730-8195

    243 Total Sales

    Section Image

  • L

    Buyer's Agent in 2014

    Lori Dickenson

    LIGHTHOUSE REALTY-Ludington

    Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 13054027

Southwestern Michigan Association of REALTORS®

APN: 007-450-007-00

Michigan Oceana County Hart 49420

3576 N Karen St, Hart, MI

This home is located at 3576 N Karen St, Hart, MI 49420 since 11 September 2013 and is currently estimated at $97,667, approximately $32 per square foot. This property was built in 1996. 3576 N Karen St is a home located in Oceana County with nearby schools including Spitler Elementary School, Hart Middle School, and Hart High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes