Crystal Gibson
Pivot Realty Group
(513) 440-3822
106 Total Sales
1 in South Covington
$318,000 Price
36 Crystal Lake Dr Covington, KY 41017
South Covington NeighborhoodEstimated Value: $244,000 - $262,358
4
Beds
3
Baths
945
Sq Ft
$266/Sq Ft
Est. Value
Highlights
- Lake View
- Wooded Lot
- 1 Fireplace
- Wood Burning Stove
- Traditional Architecture
- No HOA
About This Home
As of October 2025Welcome home to 36 Crystal Lake Dr - a charming 4 Bedroom, 3 Bathroom house with a beautiful back yard and lake views just across the street. This residence offers a rare blend of comfort, style and value.
Last Agent to Sell the Property
Huff Realty - Florence License #293595 Listed on: 09/24/2025
Last Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
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Home Details
Home Type
- Single Family
Lot Details
- 8,812 Sq Ft Lot
- Wood Fence
- Cleared Lot
- Wooded Lot
Parking
- 1 Car Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Property Views
- Lake
- Pond
- Woods
Home Design
- Traditional Architecture
- Tri-Level Property
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Wood Siding
Interior Spaces
- 945 Sq Ft Home
- Crown Molding
- Ceiling Fan
- 1 Fireplace
- Wood Burning Stove
- Insulated Windows
- Family Room
- Living Room
- Formal Dining Room
- Carpet
- Home Security System
- Electric Dryer Hookup
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Partial Basement
Outdoor Features
- Patio
Schools
- Summit View Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 045-30-00-594.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 24, 2025
Closed on
Oct 30, 2025
Sold by
Bought by
Seller's Agent
Derrick Grandstaff
Huff Realty - Florence
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
List Price
$255,000
Sold Price
$248,000
Premium/Discount to List
-$7,000
-2.75%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,590
Avg. Annual Appreciation
1.79%
Original Mortgage
$12,500
Outstanding Balance
$6,789
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$244,801
Purchase Details
Closed on
Dec 14, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$5,000
Interest Rate
3.9%
Mortgage Type
Unknown
Purchase Details
Closed on
Sep 11, 2017
Sold by
Bought by
Purchase Details
Closed on
Feb 4, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$4,800
Interest Rate
12%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Nov 30, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,470
Interest Rate
4.37%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Covington, KY
-
Crystal Gibson
-
Cara Chitwood
Cara Chitwood
Keller Williams Realty Service
(513) 854-6469
113 Total Sales
1 in South Covington
$217,000 Price
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
128 Total Sales
1 in South Covington
$264,000 Price
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
109 Total Sales
1 in South Covington
$182,300 Price
-
Ben Walling
Ben Walling
Cahill Real Estate Services
(513) 586-6760
91 Total Sales
5 in South Covington
$115K - $335K Price Range
-
Cherish Jessup
Cherish Jessup
Responds QuicklyeXp Realty
(859) 279-4286
74 Total Sales
3 in South Covington
$230K - $255K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $248,000 | 360 American Title | ||
| $133,500 | Lawyers Title Of Cincinnati | ||
| $92,450 | None Available | ||
| $118,900 | Attorney | ||
| $115,000 | 360 American Title Svcs Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $12,500 | ||
| Open | $243,508 | ||
| Previous Owner | $19,191 | ||
| Previous Owner | $5,000 | ||
| Previous Owner | $131,081 | ||
| Previous Owner | $4,800 | ||
| Previous Owner | $116,745 | ||
| Previous Owner | $108,470 | ||
| Previous Owner | $8,000 | ||
| Previous Owner | $28,718 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/30/2025 10/30/25 | Sold | $248,000 | -2.7% | $262 / Sq Ft |
| 09/26/2025 09/26/25 | Pending | -- | -- | -- |
| 09/24/2025 09/24/25 | For Sale | $255,000 | -- | $270 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,793 | $180,900 | $10,000 | $170,900 |
| 2024 | $1,854 | $180,900 | $10,000 | $170,900 |
| 2023 | $1,928 | $180,900 | $10,000 | $170,900 |
| 2022 | $2,011 | $180,900 | $10,000 | $170,900 |
| 2021 | $1,534 | $133,500 | $10,000 | $123,500 |
| 2020 | $1,550 | $133,500 | $10,000 | $123,500 |
| 2019 | $1,555 | $133,500 | $10,000 | $123,500 |
| 2018 | $1,559 | $133,500 | $10,000 | $123,500 |
| 2017 | $1,359 | $118,900 | $20,000 | $98,900 |
| 2015 | $1,783 | $115,000 | $20,000 | $95,000 |
| 2014 | $1,597 | $115,000 | $20,000 | $95,000 |
Source: Public Records
Agents Affiliated with this Home
-
Derrick Grandstaff
Seller's Agent in 2025
Derrick Grandstaff
Huff Realty - Florence
(859) 628-9792
2 in this area
43 Total Sales
-
T
Buyer's Agent in 2025
The Cindy Shetterly Team
Keller Williams Realty Service
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636548
APN: 045-30-00-594.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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