3600 Harbor Isles Ct Kissimmee, FL 34746
4
Beds
3.5
Baths
3,591
Sq Ft
0.36
Acres
Highlights
- 61 Feet of Chain of Lakes Waterfront
- Gated Community
- Clubhouse
- Fitness Center
- Open Floorplan
- Main Floor Primary Bedroom
About This Home
As of July 2025One or more photo(s) has been virtually staged. Huge price reduction! This home won't last, make your offer today.
Waterfront .36 acre lot, completely remodeled gorgeous home!
Seller is offering $10,000 for buyer's closing cost or rate buy down.
If you’ve ever dreamed of living on the water, this is your opportunity! This spectacular 4-bedroom, 3.5-bath home, offers 3,591 sq ft of luxurious living space on an oversized waterfront lot with direct access to Lake Tohopekaliga and the Kissimmee Chain of Lakes.
From the moment you step inside, you’ll be captivated by the open-concept floorplan and breathtaking water views. Watch the sunset from your covered back porch, creating the perfect setting for relaxing evenings or entertaining guests. The loft upstairs is huge, you can put a movie theater in there, pool table, office or what ever your heart desires.
The gourmet kitchen is the heart of the home, featuring a massive island with stunning Quartz countertops, brand-new cabinetry, and plenty of space to gather. Throughout the home, you’ll find luxury waterproof vinyl plank flooring—beautiful, durable, and easy to maintain.
Located in the highly sought-after gated community of Bellalago, you’ll enjoy access to two resort-style clubhouses featuring:
3 swimming pools
State-of-the-art fitness center & aerobic studio
Tennis & basketball courts
Dog park & playground
On-site restaurant
Scenic walking & jogging trails
Bald Eagle conservation areas
Private boat ramp
Tons of clubs, fitness classes & community events for all ages
Whether it’s family-friendly carnivals, elegant holiday celebrations, or the community fishing club, Bellalago offers a vibrant lifestyle with something for everyone.
Conveniently located just:
• 2 miles from the soon-to-open AdventHealth ER and 8 miles from Osceola Regional Hospital
• 16 miles from Disney World
• 21 miles from Universal Studios
This is more than a home—it’s a lifestyle. Don’t miss your chance to own a piece of paradise on the water.
Last Agent to Sell the Property
LA ROSA REALTY LLC Brokerage Phone: 321-939-3748 License #3048344 Listed on: 04/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,186
Year Built
- Built in 2005
Lot Details
- 0.36 Acre Lot
- 61 Feet of Chain of Lakes Waterfront
- Lake Front
- Home fronts a canal
- East Facing Home
- Oversized Lot
- Property is zoned OPUD
HOA Fees
- $324 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Property Views
- Chain Of Lake
- Canal
Home Design
- Block Foundation
- Slab Foundation
- Tile Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 3,591 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Blinds
- French Doors
- Family Room
- Living Room
- Dining Room
- Loft
- Luxury Vinyl Tile Flooring
Kitchen
- Range<<rangeHoodToken>>
- Dishwasher
- Solid Surface Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
Laundry
- Laundry Room
- Washer Hookup
Home Security
- Security Gate
- Fire and Smoke Detector
Eco-Friendly Details
- Reclaimed Water Irrigation System
Outdoor Features
- Access To Chain Of Lakes
- Rain Gutters
- Private Mailbox
Schools
- Bellalago Charter Academy Elementary And Middle School
- Liberty High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Fiber Optics Available
- Phone Available
- Cable TV Available
Listing and Financial Details
- Home warranty included in the sale of the property
- Visit Down Payment Resource Website
- Legal Lot and Block 52 / 1
- Assessor Parcel Number 29-26-29-2645-0001-0520
Community Details
Overview
- Association fees include 24-Hour Guard, cable TV, pool, recreational facilities, security
- HOA First Service Residential Management Association
- Visit Association Website
- Bellalago Ph 2N Subdivision
- The community has rules related to building or community restrictions, allowable golf cart usage in the community
Amenities
- Restaurant
- Clubhouse
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
- Park
- Dog Park
Security
- Security Guard
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 27, 2024
Closed on
Feb 13, 2025
Sold by
Bank Of New York and Cwalt Inc
Bought by
Fermin Carlos and Fermin Luz Diaz
Seller's Agent
Diana Perez
PROFESSIONAL REAL ESTATE TEAM
Buyer's Agent
Stellar Non-Member Agent
Stellar Non-Member Office
List Price
$604,900
Sold Price
$438,900
Premium/Discount to List
-$166,000
-27.44%
Views
79
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
211.20%
Original Mortgage
$416,955
Outstanding Balance
$415,675
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$237,350
Purchase Details
Closed on
Aug 21, 2024
Sold by
Bellalago Club and Citifinancial
Bought by
Certificateholders Of The Cwalt Inc Alternati and Bank Of New York Mellon
Purchase Details
Closed on
Sep 19, 2016
Sold by
Corporate Professional Resources Llc
Bought by
Grp and Trust #3600
Purchase Details
Closed on
Aug 27, 2014
Sold by
Bellalago & Isles Of Bellalago Community
Bought by
Corporate Professional Resources Llc
Purchase Details
Closed on
Aug 1, 2014
Sold by
Gonzalez Pedro
Bought by
Bellalago & Isles Of Bellalago Community
Purchase Details
Closed on
Sep 29, 2006
Sold by
Smith Gregory V and Smith Kathryn M
Bought by
Gonzalez Pedro
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$492,000
Interest Rate
6.99%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 11, 2006
Sold by
Smith Trust Investment Llc
Bought by
Smith Gregory and Smith Kathryn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$492,000
Interest Rate
6.99%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 25, 2006
Sold by
Smith Gregory and Smith Kathryn M
Bought by
Smith Trust Investment Llc
Purchase Details
Closed on
Aug 19, 2005
Sold by
Risley Stephen and Risley Mary Ann
Bought by
Smith Gregory and Smith Kathryn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
5.71%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 10, 2005
Sold by
Avatar Properties Inc
Bought by
Risley Stephen and Risley Mary Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.98%
Mortgage Type
VA
Similar Homes in Kissimmee, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $438,900 | Shore To Shore Title | |
| Certificate Of Transfer | $322,000 | -- | |
| Trustee Deed | $8,500 | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Trustee Deed | $18,100 | Attorney | |
| Warranty Deed | $615,000 | All Florida Title | |
| Quit Claim Deed | -- | All Florida Title | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $575,000 | Watson Title Services Inc | |
| Special Warranty Deed | $382,900 | Prominent Title Insurance Ag |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $416,955 | New Conventional | |
| Previous Owner | $492,000 | Purchase Money Mortgage | |
| Previous Owner | $92,250 | Stand Alone Second | |
| Previous Owner | $115,000 | Credit Line Revolving | |
| Previous Owner | $460,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $359,650 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $640,000 | -1.4% | $178 / Sq Ft |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 05/14/2025 05/14/25 | Price Changed | $649,000 | -4.4% | $181 / Sq Ft |
| 05/07/2025 05/07/25 | Price Changed | $679,000 | -1.6% | $189 / Sq Ft |
| 04/25/2025 04/25/25 | Price Changed | $689,900 | -1.3% | $192 / Sq Ft |
| 04/14/2025 04/14/25 | For Sale | $699,000 | +59.3% | $195 / Sq Ft |
| 02/28/2025 02/28/25 | Sold | $438,900 | -4.6% | $142 / Sq Ft |
| 01/30/2025 01/30/25 | Pending | -- | -- | -- |
| 01/27/2025 01/27/25 | Price Changed | $459,900 | -3.2% | $149 / Sq Ft |
| 01/02/2025 01/02/25 | Price Changed | $474,900 | -7.8% | $154 / Sq Ft |
| 11/30/2024 11/30/24 | Price Changed | $514,900 | -2.8% | $167 / Sq Ft |
| 11/01/2024 11/01/24 | Price Changed | $529,900 | -12.4% | $172 / Sq Ft |
| 09/27/2024 09/27/24 | For Sale | $604,900 | 0.0% | $196 / Sq Ft |
| 06/26/2019 06/26/19 | Rented | $1,800 | 0.0% | -- |
| 06/10/2019 06/10/19 | Under Contract | -- | -- | -- |
| 06/05/2019 06/05/19 | For Rent | $1,800 | +12.5% | -- |
| 08/17/2018 08/17/18 | Off Market | $1,600 | -- | -- |
| 08/17/2018 08/17/18 | Off Market | $1,600 | -- | -- |
| 03/01/2017 03/01/17 | Rented | $1,600 | -11.1% | -- |
| 01/30/2017 01/30/17 | Under Contract | -- | -- | -- |
| 01/20/2017 01/20/17 | For Rent | $1,800 | +12.5% | -- |
| 07/15/2015 07/15/15 | Rented | $1,600 | 0.0% | -- |
| 01/26/2015 01/26/15 | Under Contract | -- | -- | -- |
| 11/18/2014 11/18/14 | Price Changed | $1,600 | -5.9% | $1 / Sq Ft |
| 10/27/2014 10/27/14 | Price Changed | $1,700 | -5.6% | $1 / Sq Ft |
| 10/13/2014 10/13/14 | For Rent | $1,800 | -- | -- |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,751 | $477,900 | $99,000 | $378,900 |
| 2023 | $6,751 | $387,187 | $0 | $0 |
| 2022 | $6,026 | $376,300 | $88,000 | $288,300 |
| 2021 | $5,572 | $322,200 | $84,000 | $238,200 |
| 2020 | $5,149 | $290,900 | $62,000 | $228,900 |
| 2019 | $5,101 | $281,300 | $57,800 | $223,500 |
| 2018 | $4,750 | $260,400 | $47,200 | $213,200 |
| 2017 | $4,863 | $264,100 | $47,200 | $216,900 |
| 2016 | $4,722 | $252,400 | $47,200 | $205,200 |
| 2015 | $4,747 | $246,800 | $47,200 | $199,600 |
| 2014 | $4,580 | $237,700 | $47,200 | $190,500 |
Source: Public Records
Agents Affiliated with this Home
-
Luz Diaz Fermin
L
Seller's Agent in 2025
Luz Diaz Fermin
LA ROSA REALTY LLC
(321) 939-3748
1 in this area
1 Total Sale
-
Diana Perez
D
Seller's Agent in 2025
Diana Perez
PROFESSIONAL REAL ESTATE TEAM
(407) 346-8007
20 in this area
203 Total Sales
-
Robert Vazquez
Buyer's Agent in 2025
Robert Vazquez
LPT REALTY, LLC
(407) 401-8790
1 in this area
26 Total Sales
-
Stellar Non-Member Agent
S
Buyer's Agent in 2025
Stellar Non-Member Agent
FL_MFRMLS
-
Hein Karman
Seller's Agent in 2019
Hein Karman
GRP
(407) 924-4402
10 in this area
376 Total Sales
-
Mary Clevenger
Seller's Agent in 2015
Mary Clevenger
Weichert Corporate
(407) 908-4805
13 in this area
82 Total Sales
Map
Source: Stellar MLS
MLS Number: S5124868
APN: 29-26-29-2645-0001-0520
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 3556 Sunset Isles Blvd
- 3533 Somerset Cir
- 3774 Eagle Isle Cir
- 3561 Somerset Cir
- 3759 Eagle Isle Cir
- 3757 Eagle Isle Cir
- 2631 Captains Ct
- 3747 Eagle Isle Cir
- 3504 Shorewood Dr
- 3623 Main Harbor Dr
- 3816 Eagle Isle Cir
- 3663 Circle Hook St
- 3750 Paradiso Cir
- 3427 Harborside Ct
- 3716 Paradiso Cir
- 1950 Windward Oaks Ct
- 1551 Gateway Ln
- 3403 Great Pond Dr
- 3557 Valleyview Dr
- 1491 Gateway Ln