Seller's Agent in 2025
Jim Stephens
EXP Realty, LLC
(410) 440-4191
5 in this area
328 Total Sales
3608 Galloway Rd Middle River, MD 21220
3
Beds
4.5
Baths
3,432
Sq Ft
9,900
Sq Ft Lot
Highlights
- 50 Feet of Waterfront
- 1 Dock Slip
- Eat-In Gourmet Kitchen
- Primary bedroom faces the bay
- Access to Tidal Water
- Open Floorplan
About This Home
As of October 2025Stunning direct waterfront property on Galloway Creek! No expense was spared with making this property absolutely perfect! Breathtaking views of the Galloway and front row seating for daily sunsets and fourth of July fireworks! This three story home has a first floor entertaining space with rec room, bar, full bath, storage room and walk-out level to screened patio. The middle level features spacious gourmet kitchen with large island, built-in icemaker, granite counters, stainless appliances including double oven, gas range with built-in pot filler, vented hood over range, ceramic tile back splash. Kitchen is open to dining room and living room, complete with gas corner fireplace. Double french doors to a full-width, composite deck. Also on the middle level is a half bath, an additional bedroom with full bath and large storage pantry. On the upper level, there is an absolutely fantastic waterfront primary bedroom suite with incredible views, vaulted ceilings, french doors to another full-width composite deck. Beautiful en-suite bath with barn door, double vanity, custom walk-in shower, freestanding soaking tub, and very spacious walk-in closet with custom organizers. Also on the top floor is an additional bedroom suite with full bathroom and a spacious laundry room. The entire main and upper level has wide plank laminate flooring. This home has 2x6 construction with extra insulation, two zones of HVAC, insulated vinyl tilt windows, privately-owned solar panels and most windows have solar tint for complete energy efficiency. Outside of the three waterfront decks and patios, there is even more to enjoy with the beautifully landscaped grounds, fenced rear yard and updated pier with electric, new decking and a 10,000 lb. boat lift. If you want to step into an amazing waterfront property in a great location, with absolutely no work left to be done, this is the home for you!
Last Agent to Sell the Property
(410) 440-4191 jim@jimstephens.com EXP Realty, LLC License #RS-0093970 Listed on: 08/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,983
Year Built
- Built in 2005
Lot Details
- 9,900 Sq Ft Lot
- 50 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Back Yard Fenced
- Landscaped
- Property is in excellent condition
- Property is zoned DR
Home Design
- Colonial Architecture
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Bar
- Vaulted Ceiling
- Ceiling Fan
- 1 Fireplace
- Double Pane Windows
- French Doors
- Six Panel Doors
- Combination Kitchen and Dining Room
- Creek or Stream Views
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Double Oven
- Built-In Microwave
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom faces the bay
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
Eco-Friendly Details
- Solar owned by seller
Outdoor Features
- Access to Tidal Water
- Water Access
- Personal Watercraft
- Electric Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- 1 Powered Boats Permitted
- Deck
- Screened Patio
- Exterior Lighting
- Porch
Location
- Flood Risk
- Property is near a creek
Utilities
- Zoned Heating and Cooling System
- Heat Pump System
- 200+ Amp Service
- Propane
- Electric Water Heater
- Grinder Pump
- Municipal Trash
- Cable TV Available
Community Details
- No Home Owners Association
- Bowleys Quarters Subdivision
Listing and Financial Details
- Tax Lot 38
- Assessor Parcel Number 04151520200113
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Oct 24, 2025
Sold by
Brooks John T and Deck Yvonne M
Bought by
Owens Mark R and Owens Lisa K
Seller's Agent
Jim Stephens
EXP Realty, LLC
Buyer's Agent
Laura Dernoga
Cummings & Co. Realtors
List Price
$899,900
Sold Price
$880,000
Premium/Discount to List
-$19,900
-2.21%
Views
134
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.73%
Original Mortgage
$460,000
Outstanding Balance
$460,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$438,517
Purchase Details
Listed on
Apr 7, 2021
Closed on
May 28, 2021
Sold by
Zopp Robin L and Vasbinder Robin L
Bought by
Brooks John T and Deck Yvonne M
Seller's Agent
Jeremy McDonough
CIS Realty, LLC.
Buyer's Agent
Colleen Kelly
Douglas Realty, LLC
List Price
$739,900
Sold Price
$725,000
Premium/Discount to List
-$14,900
-2.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.49%
Original Mortgage
$548,250
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 24, 2017
Closed on
Aug 18, 2017
Sold by
Sykes Donald J and Sykes Karen A
Bought by
Vasbindeer Robin L
Seller's Agent
Rikin Patel
Weichert, Realtors - Diana Realty
Buyer's Agent
Melissa Blohm
Compass
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.35%
Original Mortgage
$371,880
Interest Rate
4.03%
Mortgage Type
VA
Purchase Details
Closed on
Jan 29, 2008
Sold by
Terry Grace J
Bought by
Sykes Donald J and Sykes Karen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,000
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 20, 2007
Sold by
Terry Grace J
Bought by
Sykes Donald J and Sykes Karen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,000
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 10, 2004
Sold by
Terry Dennis W
Bought by
Terry Grace J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $880,000 | Clear Title Group | |
| Deed | $725,000 | Admiral Title Llc | |
| Deed | $360,000 | Homeland Title Llc | |
| Deed | $502,500 | -- | |
| Deed | $502,500 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $460,000 | New Conventional | |
| Previous Owner | $548,250 | New Conventional | |
| Previous Owner | $371,880 | VA | |
| Previous Owner | $402,000 | Purchase Money Mortgage | |
| Previous Owner | $402,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/24/2025 10/24/25 | Sold | $880,000 | -2.2% | $256 / Sq Ft | |
| 08/15/2025 08/15/25 | For Sale | $899,900 | +24.1% | $262 / Sq Ft | |
| 05/28/2021 05/28/21 | Sold | $725,000 | -2.0% | $317 / Sq Ft | View Prior Sale |
| 04/26/2021 04/26/21 | Pending | -- | -- | -- | |
| 04/07/2021 04/07/21 | For Sale | $739,900 | +105.5% | $323 / Sq Ft | |
| 08/18/2017 08/18/17 | Sold | $360,000 | -1.4% | $315 / Sq Ft | View Prior Sale |
| 06/29/2017 06/29/17 | Pending | -- | -- | -- | |
| 05/24/2017 05/24/17 | For Sale | $365,000 | -- | $319 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,343 | $670,467 | -- | -- |
| 2024 | $8,343 | $576,133 | $0 | $0 |
| 2023 | $3,599 | $481,800 | $220,500 | $261,300 |
| 2022 | $7,023 | $477,800 | $0 | $0 |
| 2021 | $6,276 | $473,800 | $0 | $0 |
| 2020 | $4,241 | $469,800 | $220,500 | $249,300 |
| 2019 | $5,694 | $469,800 | $220,500 | $249,300 |
| 2018 | $5,116 | $357,700 | $220,500 | $137,200 |
| 2017 | $5,510 | $387,100 | $0 | $0 |
| 2016 | $5,839 | $375,633 | $0 | $0 |
| 2015 | $5,839 | $364,167 | $0 | $0 |
| 2014 | $5,839 | $352,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Stephens
-
Laura Dernoga
Buyer's Agent in 2025
Laura Dernoga
Cummings & Co Realtors
(443) 286-0846
5 in this area
113 Total Sales
-
Jeremy McDonough
Seller's Agent in 2021
Jeremy McDonough
CIS Realty, LLC.
(443) 807-8921
1 in this area
84 Total Sales
-
Colleen Kelly
Buyer's Agent in 2021
Colleen Kelly
Douglas Realty, LLC
(410) 790-8028
1 in this area
18 Total Sales
-
R
Seller's Agent in 2017
Rikin Patel
Weichert, Realtors - Diana Realty
-
Melissa Blohm
Buyer's Agent in 2017
Melissa Blohm
Compass
(410) 991-5967
66 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2136716
APN: 15-1520200113
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