$575,000
SOLD APR 17, 2026

3809 Clarks Point Rd Middle River, MD 21220

3 Beds
1.5 Baths
2,004 Sq Ft
0.37 Acres Lot

Sale Details

Date Sold: April 17, 2026

$287 Per Sq Ft

5 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Private Pool
  • Deck
  • 1 Dock Slip
  • Cape Cod Architecture
  • No HOA

About This Home

As of April 2026

Welcome to Bowleys Quarters waterfront living at its finest. Nestled along the desirable Clarks Point corridor / Seneca Creek, this charming home offers over 2,000 square feet of living space with four bedrooms and multiple living areas designed for comfortable coastal living. Set on a generous lot in the heart of Bowleys Quarters, the property offers the rare opportunity to enjoy privacy, waterfront lifestyle, and easy access to the Chesapeake Bay while still being minutes from shopping, dining, and commuter routes. If you are looking to enjoy the relaxed waterfront life, this home presents exceptional value in Bowleys Quarters, one of the area’s most sought-after neighborhoods.

Last Agent to Sell the Property

Skip Tolley

(888) 860-7369 skip@captainwaterfront.com EXP Realty, LLC Brokerage Phone: 8888607369 Listed on: 03/13/2026

EXP Realty, LLC

Last Buyer's Agent

Michael Zabora

(443) 318-8800 broker@kwgatewayhomes.com Keller Williams Gateway LLC

Keller Williams Gateway LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,986

Year Built

  • Built in 1935

Lot Details

  • 16,200 Sq Ft Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream

Home Design

  • Cape Cod Architecture
  • Permanent Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Vinyl Clad Windows
  • Living Room
  • Dining Room
  • Water Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Front Loading Dryer
  • Front Loading Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 1 Parking Space
  • 1 Attached Carport Space

Outdoor Features

  • Private Pool
  • Water Access
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Deck
  • Screened Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 04151519711580

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,986

Year Built

Built in 1935

Lot Details

0.37 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1935
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer - Front Loading, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer - Front Loading
  • Interior Amenities: Dining Area
  • Window Features: Vinyl Clad
  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
  • Basement: Yes
  • Basement Type: Outside Entrance, Full
  • Total Sq Ft: 3348
  • Living Area Sq Ft: 2004
  • Price Per Sq Ft: 286.90
  • Above Grade Finished Sq Ft: 2004
  • Below Grade Sq Ft: 1344
  • Total Below Grade Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • View: Water
  • Water Access: Yes
  • Water Body Name: SENECA CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Carport

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.37
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16200.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5986.00
  • Assessor Parcel Number: 04151519711580
  • Tax Lot: 24
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2014
Closed on
Nov 21, 2014
Sold by
Hsbc Bank Usa Na
Bought by
Johnson Jeremy and Johnson Christina A
Seller's Agent
Linda McCauley
RealHome Services and Solutions, Inc.
Buyer's Agent
Frank Rosati
Rosati Realty
List Price
$340,000
Sold Price
$298,124
Premium/Discount to List
-$41,876
-12.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Original Mortgage
$283,217
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 21, 2014
Sold by
Nadel Jeffrey
Bought by
Hsbc Bank Usa Na

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$283,217
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 12, 2005
Sold by
Novak Robert J
Bought by
Mowrey Robert

Purchase Details

Closed on
Jun 17, 1997
Sold by
Novak Robert J Novak Sheila E
Bought by
Novak Robert J and Novak Sheila E

Purchase Details

Closed on
Nov 4, 1982
Sold by
Stipek Matilda
Bought by
Novak Robert J Novak Sheila E
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $298,124 Premium Title
Trustee Deed $259,560 None Available
Trustee Deed $259,560 None Available
Deed $600,000 --
Deed $85,000 --
Deed $75,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $283,217 New Conventional
Previous Owner $283,217 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/17/2026 04/17/26 Sold $575,000 0.0% $287 / Sq Ft
03/13/2026 03/13/26 For Sale $574,950 +92.9% $287 / Sq Ft
12/24/2014 12/24/14 Sold $298,124 -4.9% $149 / Sq Ft View Prior Sale
10/28/2014 10/28/14 Price Changed $313,500 -5.0% $156 / Sq Ft
10/25/2014 10/25/14 Pending -- -- --
09/18/2014 09/18/14 Price Changed $330,000 -2.9% $165 / Sq Ft
08/29/2014 08/29/14 For Sale $340,000 0.0% $170 / Sq Ft
08/05/2014 08/05/14 Pending -- -- --
07/22/2014 07/22/14 Price Changed $340,000 -2.9% $170 / Sq Ft
06/25/2014 06/25/14 Price Changed $350,000 -2.8% $175 / Sq Ft
05/22/2014 05/22/14 For Sale $360,000 -- $180 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,314 $493,933 -- --
2024 $7,314 $456,367 $0 $0
2023 $3,562 $418,800 $263,000 $155,800
2022 $6,273 $411,100 $0 $0
2021 $5,922 $403,400 $0 $0
2020 $5,922 $395,700 $263,000 $132,700
2019 $5,722 $384,167 $0 $0
2018 $5,569 $372,633 $0 $0
2017 $5,140 $361,100 $0 $0
2016 -- $361,100 $0 $0
2015 -- $361,100 $0 $0
2014 -- $370,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2154924

Bright MLS

APN: 15-1519711580

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