$225,000
SOLD AUG 8, 2025

3608 Water St Ellenton, FL 34222

3 Beds
1 Bath
844 Sq Ft
6,120 Sq Ft Lot

Recently Sold

$267 Per Sq Ft

17% Below List Price

46 Days on Market

Highlights

  • Parking available for a boat
  • Open Floorplan
  • Stone Countertops
  • View of Trees or Woods
  • High Ceiling
  • No HOA

About This Home

As of August 2025

This adorable 3-bedroom, 1-bath cottage has been beautifully remodeled and lives larger than its 844 sqft! With new flooring, fresh paint, a stylish kitchen, and updated bathroom, every inch has been thoughtfully designed to feel bright, open, and welcoming. French doors lead out to a cozy back porch—perfect for enjoying your morning coffee. The property features a carport, space for either an RV or boat, and a backyard shed for added storage. Conveniently located just 5 minutes from the boat ramp, close to the Ellenton Outlet Mall, restaurants, and with quick access to I-75, this charming home is full of character and convenience.

Last Agent to Sell the Property

Irina McKay

MCKAY MANAGEMENT & REALTY License #3304955 Listed on: 05/02/2025

Last Buyer's Agent

Tenaha Bayne

EXP REALTY LLC License #3116142

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,348

Year Built

  • Built in 1945

Lot Details

  • 6,120 Sq Ft Lot
  • South Facing Home
  • Chain Link Fence
  • Property is zoned RSF6

Home Design

  • Frame Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 844 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Living Room
  • Vinyl Flooring
  • Views of Woods
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Parking

  • 1 Carport Space
  • Driveway
  • Parking available for a boat

Outdoor Features

  • Front Porch

Schools

  • Blackburn Elementary School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Heating Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ellenton Estates Community
  • Ellenton Real Estate Co 2Nd Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,348

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame, Wood Siding
  • Fireplace: No
  • Living Area: 844
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 1945
  • Building Area Total: 844
  • Lot Size Sq Ft: 6120
  • Directions to Property: From I75 take exit 224 West. Turn left at 301 South. Turn Left onto Church St. House on your right in 0.2 miles.
  • Status: Sold
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 709360243
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 266.59
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Vinyl
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Freezer, Ice Maker, Microwave, Range, Refrigerator
  • Foundation Details: Crawlspace
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 3608
  • Living Area Meters: 78.41
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Exterior Features: French Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Rear Porch
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Boat, Driveway, RV Access/Parking

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Ductless
  • Heating: Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Blackburn Elementary
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: RSF6
  • Parcel Number: 9470-0000-6
  • Additional Parcels: No
  • Fencing: Chain Link, Fenced
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 569

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2348
  • Tax Book Number: 1-133
  • Tax Lot: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 28, 2025
Sold by
Katherine E Properties Llc
Bought by
Mckay Rei Llc

Purchase Details

Closed on
Feb 26, 2020
Sold by
Mckay Justin D
Bought by
Katherine E Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$371,250
Interest Rate
3.6%
Mortgage Type
Commercial

Purchase Details

Closed on
Sep 14, 2018
Sold by
Watson Matthew David and Watson Whitney Lea
Bought by
Mckay Justin D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 13, 2016
Sold by
Tucker Terrell and Tucker Ellen
Bought by
Watson Matthew David and Watson Whitney Lea

Purchase Details

Listed on
Jun 22, 2012
Closed on
Aug 10, 2012
Sold by
West Florida Wholesale Properties
Bought by
Tucker Terrell and Tucker Ellen
Seller's Agent
Lee Kearney
SPIN REAL ESTATE LLC
Buyer's Agent
Whitney Watson
A PARADISE INC REALTOR
List Price
$36,600
Sold Price
$36,600

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.29%

Purchase Details

Listed on
Mar 18, 2012
Closed on
Mar 27, 2012
Sold by
The Bank Of New York Mellon
Bought by
West Florida Wholesale Properties Llc
Seller's Agent
Christina Griffin
LPT REALTY, LLC
Buyer's Agent
Christina Griffin
LPT REALTY, LLC
List Price
$31,900
Sold Price
$31,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.66%

Purchase Details

Closed on
Sep 30, 2011
Sold by
Sharp Bruce and Sharp Marie
Bought by
The Bank Of New York Mellon

Purchase Details

Closed on
Dec 3, 1996
Sold by
Legg Walter L
Bought by
Sharp Bruce and Sharp Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,800
Interest Rate
7.87%
Source: Public Records

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Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 Liberty Title & Escrow
Special Warranty Deed -- None Available
Warranty Deed $125,000 Stewart Title Co
Warranty Deed $45,000 Florida Title & Guarantee Ag
Warranty Deed $36,600 Stewart Title Company
Corporate Deed $31,900 Attorney
Trustee Deed -- Attorney
Warranty Deed $31,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $371,250 Commercial
Previous Owner $100,000 New Conventional
Previous Owner $19,500 Credit Line Revolving
Previous Owner $44,250 Stand Alone Refi Refinance Of Original Loan
Previous Owner $171,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $45,000 Credit Line Revolving
Previous Owner $11,500 Credit Line Revolving
Previous Owner $5,000 Credit Line Revolving
Previous Owner $17,100 New Conventional
Previous Owner $25,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $225,000 -6.2% $267 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $239,900 -4.0% $284 / Sq Ft
05/14/2025 05/14/25 Price Changed $249,900 -3.8% $296 / Sq Ft
05/06/2025 05/06/25 Price Changed $259,900 -3.7% $308 / Sq Ft
05/02/2025 05/02/25 For Sale $269,900 0.0% $320 / Sq Ft
08/02/2021 08/02/21 Rented $1,600 0.0% --
07/26/2021 07/26/21 Under Contract -- -- --
07/21/2021 07/21/21 For Rent $1,600 0.0% --
12/14/2015 12/14/15 Off Market $36,600 -- --
12/14/2015 12/14/15 Off Market $31,900 -- --
08/10/2012 08/10/12 Sold $36,600 0.0% $57 / Sq Ft
07/27/2012 07/27/12 Pending -- -- --
06/22/2012 06/22/12 For Sale $36,600 +14.7% $57 / Sq Ft
04/11/2012 04/11/12 Sold $31,900 0.0% $50 / Sq Ft
03/19/2012 03/19/12 Pending -- -- --
03/18/2012 03/18/12 For Sale $31,900 -- $50 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,268 $52,647 $51,000 $1,647
2024 $2,268 $167,819 $51,000 $116,819
2023 $2,268 $165,107 $51,000 $114,107
2022 $1,797 $165,993 $50,000 $115,993
2021 $1,725 $111,045 $30,000 $81,045
2020 $1,626 $99,486 $30,000 $69,486
2019 $1,497 $89,560 $20,000 $69,560
2018 $759 $39,231 $12,000 $27,231
2017 $701 $37,691 $0 $0
2016 $568 $29,630 $0 $0
2015 $563 $24,249 $0 $0
2014 $563 $27,646 $0 $0
2013 $535 $25,598 $8,300 $17,298
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4651090

Stellar MLS

APN: 9470-0000-6