$1,100,000

361 Harbour View Dr White Stone, VA 22578

Estimated payment $6,814/month

Total Views 775
3 Beds
3.5 Baths
3,488 Sq Ft
$315 Price per Sq Ft

Highlights

  • Boat Dock
  • Boat Lift
  • Home fronts a creek
  • Boat Ramp
  • In Ground Pool
  • Clubhouse

About This Home

Located in the well established waterfront community of The Harbour on Indian Creek, this beautifully paired residence offers 3,488 square feet of living space with water views from almost every room. Features on the main level include a large foyer that opens into the living room with two-sided fireplace, waterside porch, library/office, dining room and kitchen. There is a main level ensuite bedroom. The 2nd level offers a spacious primary suite with fireplace and balcony with lovely water views. A sitting area and additional guest ensuite complete the 2nd level. There is a multi-use bonus room above the garage finished with tongue and groove ceiling. Additional features: Beautifully refinished oak flooring on main and 2nd level, updated kitchen with quartz countertops and stainless steel appliances. Enjoy maintenance free living in a park like setting with community pool and shared dock with your own deeded, deep water slip. Conveniently located just five minutes to town!

Listing Agent

Cathy Rowe

Shaheen Ruth Martin & Fonville Real Estate Brokerage Email: info@srmfre.com License #0225086321 Listed on: 12/09/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,411

Year Built

  • Built in 2004

Lot Details

  • 6,534 Sq Ft Lot
  • Home fronts a creek

HOA Fees

  • $583 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Rowhouse Architecture
  • Brick or Stone Mason
  • Fire Rated Drywall
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,488 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Gas Fireplace
  • Thermal Windows
  • French Doors
  • Insulated Doors
  • Formal Dining Room
  • Crawl Space

Kitchen

  • Built-In Oven
  • Gas Cooktop
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Double Vanity

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Balcony
  • Patio
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Air Source Heat Pump
  • Shared Well
  • Electric Water Heater
  • Water Purifier
  • Septic Tank
  • Cable TV Available

Community Details

Overview

  • Association fees include clubhouse, common areas, ground maintenance, maintenance structure, pool(s), road maintenance, sewer, water
  • The Harbour Subdivision

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Dock
  • Community Bulkhead
  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,411

Year Built

Built in 2004

Lot Details

0

HOA Fees

$583 per month

Parking

2

Listing Details

  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Community Features: Common Grounds/Area, Clubhouse, Dock, Home Owners Association, Pool, Bulkhead
  • Fencing: None
  • Lot Size Acres: 0.15
  • Water Body Name: Indian Creek
  • Association Fees: 1750.0
  • Association Fee Frequency: Quarterly
  • Association Fee Inclusions: Clubhouse, Common Areas, Maintenance Grounds, Maintenance Structure, Pool(s), Road Maintenance, Sewer, Water
  • Has H O A?: Yes
  • Co List Office Mls Id: cbra.153
  • Ownership: Individuals
  • Subdivision Name: The Harbour
  • Directions: From White Stone, take Rt. 3 towards Kilmarnock. Turn right on Fleets Bay Road. Left on Harbour View Drive. Bear right and follow to end.
  • Above Grade Finished Sq Ft: 3488.0
  • Architectural Style: Row House, Two Story
  • Basement: Crawl Space
  • Has Basement?: No
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 3488.0
  • Is New Construction?: No
  • Property Attached Yn: Yes
  • Structure Type: Townhouse
  • Year Built Details: Actual
  • Year Built: 2004
  • Property Sub Type Additional: Townhouse
  • Water Heater: Electric
  • RecordSignature: -1558839810
  • Special Features: None
  • Year Built: 2004

Interior Features

  • Appliances: Built-In Oven, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Ice Maker, Refrigerator, Water Purifier, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors, Insulated Doors
  • Fireplace Features: Gas
  • Fireplaces: 2
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Wet Bar, Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, Double Vanity, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, High Ceilings, Kitchen Island, Bath in Primary Bedroom, Cable TV
  • Total Bedrooms: 9
  • Stories: 2
  • Stories: 2
  • Window Features: Thermal Windows

Exterior Features

  • Pool Features: Fenced, In Ground, Pool, Community
  • Waterfront Features: Creek, Boat Ramp/Lift Access, Waterfront
  • Waterfront?: Yes
  • Construction Type: Brick, Drywall, HardiPlank Type
  • Exterior Features: Boat Lift, Dock, Paved Driveway
  • Patio And Porch Features: Balcony, Rear Porch, Patio
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Has Attached Garage?: Yes
  • Garaged Spaces: 2.0
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Oversized, Paved, Two Spaces

Utilities

  • Cooling: Heat Pump, Zoned
  • Heating: Electric, Heat Pump, Zoned
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Lot Info

  • Zoning Description: R!

Tax Info

  • Tax Annual Amount: 5411.0
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,411 $983,900 $230,000 $753,900
2024 $5,411 $983,900 $230,000 $753,900
2023 $4,310 $684,200 $225,000 $459,200
2022 $4,310 $684,200 $225,000 $459,200
2021 $4,310 $684,200 $225,000 $459,200
2020 $4,310 $684,200 $225,000 $459,200
2019 $4,310 $684,200 $225,000 $459,200
2018 $3,471 $588,300 $229,000 $359,300
2017 $3,471 $588,300 $229,000 $359,300
2016 -- $588,300 $229,000 $359,300
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/09/2025 12/09/25 For Sale $1,100,000 +70.5% $315 / Sq Ft
08/01/2020 08/01/20 Sold $645,000 0.0% $201 / Sq Ft View Prior Sale
07/02/2020 07/02/20 Pending -- -- --
12/30/2018 12/30/18 For Sale $645,000 -- $201 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 Lawyers Title Mid Peninsula
Warranty Deed $645,000 Lawyers Title Mid Peninsula
Warranty Deed $645,000 Lawyers Title Mid Peninsula
Warranty Deed $620,000 Lawyers Title/Mid Peninsula
Warranty Deed $620,000 Lawyers Title/Mid Peninsula
Warranty Deed $620,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,400 New Conventional
Previous Owner $372,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 202500390

APN: 29-44A