Karin Hull
RE/MAX Executive
(980) 288-5431
107 Total Sales
1 in Harrisburg
$635,000 Price
3618 Waterloo Dr Harrisburg, NC 28075
Harrisburg AreaEstimated Value: $252,117 - $263,000
2
Beds
1
Bath
810
Sq Ft
$315/Sq Ft
Est. Value
Highlights
- Waterfront
- No HOA
- Fireplace
- Deck
- Wrap Around Porch
- Cooling Available
About This Home
As of April 2026*SELLER OFFERING $5000 SELLER PAID CLOSING COST WITH ACCEPTABLE OFFER* FINANCING AVAILABLE WITH 15K DPA PROGRAMS WITH PREFERRED LENDER* SELLER WILLING TO INSTALL NEW ELECTRIC RANGE & REFRIGERATOR. Affordable Riverfront Retreat in Harrisburg! Enjoy peaceful river views, fishing, kayaking, and relaxing right in your own backyard with this charming 2-bedroom, 1-bath home on nearly half an acre. Nestled along the water, this property offers a rare opportunity to own riverfront property in Cabarrus County at an attainable price point. Inside you’ll find 810 square feet of cozy living space plus a full 810-square-foot unfinished basement—perfect for storage, workshop space, or future expansion. Whether you’re looking for a weekend getaway, an investment property, or a quiet full-time residence, this home offers endless potential and a truly special setting. Conveniently located near Harrisburg, Concord, and Charlotte for easy access to shopping, dining, and commuting routes while still enjoying the peace and privacy of riverfront living. Don’t miss this unique opportunity!
Last Agent to Sell the Property
HOMETOWN REALTY PROS LLC Brokerage Email: amandaearnhardt@yahoo.com License #217780 Listed on: 10/27/2025
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 1981
Lot Details
- 21,780 Sq Ft Lot
- Waterfront
- Property is zoned RL
Parking
- Driveway
Home Design
- Wood Siding
Interior Spaces
- 1-Story Property
- Fireplace
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Interior Basement Entry
Outdoor Features
- Deck
- Wrap Around Porch
Utilities
- Cooling Available
- Heat Pump System
- Septic Tank
Community Details
- No Home Owners Association
- College Park Subdivision
Listing and Financial Details
- Assessor Parcel Number 5517-19-8913-0000
3D Interior and Exterior Tours
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 27, 2025
Closed on
Apr 15, 2026
Sold by
Bought by
Seller's Agent
Amanda Cody
HOMETOWN REALTY PROS LLC
Buyer's Agent
Bree Vaughan
Keller Williams South Park
List Price
$299,900
Sold Price
$255,000
Premium/Discount to List
-$44,900
-14.97%
Views
1358
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$529
Avg. Annual Appreciation
0.69%
Original Mortgage
$250,381
Outstanding Balance
$249,661
Interest Rate
6%
Mortgage Type
FHA
Estimated Equity
$5,868
Purchase Details
Closed on
Sep 3, 2010
Sold by
Bought by
Purchase Details
Closed on
Dec 2, 2009
Sold by
Bought by
Purchase Details
Closed on
Nov 14, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 30, 1997
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,900
Interest Rate
7.2%
Purchase Details
Closed on
Mar 1, 1996
Purchase Details
Closed on
Sep 1, 1993
Purchase Details
Closed on
Oct 1, 1989
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harrisburg, NC
-
Karin Hull
-
Whitney Parsons
Whitney Parsons
Responds QuicklyIVESTER JACKSON HIGH COUNTRY LLC
(888) 507-5853
117 Total Sales
1 in Harrisburg
$640,000 Price
-
John Somjak
John Somjak
Realty One Group Revolution
(980) 446-1917
75 Total Sales
1 in Harrisburg
$301,000 Price
-
Tim Brown
Tim Brown
Hines & Associates Realty LLC
(980) 949-0807
118 Total Sales
2 in Harrisburg
$472K - $529K Price Range
-
Wess Cason
Wess Cason
Wess Cason Realty Inc
(980) 990-3054
40 Total Sales
1 in Harrisburg
$355,000 Price
-
Nancy Jarrell
Nancy Jarrell
Berkshire Hathaway HomeServices Carolinas Realty
(980) 326-4771
103 Total Sales
11 in Harrisburg
$230K - $765K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $255,000 | Integrated Title | ||
| $25,000 | None Available | ||
| $55,800 | None Available | ||
| $100,000 | -- | ||
| $89,500 | -- | ||
| $74,000 | -- | ||
| $63,000 | -- | ||
| $47,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $250,381 | ||
| Previous Owner | $41,400 | ||
| Previous Owner | $75,000 | ||
| Previous Owner | $27,000 | ||
| Previous Owner | $27,000 | ||
| Previous Owner | $112,500 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $71,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $255,000 | -7.2% | $315 / Sq Ft |
| 01/08/2026 01/08/26 | Price Changed | $274,900 | -3.5% | $339 / Sq Ft |
| 12/08/2025 12/08/25 | Price Changed | $285,000 | -5.0% | $352 / Sq Ft |
| 10/27/2025 10/27/25 | For Sale | $299,900 | -- | $370 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,049 | $212,700 | $22,500 | $190,200 |
| 2024 | $1,049 | $212,700 | $22,500 | $190,200 |
| 2023 | $668 | $113,720 | $12,000 | $101,720 |
| 2022 | $623 | $113,720 | $12,000 | $101,720 |
| 2021 | $623 | $113,720 | $12,000 | $101,720 |
| 2020 | $623 | $113,720 | $12,000 | $101,720 |
| 2019 | $528 | $96,520 | $11,780 | $84,740 |
| 2018 | $519 | $96,520 | $11,780 | $84,740 |
| 2017 | $956 | $96,520 | $11,780 | $84,740 |
| 2016 | $956 | $89,370 | $23,000 | $66,370 |
| 2015 | $626 | $89,370 | $23,000 | $66,370 |
| 2014 | $626 | $89,370 | $23,000 | $66,370 |
Source: Public Records
Agents Affiliated with this Home
-
Amanda Cody
Seller's Agent in 2026
Amanda Cody
HOMETOWN REALTY PROS LLC
(980) 581-1399
306 Total Sales
-
Bree Vaughan
Buyer's Agent in 2026
Bree Vaughan
Keller Williams South Park
(704) 247-7898
40 Total Sales
Map
Source: Canopy MLS
MLS Number: 4316591
APN: 5517-19-8913-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
Nearby Homes
- 6081 Cambridge Dr
- 6087 Cambridge Dr
- 3642 Waterloo Dr
- 3648 Waterloo Dr
- 5597 Hammermill Dr
- 3950 Rothwood Ln
- 3954 Rothwood Ln
- 6211 Nandina Dr
- 6334 Cambridge Dr
- 4003 Rothwood Ln
- 5623 Hammermill Dr
- 4120 Rothwood Ln
- 6428 Cambridge Dr
- 5654 Hammermill Dr
- 4257 Black Ct
- 4306 Black Ct
- 4071 Center Place Dr
- 4063 Center Place Dr
- 4302 Black Ct
- 4010 Town Center Rd
- 6075 Cambridge Dr
- Lot 33 Cambridge Dr
- 3612 Waterloo Dr
- 3642 & 3648 Waterloo Dr
- 6080 Cambridge Dr
- 3602 Waterloo Dr
- 6107 Cambridge Dr
- 3600 Waterloo Dr
- 3631 Waterloo Dr
- 6100 Cambridge Dr
- 3610 Waterloo Dr
- 6112 Cambridge Dr
- 6113 Cambridge Dr
- 0 Waterloo Dr
- 3654 Waterloo Dr Unit 39 + 40
- 3654 Waterloo Dr
- 6118 Cambridge Dr
- 3642 & 364 Waterloo Dr
- 3648 Waterloo Dr Unit 41 & 42
- 6130 Cambridge Dr
Your Personal Tour Guide
Ask me questions while you tour the home.