NOT LISTED FOR SALE

Estimated Value: $279,000 - $318,000

3 Beds
1.5 Baths
1,240 Sq Ft
$234/Sq Ft Est. Value

Last Sold July 24, 2020

Last sale price $220,000 $177 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,588/month

3 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Covered Deck
  • Separate Formal Living Room
  • Covered Patio or Porch
  • Central Heating and Cooling System

About This Home

As of July 2020

Welcome to 3619 Cuscowilla Trail located in the heart of Red Bank, north of the Tennessee River just 10 minutes from downtown Chattanooga. This recently renovated 3 bedroom home features updated fixtures, fresh paint, refinished hardwood flooring, a covered back deck, and more! Upon entry, you will be welcomed by the spacious living area with a charming brick entryway. Just off of the living space is the separate dining room which leads to the large covered back porch perfect for entertaining. Back inside, the updated white kitchen is highlighted by the abundance of natural light. The split bedroom floor plan is perfect for a small family. The master, off of the dining room, is spacious and has its own half bath and good-sized closet. Down the hall off of the main living are two good sized bedrooms and a lovely updated full bathroom. Off the back of the home you will notice a large back yard complete with stone landscaping and entrance to the unfinished basement perfect for storage or a work area. The charming curb appeal of this home features mature landscaping, updated shutters, and freshly painted exterior. The Red Bank area is blossoming and becoming one of the most highly desired areas in Chattanooga. With property values on the rise, it is a terrific area for investment. Due to its terrific location, Red Bank is ideal if you desire to be "north of the river" but don't want to pay North Shore prices, at least for now. For the price, this home features everything you could want and more. Make your appointment for your private showing today.

Last Agent to Sell the Property

Sean Smith

Greater Downtown Realty dba Keller Williams Realty Brokerage Phone: 4236352507 License #369444,335342 Listed on: 06/26/2020

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,382

Year Built

  • Built in 1956

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 80x225

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,240 Sq Ft Home
  • Property has 3 Levels
  • Separate Formal Living Room
  • Wood Flooring
  • Fire and Smoke Detector
  • Washer and Gas Dryer Hookup
  • Unfinished Basement

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Schools

  • Rivermont Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Manchester Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 118F B 019

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,382

Year Built

Built in 1956

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1956
  • Unit Levels: Three Or More
  • Building Stories: 1
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Primary Bedroom Main Floor
  • Appliances: Refrigerator, Microwave, Dishwasher
  • Fireplace: No
  • Flooring: Finished Wood, Other
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Has Basement: Unfinished
  • Building Area Units: Square Feet
  • Living Area: 1240
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Covered Deck, Covered Patio, Covered Porch
  • Pool Private: No
  • Roof: Asphalt
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Detached

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Other
  • Lot Size Acres: 0.41
  • Lot Size: 80X225
  • Lot Size Units: Acres
  • Parcel #: 118F B 019
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1382

MLS Schools

  • Elementary School: Rivermont Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2020
Closed on
Jul 24, 2020
Sold by
Gill Jeffrey R and Gill Charlene A
Bought by
Toh Alvin and Nix Lynsey Ray
Seller's Agent
Sean Smith
Greater Downtown Realty dba Keller Williams Realty
List Price
$197,500
Sold Price
$220,000
Premium/Discount to List
$22,500
11.39%
Current Estimated Value
$290,358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,358
Avg. Annual Appreciation
5.42%
Original Mortgage
$209,000
Outstanding Balance
$185,671
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$104,687

Purchase Details

Closed on
Aug 12, 2005
Sold by
Ragan Lawrence A and Ragan Natalie J
Bought by
Gill Jeffrey R and Gill Charlene A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 10, 1996
Sold by
Mcclure Kenneth S
Bought by
Ragan Lawrence A and Ragan Natalie
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Toh Alvin $220,000 Chattanooga Ttl Downtown Llc
Gill Jeffrey R $108,000 --
Ragan Lawrence A $56,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Toh Alvin $209,000
Previous Owner Gill Jeffrey R $108,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2020 07/24/20 Sold $220,000 +11.4% $177 / Sq Ft
06/29/2020 06/29/20 Pending -- -- --
06/26/2020 06/26/20 For Sale $197,500 -- $159 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $782 $34,950 $0 $0
2023 $782 $34,950 $0 $0
2022 $782 $34,950 $0 $0
2021 $782 $34,950 $0 $0
2020 $778 $28,125 $0 $0
2019 $778 $28,125 $0 $0
2018 $767 $28,125 $0 $0
2017 $778 $28,125 $0 $0
2016 $707 $0 $0 $0
2015 $1,413 $25,575 $0 $0
2014 $1,413 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2340793

Realtracs

APN: 118B-J-007