Estimated payment $4,708/month
Total Views
3,258
3
Beds
2
Baths
1,994
Sq Ft
$401
Price per Sq Ft
Highlights
- 87 Feet of Lake Waterfront
- Dock made with wood
- Stone Countertops
- Schwarzkopf Elementary School Rated A
- Sun or Florida Room
- No HOA
About This Home
Welcome to your dream waterfront retreat on Saddleback Lake! The cottage-style exterior, enhanced by lush landscaping and oversized brickpaver driveway, welcomes you to an enchanting lakeside retreat. This stunning 3-bedroom, 2-bathroom home, plus a bonus space currently being used as a dedicated office, is fully renovated with a charming aesthetic. Nestled on a spacious 0.59-acre lot with 87 feet of pristine lake frontage, this gem offers modern elegance and serene Saddleback Lake views. The heart of the home is a beautifully updated kitchen featuring quartz countertops, stainless steel appliances, a large seating peninsula, and an adjacent dining area perfect for hosting gatherings. The light-filled Florida room, adorned with stylish shiplap walls, newer windows, a built-in wet bar with beverage fridge and icemaker, is ideal for entertaining guests with more stunning views of the backyard and lake. The primary suite offers a private retreat with ample natural light and modern comforts. There are 2 additional bedrooms, one with a Queen size Murphy bed that conveys with the house, making this room a versatile space, ideal for remote work or a quiet study area. The two fully renovated bathrooms have contemporary fixtures, stylish tilework, and a spa-like ambiance. You will appreciate the cohesive decor with neutral tones and premium finishes that create a warm, inviting atmosphere throughout. Once outside, enjoy a 16x22 observation deck with ambiance lighting, a 30ft x 4ft walkway over the water landing on a 10ft x 16ft dock—all constructed in 2016—perfect for boating, fishing, or soaking in the tranquil lake views. The home’s prime location near the Veterans Expressway, offers easy commutes to Tampa and beyond. Enjoy proximity to a variety of restaurants, shopping, and St. Joseph’s North Hospital for added convenience. Located in the highly sought-after Steinbrenner High School district, ideal for families seeking excellent education opportunities. Embrace the Florida lifestyle while enjoying the freedom of no homeowner’s association restrictions, perfect for boat or RV owners. Don’t miss this rare opportunity to own a modern waterfront cottage with all the upgrades and charm you’ve been searching for! Schedule a private showing today. ROOF 2016 with solar attic fan, HVAC 2023, STEEL SHED 2019, Electric Vehicle Charging OUTLET.
Listing Agent
YELLOWFIN REALTY Brokerage Phone: 813-229-8862 License #3440150 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,998
Year Built
- Built in 1973
Lot Details
- 0.59 Acre Lot
- Lot Dimensions are 87x200
- 87 Feet of Lake Waterfront
- Lake Front
- North Facing Home
- Wood Fence
- Chain Link Fence
- Oversized Lot
- Well Sprinkler System
- Property is zoned RSC-2
Parking
- 1 Car Attached Garage
Home Design
- Block Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,994 Sq Ft Home
- 1-Story Property
- Wet Bar
- Built-In Features
- Bar Fridge
- Ceiling Fan
- Living Room
- Dining Room
- Den
- Sun or Florida Room
- Lake Views
Kitchen
- Range
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Dock made with wood
- Screened Patio
- Shed
- Rear Porch
Schools
- Schwarzkopf Elementary School
- Martinez Middle School
- Steinbrenner High School
Utilities
- Central Air
- Heat Pump System
- Water Filtration System
- 1 Water Well
- Electric Water Heater
- Water Softener
- 1 Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Crenshaw Lakes Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 12
- Assessor Parcel Number U-22-27-18-0KG-000000-00012.1
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,998 | $240,278 | -- | -- |
| 2023 | $3,846 | $233,280 | $0 | $0 |
| 2022 | $3,661 | $226,485 | $0 | $0 |
| 2021 | $3,617 | $219,888 | $0 | $0 |
| 2020 | $3,525 | $216,852 | $0 | $0 |
| 2019 | $3,367 | $209,334 | $0 | $0 |
| 2018 | $3,312 | $205,431 | $0 | $0 |
| 2017 | $3,220 | $242,866 | $0 | $0 |
| 2016 | $3,984 | $236,372 | $0 | $0 |
| 2015 | $4,265 | $246,847 | $0 | $0 |
| 2014 | $4,087 | $250,396 | $0 | $0 |
| 2013 | -- | $236,530 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/02/2025 08/02/25 | Price Changed | $799,000 | -3.2% | $401 / Sq Ft |
| 07/22/2025 07/22/25 | Price Changed | $825,000 | -2.4% | $414 / Sq Ft |
| 07/03/2025 07/03/25 | Price Changed | $845,000 | -3.9% | $424 / Sq Ft |
| 06/27/2025 06/27/25 | For Sale | $879,000 | -- | $441 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $376,000 | None Available | |
| Warranty Deed | $249,950 | None Available | |
| Warranty Deed | $450,000 | Fuentes & Kreischer Title Co | |
| Warranty Deed | $270,000 | -- | |
| Deed | $100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $293,500 | New Conventional | |
| Closed | $20,000 | Credit Line Revolving | |
| Closed | $300,800 | New Conventional | |
| Previous Owner | $224,955 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $417,000 | Unknown | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $359,500 | Fannie Mae Freddie Mac | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $74,000 | Credit Line Revolving | |
| Previous Owner | $216,000 | New Conventional |
Source: Public Records
Similar Homes in Lutz, FL
Source: Stellar MLS
MLS Number: TB8401181
APN: U-22-27-18-0KG-000000-00012.1
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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