$390,000
SOLD MAY 3, 2024

3620 W Saint Charles Ave Phoenix, AZ 85041

Laveen Neighborhood
3 Beds
2.5 Baths
1,939 Sq Ft
5,499 Sq Ft Lot

Recently Sold

$201 Per Sq Ft

7% Below List Price

88 Days on Market

Highlights

  • Private Pool
  • Granite Countertops
  • Covered patio or porch
  • Phoenix Coding Academy Rated A
  • Private Yard
  • Community Playground

About This Home

As of May 2024

Spacious Home With a POOL! Beautiful well maintained home nestled in a quiet neighborhood with greenbelts and parks throughout. 3 bedrooms, PLUS A LARGE LOFT! Upgrades include tile & laminate flooring, custom shutters, and French doors that lead to your own private oasis! Oversized backyard with a PRIVATE POOL, and no rear neighbors! This home is a rare find, and its priced to sell! Close to shopping, dining, and freeways!

Last Agent to Sell the Property

Sandy Betancourt

Square Realty License #BR573128000 Listed on: 12/28/2023

Last Buyer's Agent

Melissa Toops

Redfin Corporation License #SA691753000

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,907

Year Built

  • Built in 2004

Lot Details

  • 5,499 Sq Ft Lot
  • Desert faces the front and back of the property
  • Block Wall Fence
  • Front and Back Yard Sprinklers
  • Private Yard
  • Grass Covered Lot

HOA Fees

  • $82 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Wood Frame Construction
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,939 Sq Ft Home
  • 2-Story Property
  • Washer and Dryer Hookup

Kitchen

  • Built-In Microwave
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 2.5 Bathrooms
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Private Pool
  • Covered patio or porch

Schools

  • Laveen Elementary School
  • Vista Del Sur Accelerated Middle School
  • Cesar Chavez High School

Utilities

  • Central Air
  • Heating Available
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number 105-90-689

Community Details

Overview

  • Association fees include ground maintenance
  • Amber Ridge HOA, Phone Number (480) 551-4300
  • Built by Ryland Homes
  • Crossings At Amber Ridge Subdivision

Recreation

  • Community Playground
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,907

Year Built

Built in 2004

Lot Details

0

HOA Fees

$82 per month

Parking

2

Listing Details

  • Cross Street: W Southern Ave and S 35th Ave
  • Legal Info Range: 2E
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee 2: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 82.37
  • Basement: N
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 2004
  • Tax Year: 2023
  • Directions: Head south on S 35th Ave toward W Southern Ave. Turn right onto W Vineyard Rd. Turn right onto S 36th Ln. S 36th Ln turns right and becomes W St Charles Ave. Destination will be on the left.
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.13
  • Subdivision Name: CROSSINGS AT AMBER RIDGE
  • Property Attached Yn: No
  • Association Fees:HOA Fee2: 247.11
  • Cooling:Central Air: Yes
  • Water Source City Water: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Laminate, Tile
  • Basement YN: No
  • Spa Features: None
  • Possible Bedrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Granite Counters, Kitchen Island, Full Bth Master Bdrm, Separate Shwr & Tub
  • Living Area: 1939.0
  • Stories: 2
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Community Features:BikingWalking Path: Yes
  • Other Rooms:Family Room: Yes
  • Community Features:Children_squote_s Playgrnd: Yes
  • Other Rooms:Loft: Yes
  • KitchenFeatures:Refrigerator: Yes
  • Kitchen Features:Granite Counters: Yes

Exterior Features

  • Fencing: Block
  • Exterior Features: Private Yard
  • Lot Features: Sprinklers In Rear, Sprinklers In Front, Desert Back, Desert Front, Grass Back
  • Pool Features: Private
  • View: City Light View(s)
  • Disclosures: Agency Discl Req, Seller Discl Avail
  • Construction Type: Stucco, Wood Frame, Painted
  • Patio And Porch Features: Covered Patio(s), Patio
  • Roof: Tile
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Exterior Features:Patio: Yes
  • Exterior Features:Pvt Yrd(s)Crtyrd(s): Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Garage Door Opener
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Wshr/Dry HookUp Only
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Community Features: Playground, Biking/Walking Path
  • Association Fee: 247.11
  • Association Fee Frequency: Quarterly
  • Association Name: Amber Ridge HOA
  • Phone: 480-551-4300
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Transfer Fee2: 155.0
  • Association Fees:HOA Paid Frequency: Quarterly
  • Association Fees:HOA Name4: Amber Ridge HOA
  • Association Fees:HOA Telephone4: 4805514300
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Prepaid Association Fees HOA: 247.11
  • Association Fees:Disclosure Fees HOA: 247.0
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fees:Cap ImprovementImpact Fee 2 _percent_: $

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Laveen Elementary School
  • High School: Cesar Chavez High School
  • Junior High Dist: Phoenix Union High School District
  • Middle Or Junior School: Vista Del Sur Accelerated

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 5499.0
  • Parcel #: 105-90-689

Building Info

  • Builder Name: Ryland Homes

Tax Info

  • Tax Annual Amount: 1907.0
  • Tax Book Number: 105.00
  • Tax Lot: 23
  • Tax Map Number: 90.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 28, 2023
Closed on
May 3, 2024
Sold by
Gorman-Steward Therese
Bought by
Steward Sean
Seller's Agent
Sandy Betancourt
Square Realty
Buyer's Agent
Melissa Toops
Redfin Corporation
List Price
$417,500
Sold Price
$390,000
Premium/Discount to List
-$27,500
-6.59%
Views
199
Current Estimated Value
$398,441

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,441
Avg. Annual Appreciation
3.51%
Original Mortgage
$312,000
Outstanding Balance
$309,030
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$98,136

Purchase Details

Listed on
Apr 17, 2019
Closed on
Aug 2, 2019
Sold by
Nalvalututalia Lorima
Bought by
Nalvalututalia Lorima and Cantu Amber Nicole
Seller's Agent
Eugene Quackenbush
Venture REI, LLC
Buyer's Agent
Sandy Betancourt
Square Realty
List Price
$253,000
Sold Price
$240,000
Premium/Discount to List
-$13,000
-5.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.53%
Original Mortgage
$192,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 17, 2019
Closed on
Jun 26, 2019
Sold by
Opendoor Property N Llc
Bought by
Naivalututalia Lorima
Seller's Agent
Eugene Quackenbush
Venture REI, LLC
Buyer's Agent
Sandy Betancourt
Square Realty
List Price
$253,000
Sold Price
$240,000
Premium/Discount to List
-$13,000
-5.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2019
Sold by
Garcia Mayra G
Bought by
Opendoor Property N Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000,000
Interest Rate
4.3%
Mortgage Type
Construction

Purchase Details

Listed on
Jan 4, 2013
Closed on
Feb 25, 2013
Sold by
Rynish Properties Llc
Bought by
Garcia Mayra G
Seller's Agent
Dani Cook
Scott Homes Realty
Buyer's Agent
Jennifer Beget
Realty ONE Group
List Price
$149,900
Sold Price
$150,000
Premium/Discount to List
$100
0.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.36%
Original Mortgage
$147,283
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 4, 2013
Closed on
Feb 22, 2013
Sold by
Torre Raffaele
Bought by
Garcia Mayra G
Seller's Agent
Dani Cook
Scott Homes Realty
Buyer's Agent
Jennifer Beget
Realty ONE Group
List Price
$149,900
Sold Price
$150,000
Premium/Discount to List
$100
0.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,283
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 8, 2011
Sold by
Carlson Capital Llc
Bought by
Rynish Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,500
Interest Rate
4.63%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 21, 2005
Sold by
Holden Olisa D
Bought by
Thomas Dexter C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,400
Interest Rate
5.7%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Mar 15, 2005
Sold by
The Ryland Group Inc
Bought by
Ryland Homes Of Arizona Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,400
Interest Rate
5.7%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 25, 2005
Sold by
Ryland Homes Of Arizona Inc
Bought by
Thomas Dexter C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,700
Interest Rate
5.7%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Title Forward
Warranty Deed $390,000 Title Forward
Interfamily Deed Transfer -- None Available
Warranty Deed $240,000 Os National Llc
Interfamily Deed Transfer -- None Available
Warranty Deed $234,700 Os National Llc
Warranty Deed $150,000 Fidelity Natl Title Agency I
Interfamily Deed Transfer -- Fidelity Natl Title Agency I
Warranty Deed $89,000 Fidelity Natl Title Ins Co
Interfamily Deed Transfer -- Ryland Title Co
Cash Sale Deed $191,678 --
Special Warranty Deed $191,678 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $312,000 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $250,000,000 Construction
Previous Owner $42,400 Stand Alone Second
Previous Owner $147,283 FHA
Previous Owner $63,500 Future Advance Clause Open End Mortgage
Previous Owner $30,000 Stand Alone Second
Previous Owner $224,000 Fannie Mae Freddie Mac
Previous Owner $42,400 Stand Alone Second
Previous Owner $169,700 Purchase Money Mortgage
Previous Owner $169,700 Unknown
Previous Owner $169,700 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/03/2024 05/03/24 Sold $390,000 -2.5% $201 / Sq Ft
02/24/2024 02/24/24 Price Changed $399,990 -4.2% $206 / Sq Ft
12/28/2023 12/28/23 For Sale $417,500 +74.0% $215 / Sq Ft
06/28/2019 06/28/19 Sold $240,000 -4.0% $124 / Sq Ft
05/31/2019 05/31/19 Pending -- -- --
05/09/2019 05/09/19 Price Changed $250,000 -1.2% $129 / Sq Ft
04/17/2019 04/17/19 For Sale $253,000 0.0% $130 / Sq Ft
03/15/2017 03/15/17 Rented $1,375 0.0% --
03/07/2017 03/07/17 Under Contract -- -- --
03/03/2017 03/03/17 Price Changed $1,375 -1.8% $1 / Sq Ft
02/16/2017 02/16/17 For Rent $1,400 0.0% --
02/25/2013 02/25/13 Sold $150,000 +0.1% $77 / Sq Ft
01/08/2013 01/08/13 Pending -- -- --
01/03/2013 01/03/13 For Sale $149,900 0.0% $77 / Sq Ft
01/04/2012 01/04/12 Rented $1,295 0.0% --
01/03/2012 01/03/12 Under Contract -- -- --
12/28/2011 12/28/11 For Rent $1,295 -- --
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,943 $13,979 -- --
2024 $1,907 $13,313 -- --
2023 $1,907 $29,060 $5,810 $23,250
2022 $1,849 $21,780 $4,350 $17,430
2021 $1,864 $20,100 $4,020 $16,080
2020 $1,815 $18,220 $3,640 $14,580
2019 $2,006 $16,350 $3,270 $13,080
2018 $1,731 $15,550 $3,110 $12,440
2017 $1,636 $13,620 $2,720 $10,900
2016 $1,553 $12,770 $2,550 $10,220
2015 $1,399 $12,260 $2,450 $9,810
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6643827

Arizona Regional Multiple Listing Service (ARMLS)

APN: 105-90-689