$1,199,000
PENDING

Estimated payment $7,222/month

4 Beds
3 Baths
2,585 Sq Ft
$464 Price per Sq Ft

Highlights

  • View of Hills
  • Clubhouse
  • Community Pool
  • Rancho Buena Vista High School Rated A-
  • Bonus Room
  • 2 Car Attached Garage

About This Home

Welcome to 3631 Via Bernardo, a bright and beautifully upgraded home in the highly desirable Terra Mar community of Oceanside. This 4 bedroom, 3.5 bathroom property offers modern farmhouse style with white shaker cabinets, quartz countertops, luxury vinyl plank flooring, brand new carpet, and abundant natural light from the updated dual pane windows and wide patio doors. The open concept kitchen shines with its white cabinetry, sleek quartz counters, stainless steel appliances, and a charming sink window overlooking the private backyard. It opens seamlessly to a cozy living room with a built-in bar area, creating an inviting space for both gatherings and everyday living. Step outside to a low maintenance retreat featuring pavers, turf, a pergola, a modern fire pit, and mature landscaping. The yard backs to a lush green embankment, enhancing privacy and offering a serene backdrop. One of the larger yards in the neighborhood. Upstairs, you’ll find all four bedrooms plus a spacious loft perfect for a home office, media room, playroom, or potential fifth bedroom. The primary suite includes a sitting nook, a private deck, a walk-in closet with built-ins, and an airy layout filled with soft natural light. The upstairs laundry room adds convenient function to the floorplan. Additional upgrades include fully remodeled bathrooms, energy-efficient windows, upgraded aluminum patio doors, and a brand new A/C system for year-round comfort. Residents of Terra Mar enjoy low HOA amenities including playgrounds, greenbelts, a sparkling pool, spa, and clubhouse. With close proximity to Calavera Hills hiking trails, top-rated Madison and Lake Schools, shopping, dining, and quick access to the 78, this home delivers style, space, and an incredible North County lifestyle.

Listing Agent

Christy Lundy

Real Broker Brokerage Phone: 310-430-8976 License #01961048 Listed on: 11/19/2025

Real Broker

Co-Listing Agent

Angela Pinamonti

Real Broker Brokerage Phone: 310-430-8976 License #01922422

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,605

Year Built

  • Built in 1990

Lot Details

  • 4,725 Sq Ft Lot
  • West Facing Home
  • Level Lot
  • Back and Front Yard
  • Density is up to 1 Unit/Acre
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $216 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces

Property Views

  • Hills
  • Neighborhood

Home Design

  • Entry on the 1st floor
  • Stucco

Interior Spaces

  • 2,585 Sq Ft Home
  • 2-Story Property
  • Formal Entry
  • Family Room with Fireplace
  • Living Room
  • Bonus Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • All Upper Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

  • Tax Tract Number 11816
  • Assessor Parcel Number 1694732700
  • $51 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • Terra Mar Association, Phone Number (760) 481-7444
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Community Spa
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,605

Year Built

Built in 1990

Lot Details

0

HOA Fees

$216 per month

Parking

2

Listing Details

  • Assessments: No
  • Inclusions: Washer, dryer, refrigerator
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 1694732700
  • Year Built: 1990
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2585.00 Square Feet
  • Stories: 2
  • Common Walls: No Common Walls
  • Appliances: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Level: 1
  • Fireplace Features: Family Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 463.83
  • Room Type: All Bedrooms Up, Bonus Room, Entry, Family Room, Formal Entry, Foyer, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Separate Family Room, Walk-In Closet

Exterior Features

  • Direction Faces: West
  • View: Hills, Neighborhood
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No
  • Construction Materials: Stucco

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 4.00
  • Uncovered Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Laundry Features: Inside, Upper Level
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Clubhouse, Playground, Pool, Spa/Hot Tub, Maintenance Grounds
  • Association Fee: 216.00
  • Association Fee Frequency: Monthly
  • Association Name: Terra Mar
  • Phone: 760-481-7444
  • Senior Community: No
  • Community Features: Curbs, Sidewalks, Street Lights, Park

Lot Info

  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre, Back Yard, Front Yard, Level with Street
  • Lot Size Sq Ft: 4725.00
  • Lot Size Acres: 0.1085

Multi Family

  • Lease Considered: No
  • Lot Size Area: 4725.0000 Square Feet

Tax Info

  • Tax Tract Number: 011816
  • TaxOtherAnnualAssessmentAmount: 51.06

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,605 $803,169 $446,205 $356,964
2024 $8,605 $787,421 $437,456 $349,965
2023 $8,399 $771,982 $428,879 $343,103
2022 $8,378 $756,846 $420,470 $336,376
2021 $8,191 $742,007 $412,226 $329,781
2020 $8,162 $734,400 $408,000 $326,400
2019 $6,044 $540,000 $300,000 $240,000
2018 $4,479 $418,763 $176,234 $242,529
2017 $4,395 $410,553 $172,779 $237,774
2016 $4,289 $402,504 $169,392 $233,112
2015 $4,271 $396,459 $166,848 $229,611
2014 $4,165 $388,694 $163,580 $225,114
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 Pending -- -- --
11/19/2025 11/19/25 For Sale $1,199,000 +66.5% $464 / Sq Ft
03/05/2019 03/05/19 Sold $720,000 -1.2% $279 / Sq Ft View Prior Sale
02/03/2019 02/03/19 Pending -- -- --
01/03/2019 01/03/19 For Sale $729,000 -- $282 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- North American Title Co Inc
Grant Deed $720,000 Chicago Title Company
Grant Deed $540,000 Chicago Title Company
Interfamily Deed Transfer -- None Available
Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $703,500 VA
Previous Owner $694,260 VA
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2510963

California Regional Multiple Listing Service (CRMLS)

APN: 169-473-27