Seller's Agent in 2025
Christy Lundy
Real Brokerage Technologies
(310) 430-8976
2 in this area
103 Total Sales
3631 Via Bernardo Oceanside, CA 92056
Ocean Hills NeighborhoodEstimated Value: $1,177,000 - $1,199,247
4
Beds
3
Baths
2,585
Sq Ft
$460/Sq Ft
Est. Value
Highlights
- View of Hills
- Clubhouse
- Community Pool
- Rancho Buena Vista High School Rated A-
- Bonus Room
- 2 Car Attached Garage
About This Home
As of December 2025Welcome to 3631 Via Bernardo, a bright and beautifully upgraded home in the highly desirable Terra Mar community of Oceanside. This 4 bedroom, 3.5 bathroom property offers modern farmhouse style with white shaker cabinets, quartz countertops, luxury vinyl plank flooring, brand new carpet, and abundant natural light from the updated dual pane windows and wide patio doors. The open concept kitchen shines with its white cabinetry, sleek quartz counters, stainless steel appliances, and a charming sink window overlooking the private backyard. It opens seamlessly to a cozy living room with a built-in bar area, creating an inviting space for both gatherings and everyday living. Step outside to a low maintenance retreat featuring pavers, turf, a pergola, a modern fire pit, and mature landscaping. The yard backs to a lush green embankment, enhancing privacy and offering a serene backdrop. One of the larger yards in the neighborhood. Upstairs, you’ll find all four bedrooms plus a spacious loft perfect for a home office, media room, playroom, or potential fifth bedroom. The primary suite includes a sitting nook, a private deck, a walk-in closet with built-ins, and an airy layout filled with soft natural light. The upstairs laundry room adds convenient function to the floorplan. Additional upgrades include fully remodeled bathrooms, energy-efficient windows, upgraded aluminum patio doors, and a brand new A/C system for year-round comfort. Residents of Terra Mar enjoy low HOA amenities including playgrounds, greenbelts, a sparkling pool, spa, and clubhouse. With close proximity to Calavera Hills hiking trails, top-rated Madison and Lake Schools, shopping, dining, and quick access to the 78, this home delivers style, space, and an incredible North County lifestyle.
Last Agent to Sell the Property
Real Brokerage Technologies Brokerage Phone: 310-430-8976 License #01961048 Listed on: 11/19/2025
Co-Listed By
Real Brokerage Technologies Brokerage Phone: 310-430-8976 License #01922422
Last Buyer's Agent
America Romero
Crystal Estates License #01302919
Home Details
Home Type
- Single Family
Year Built
- Built in 1990
Lot Details
- 4,725 Sq Ft Lot
- West Facing Home
- Level Lot
- Back and Front Yard
- Density is up to 1 Unit/Acre
- Property is zoned R-1:SINGLE FAM-RES
HOA Fees
- $216 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Open Parking Spaces
Property Views
- Hills
- Neighborhood
Home Design
- Entry on the 1st floor
- Stucco
Interior Spaces
- 2,585 Sq Ft Home
- 2-Story Property
- Formal Entry
- Family Room with Fireplace
- Living Room
- Bonus Room
Bedrooms and Bathrooms
- 4 Bedrooms
- All Upper Level Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
Outdoor Features
- Exterior Lighting
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Tax Tract Number 11816
- Assessor Parcel Number 1694732700
- $51 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Terra Mar Association, Phone Number (760) 481-7444
- Maintained Community
Amenities
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Community Spa
- Park
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Dec 5, 2025
Sold by
Bought by
Seller's Agent
Christy Lundy
Real Brokerage Technologies
Buyer's Agent
America Romero
Crystal Estates
List Price
$1,199,000
Sold Price
$1,179,000
Premium/Discount to List
-$20,000
-1.67%
Views
47
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,062
Avg. Annual Appreciation
1.40%
Original Mortgage
$705,000
Outstanding Balance
$699,493
Interest Rate
5.47%
Mortgage Type
New Conventional
Estimated Equity
$489,569
Purchase Details
Closed on
Apr 13, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$703,500
Interest Rate
3.2%
Mortgage Type
VA
Purchase Details
Closed on
Nov 16, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$694,260
Interest Rate
4.4%
Mortgage Type
VA
Purchase Details
Closed on
Jun 1, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.5%
Mortgage Type
Construction
Purchase Details
Closed on
May 28, 2008
Sold by
Bought by
Purchase Details
Closed on
Dec 21, 1989
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,179,000 | Fidelity National Title | ||
| -- | North American Title Co Inc | ||
| $720,000 | Chicago Title Company | ||
| $540,000 | Chicago Title Company | ||
| -- | None Available | ||
| $260,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $705,000 | ||
| Previous Owner | $707,552 | ||
| Previous Owner | $703,500 | ||
| Previous Owner | $694,260 | ||
| Previous Owner | $400,000 | ||
| Previous Owner | $168,000 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $15,000 | ||
| Previous Owner | $160,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/18/2025 12/18/25 | Sold | $1,179,000 | -1.7% | $456 / Sq Ft | |
| 11/24/2025 11/24/25 | Pending | -- | -- | -- | |
| 11/19/2025 11/19/25 | For Sale | $1,199,000 | +66.5% | $464 / Sq Ft | |
| 03/05/2019 03/05/19 | Sold | $720,000 | -1.2% | $279 / Sq Ft | View Prior Sale |
| 02/03/2019 02/03/19 | Pending | -- | -- | -- | |
| 01/03/2019 01/03/19 | For Sale | $729,000 | -- | $282 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,145 | $1,179,000 | $655,000 | $524,000 |
| 2025 | $7,145 | $803,169 | $446,205 | $356,964 |
| 2024 | $8,605 | $787,421 | $437,456 | $349,965 |
| 2023 | $8,399 | $771,982 | $428,879 | $343,103 |
| 2022 | $8,378 | $756,846 | $420,470 | $336,376 |
| 2021 | $8,191 | $742,007 | $412,226 | $329,781 |
| 2020 | $8,162 | $734,400 | $408,000 | $326,400 |
| 2019 | $6,044 | $540,000 | $300,000 | $240,000 |
| 2018 | $4,479 | $418,763 | $176,234 | $242,529 |
| 2017 | $4,395 | $410,553 | $172,779 | $237,774 |
| 2016 | $4,289 | $402,504 | $169,392 | $233,112 |
| 2015 | $4,271 | $396,459 | $166,848 | $229,611 |
| 2014 | $4,165 | $388,694 | $163,580 | $225,114 |
Source: Public Records
Agents Affiliated with this Home
-
Christy Lundy
-
Angela Pinamonti
Seller Co-Listing Agent in 2025
Angela Pinamonti
Real Brokerage Technologies
(760) 415-0899
2 in this area
124 Total Sales
-
A
Buyer's Agent in 2025
America Romero
Crystal Estates
-
Neda Nourani
Buyer's Agent in 2025
Neda Nourani
Compass
(760) 822-7154
2 in this area
198 Total Sales
-
Haleh Nourani
Buyer Co-Listing Agent in 2025
Haleh Nourani
Compass
(760) 822-2002
1 in this area
29 Total Sales
-
Frank Jimenez
Seller's Agent in 2019
Frank Jimenez
eXp Realty of California, Inc.
(619) 709-7729
17 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2510963
APN: 169-473-27
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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