$550,000

364 Cardinal Ln Toccoa, GA 30577

Estimated payment $3,297/month

Total Views 3,987
4 Beds
3 Baths
2,620 Sq Ft
$210 Price per Sq Ft

Highlights

  • Lake Front
  • Community Lake
  • Vaulted Ceiling
  • 1 Boat Dock
  • Deck
  • Partially Wooded Lot

About This Home

This Lake Hartwell home has 4 bedrooms and 3 baths spread over three finished levels. The main level has a great room with vaulted ceilings and is open to the kitchen and dining area. There are glass doors that open onto a large open deck and a screened porch overlooking the lake. The main level also has a bedroom and full bath. Upstairs there is a large owner's suite with a tiled bath. The terrace level has two more bedrooms, another full bath and a laundry area. The bedrooms open onto a covered porch which connects to a concrete path to the two-level, covered slip dock. The property also includes an attached garage and a separate storage area for a utility vehicle and/or lake toys.

Listing Agent

Spot On The Lake

Keller Williams Lake Hartwell License #278239

Keller Williams Lake Hartwell

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,763

Year Built

  • Built in 1989

Lot Details

  • 0.28 Acre Lot
  • Lake Front
  • Partially Wooded Lot

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Composition Roof
  • Wood Siding
  • Press Board Siding
  • Concrete Siding

Interior Spaces

  • 3-Story Property
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Screened Porch
  • Lake Views

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

Finished Basement

  • Partial Basement
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Dock Rights
  • Deck

Schools

  • Big A Elementary School
  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Tax Lot 65

Community Details

Overview

  • Association fees include ground maintenance, private roads, swimming
  • Shorewood Estates Subdivision
  • Community Lake

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,763

Year Built

Built in 1989

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Levels: Three Or More
  • Lot Size Acres: .28
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 2620
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Ice Maker, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 4
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Interior Entry, Partial
  • Below Grade Finished Sq Ft: 756
  • Total Finished Sq Ft: 1864
  • Above Grade Finished Sq Ft: 1864
  • Interior Amenities: Beamed Ceilings, Vaulted Ceiling(s)
  • Feature Name: Hartwell
  • Full Bathrooms: 3
  • Fireplace Features: Family Room, Gas Log, Masonry
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Bar
  • Price Per Square Foot: 209.923

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 2
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Concrete, Press Board, Wood Siding
  • ExteriorFeatures: Dock
  • Lot Features: None
  • Patio And Porch Features: Deck, Screened
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Attached, Garage
  • ParkingTotal: 1

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Basement
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 200
  • Association: Yes
  • Community Features: Lake, Pool

Fee Information

  • Association Fee Includes: Maintenance Grounds, Private Roads, Swimming

Schools

  • Elementary School: Big A
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Big A
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Lot: 65

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 24
  • Tax Annual Amount: 2762.93

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,891 $94,946 $41,400 $53,546
2023 $2,780 $91,286 $41,400 $49,886
2022 $2,340 $78,593 $30,780 $47,813
2021 $2,349 $75,132 $30,780 $44,352
2020 $2,368 $74,978 $30,780 $44,198
2019 $2,378 $74,978 $30,780 $44,198
2018 $2,378 $74,978 $30,780 $44,198
2017 $2,415 $74,978 $30,780 $44,198
2016 $2,378 $74,977 $30,780 $44,197
2015 $2,486 $74,858 $30,780 $44,078
2014 $2,405 $71,240 $23,120 $48,120
2013 -- $71,240 $23,120 $48,120
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/03/2025 04/03/25 For Sale $550,000 -- $210 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Deed $130,000 --
Deed $82,000 --
Deed $12,000 --
Source: Public Records

Similar Homes in Toccoa, GA

  • 300 Rock Creek Trail, Toccoa, GA 30577

    $586,000

    • 4 Beds
    • 3.5 Baths
    • 2,800 Sq Ft
    • 300 Rock Creek Trail
    • Toccoa, GA

    Welcome to a world of elegance and comfort, perfectly nestled in the natural beauty and upscale amenities that define Currahee Club living. This gorgeous craftsman-style home is located on a prime lot at the end of a cul-de-sac. The inviting setting makes it the ideal gathering place for friends and family. As you arrive, you're greeted by a charming fire pit area and an expansive front porch.

    Bree Tankersley Keller Williams Lanier Partners

    Section Image
  • 29 Cottage Ln, Toccoa, GA 30577

    $599,000

    • 4 Beds
    • 4.5 Baths
    • 4,708 Sq Ft
    • 29 Cottage Ln
    • Toccoa, GA

    Stunning Craftsman-Style Home with a 2024 New Roof Experience breathtaking views of the #9 green from this spacious Craftsman-style home, perfect for golf enthusiasts and nature lovers. The inviting wraparound porch on three sides provides the ideal spot to relax and take in the peaceful surroundings. Elegant mountain-inspired detailing enhances both the main and terrace levels, adding warmth

    Joni Scott Hammock Realty North Georgia

    Section Image
  • 80 Cottage Ln, Toccoa, GA 30577

    $625,000

    • 4 Beds
    • 3.5 Baths
    • 2,960 Sq Ft
    • 80 Cottage Ln
    • Toccoa, GA

    Don't miss out on this extraordinary mountain residence situated in the esteemed Currahee Club. Boasting cherry hardwood floors, a gourmet kitchen with granite countertops, high-end appliances, and exquisite cabinetry, this home exemplifies luxury. The two-story great room, complete with a wet bar enclave and access to a Brazilian hardwood deck, is perfect for entertaining. A Sonos sound system

    Michael Schultz Atlanta Fine Homes Sotheby's International

    Section Image
  • 91 Almetie Dr, Toccoa, GA 30577

    $475,000

    • 3 Beds
    • 2.5 Baths
    • 1,352 Sq Ft
    • 91 Almetie Dr
    • Toccoa, GA

    Looking to get out of the hustle and bustle. Consider this beautiful, level 36+ acres to build your dream home. This gorgeous property offers privacy yet conveniently close to downtown Toccoa. The main residence is a spacious 3BR/2 BA house that requires some TLC but offers solid foundation. The second home , a charming 3 BR, 1 BA cottage is perfect for extended family, guests and has been

    Jennifer Venson eXp Realty

    Section Image
  • 55 Crabapple Ct, Toccoa, GA 30577

    $432,900

    • 3 Beds
    • 2.5 Baths
    • 2,267 Sq Ft
    • 55 Crabapple Ct
    • Toccoa, GA

    Discover the charm of modern living in the growing neighborhood of Ayers Creek Subdivision! The Foxwood floor plan offers a perfect blend of style and functionality, featuring 3 bedrooms, 2.5 baths, and a versatile bonus room that can be used as a 4th bedroom or media space. Step into a welcoming living room with a coffered ceiling and a cozy wood-burning fireplace, ideal for family gatherings or

    Alice Meeks Red Clay Properties

    Section Image
  • 297 Ayers Creek Dr, Toccoa, GA 30577

    $477,500

    • 3 Beds
    • 2.5 Baths
    • 2,661 Sq Ft
    • 297 Ayers Creek Dr
    • Toccoa, GA

    Welcome to your brand-new home in the desirable Ayers Creek Subdivision! The Hillcrest floor plan is thoughtfully designed with 3 bedrooms, 2.5 baths, an office, and a finished bonus room that can easily serve as a 4th bedroom or media space. The open-concept layout features a wood-burning fireplace with a stunning overlook to the family room, perfect for cozy evenings or entertaining guests. The

    Alice Meeks Red Clay Properties

    Section Image
  • 327 Ayers Creek Dr, Toccoa, GA 30577

    $415,900

    • 3 Beds
    • 2 Baths
    • 2,032 Sq Ft
    • 327 Ayers Creek Dr
    • Toccoa, GA

    New construction in the sought-after Ayers Creek Subdivision featuring the Ellis floor plan. This thoughtfully designed home offers 3 bedrooms, 2 baths. Key Features include Craftsman-style finishes, Wood-burning fireplace, perfect for cozy gatherings. Spacious primary suite on the main level with a tray ceiling, tiled shower, tiled floors, and cultured marble countertops in the master bath.

    Alice Meeks Red Clay Properties

    Section Image
  • 65 Edwards Place, Toccoa, GA 30577

    $619,900

    • 5 Beds
    • 4 Baths
    • 4,795 Sq Ft
    • 65 Edwards Place
    • Toccoa, GA

    Welcome to this beautifully Craftsman style home invokes a historic quality with modern comforts on an over-sized scale. From the moment you step inside, you'll be drawn to the stunning vaulted tongue and groove ceilings and open concept living spaces designed for both relaxation and entertaining. The main level master suite is a true retreat, featuring a spa-like bathroom with a luxurious

    Kellie Austin Hammock Realty North Georgia

    Section Image
  • 169 Sandy Rd, Toccoa, GA 30577

    $450,000

    • 5 Beds
    • 3.5 Baths
    • 4,952 Sq Ft
    • 169 Sandy Rd
    • Toccoa, GA

    STUNNING, RECENTLY UPDATED HOME WITH 2 GARAGES NEAR TOCCOA FALLS COLLEGE... OVER 1 acre of private usable land! Rocking chair front porch to enjoy the sights and sounds of nature. Welcoming two story foyer flowing into the cozy living room with abundance of natural light. Super functional chef's kitchen with double wall oven, cook top, plenty of counter space and cabinetry for storage, and easy

    Josh Temple Keller Williams Lanier Partner

    Section Image
See All Homes in Toccoa

Source: Georgia MLS

MLS Number: 10492286

Georgia MLS

APN: 056E-008

Georgia Stephens County Toccoa 30577

364 Cardinal Ln, Toccoa, GA

Homes for Sale in Toccoa, GA

This home is located at 364 Cardinal Ln, Toccoa, GA 30577 and is currently priced at $550,000, approximately $209 per square foot. This property was built in 1989. 364 Cardinal Ln is a home with nearby schools including Stephens County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Georgia MLS The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.

Nearby Homes
Spot On The Lake
Listing Agent
Spot On The Lake
Section Image
Keller Williams Lake Hartwell
(706) 760-3860