NOT LISTED FOR SALE

3640 Oak Terrace Saint Paul, MN 55110

White Bear Lake Area

Estimated Value: $386,000 - $422,000

3 Beds
2 Baths
1,450 Sq Ft
$282/Sq Ft Est. Value

About This Home

Property is a side by side duplex Only shared area is a hallway. To laundry area/basement. Separate laundry areas. Carpet in bed rooms, hardwood floors everywhere except bathroom which has basic tile. Lawn care is responsibility of tenants. 1200 deposit 2.5x month rent as income $50 background check if you want to fill an application for residency.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 25, 2022
Sold by
Bruce and Lenora
Bought by
Current Estimated Value
$408,398

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,859
Outstanding Balance
$304,929
Interest Rate
3.69%
Mortgage Type
FHA
Estimated Equity
$103,469

Purchase Details

Closed on
Mar 18, 2022
Sold by
Bruce Lenora and Bruce John
Bought by
Davis Malik

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,859
Outstanding Balance
$304,929
Interest Rate
3.69%
Mortgage Type
FHA
Estimated Equity
$103,469

Purchase Details

Closed on
Apr 27, 2020
Sold by
Bruce Lenora G and Bruce John
Bought by
Bruce Lenora and Bruce John

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,250
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 7, 2005
Sold by
Doh Emanuel F and Doh Ita
Bought by
Bruce Lenora

Purchase Details

Closed on
Apr 2, 2004
Sold by
Unavailable
Bought by
Doh Emmanuel F and Doh Ita

Purchase Details

Closed on
Feb 5, 1979
Sold by
Fooshe Peter E and Fooshe Marjorie E
Bought by
Gilde Gordon C and Gilde Kathleen A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Saint Paul, MN

  • Kristopher Jacobsen Real Estate Agent - Eos Realty, LLC

    Kristopher Jacobsen

    Eos Realty, LLC

    (612) 294-9681

    122 Total Sales

    1 in White Bear Lake

    $395,000 Price

    Kristopher Jacobsen
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  • Krista Wolter Real Estate Agent - Coldwell Banker Realty

    Krista Wolter

    Coldwell Banker Realty

    (612) 712-5896

    466 Total Sales

    13 in White Bear Lake

    $226K - $2.5M Price Range

    Krista Wolter
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  • Tina Bednar Real Estate Agent - RE/MAX Results

    Tina Bednar

    RE/MAX Results

    (612) 662-7915

    20 Total Sales

    1 in White Bear Lake

    $575,000 Price

    Tina Bednar
     Section Image
  • Lynn Chheang Real Estate Agent - Engel & Volkers Minneapolis

    Lynn Chheang

    Engel & Volkers Minneapolis

    (763) 710-3124

    168 Total Sales

    1 in White Bear Lake

    $345,000 Price

    Lynn Chheang
     Section Image
  • Andrea Kraft Real Estate Agent - Engel & Volkers Prior Lake

    Andrea Kraft

    Responds Quickly

    Engel & Volkers Prior Lake

    (952) 522-3238

    117 Total Sales

    1 in White Bear Lake

    $233,400 Price

    Andrea Kraft
     Section Image
  • Michelle Hoagland Real Estate Agent - Keller Williams Preferred Rlty

    Michelle Hoagland

    Keller Williams Preferred Rlty

    (877) 934-2194

    137 Total Sales

    1 in White Bear Lake

    $250,000 Price

    Michelle Hoagland
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$338,823 None Listed On Document
Davis Malik $339,000 --
Bruce Lenora -- Results Title
Bruce Lenora $275,000 --
Doh Emmanuel F $230,000 --
Gilde Gordon C $64,880 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $332,859
Previous Owner Bruce Lenora $218,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/01/2025 12/01/25 Off Market $1,700 -- --
10/30/2025 10/30/25 Price Changed $1,700 0.0% $1 / Sq Ft
10/30/2025 10/30/25 For Rent $1,700 +9.7% --
11/29/2024 11/29/24 Off Market $1,550 -- --
10/26/2024 10/26/24 For Rent $1,550 -- --

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,950 $394,500 $89,500 $305,000
2025 $5,578 $410,400 $89,500 $320,900
2023 $5,578 $343,500 $89,500 $254,000
2022 $4,206 $267,200 $89,500 $177,700
2021 $4,436 $255,700 $89,500 $166,200
2020 $4,686 $276,000 $89,500 $186,500
2019 $3,688 $273,300 $89,500 $183,800
2018 $3,546 $231,300 $89,500 $141,800
2017 $3,438 $196,800 $89,500 $107,300
2016 $3,360 $0 $0 $0
2015 $3,320 $167,700 $67,300 $100,400
2014 $3,006 $0 $0 $0
Source: Public Records

Map

Minnesota Ramsey County Saint Paul 55110

3640 Oak Terrace, Saint Paul, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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