NOT LISTED FOR SALE

3643 Scarlet Oak Dr St. Cloud, FL 34772

South Saint Cloud Neighborhood

Estimated Value: $344,000 - $480,000

4 Beds
2 Baths
1,846 Sq Ft
$217/Sq Ft Est. Value

Last Sold February 06, 2024

Last sale price $390,000 $211 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,454/month

5 Days on Market

Highlights

  • Open Floorplan
  • Main Floor Primary Bedroom
  • Enclosed Patio or Porch
  • CANOE CREEK K-8-0991 Rated 9+
  • High Ceiling
  • 2 Car Attached Garage

About This Home

As of February 2024

Welcome to your dream home! This impeccably maintained 4-bedroom, 2-bathroom gem is centrally located in beautiful Saint Cloud. Built in 2020, this home is not just move-in ready; it's a contemporary haven waiting for you. Feels and looks like NEW! Step inside to discover a thoughtfully designed open floor plan that seamlessly blends comfortable living and dining areas. Enjoy the luxury of modern living with upgrades throughout, including elegant tile flooring, stylish accent walls, smart features, and energy-efficient windows that flood the space with natural light. The heart of this home is a spacious open concept that invites gatherings and fosters a warm, inviting atmosphere. A two-car garage adds convenience to your lifestyle. Venture outdoors to a generously sized backyard with an oversized porch overlooking a tranquil conversation lot – the perfect setting for entertaining friends and enjoying Florida afternoons. This fabulous residence not only boasts comfort and style but also offers unparalleled convenience. Close to schools, shopping venues, restaurants, hospitals, and medical offices, you're at the center of it all. Quick access to major highways such as US 192 and the Turnpike ensures easy travel to Kissimmee, Orlando, Disney attractions, and the beaches. So convenient! Come see and fall in love with this beautiful home. Property sold “as-is”. Won't last long!

Last Agent to Sell the Property

Milton Figueroa

FIGLOFT INC Brokerage Phone: 407-440-3798 License #3300840 Listed on: 11/24/2023

FIGLOFT INC

Last Buyer's Agent

Peter Luu

REAL BROKER, LLC License #3280532

REAL BROKER, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,717

Year Built

  • Built in 2020

Lot Details

  • 7,841 Sq Ft Lot
  • East Facing Home
  • Vinyl Fence
  • Irrigation
  • Landscaped with Trees
  • Garden

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,846 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Decorative Fireplace
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Ceramic Tile Flooring
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Home Security

  • Smart Home
  • Fire and Smoke Detector

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Access Residential Management Association, Phone Number (407) 480-4200
  • Visit Association Website
  • Savanna Subdivision
  • Near Conservation Area

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,717

Year Built

Built in 2020

Lot Details

0

HOA Fees

$60 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 1846
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 2775
  • Lot Size Sq Ft: 7841
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 257.81
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Futures Dr Ste 308
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 211.27
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-440-3798
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Decorative
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Open Floorplan, Smart Home, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: Blinds, Double Pane Windows
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 171.50

Exterior Features

  • Direction Faces: East
  • Exterior Features: Garden, Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0270G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 60
  • Association Fee Frequency: Monthly
  • Association Name: Access Residential Management
  • Phone: (407) 480-4200
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please verify with HOA as to specific pet restrictions, if any.
  • Association Fee Requirement: Required
  • Association Email: savanna@accessdifference.com
  • Association URL: www.accessdifference.com/communities/savanna/

Fee Information

  • Total Annual Fees: 720.00
  • Total Monthly Fees: 60.00
  • Monthly HOA Amount: 60.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 03-27-30-0638-0001-0360
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Conservation Area, Landscaped, Sidewalk, Paved
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please verify with HOA as to specific lease restrictions, if any.

Tax Info

  • Tax Annual Amount: 3717
  • Tax Block: 0
  • Tax Book Number: 28-84-85
  • Tax Lot: 36

Multi Family

  • Approval Process: Please verify with HOA as to specific lease restrictions, if any.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 27, 2024
Sold by
Mccormick David Stewart and Mccormick Brenda
Bought by
Mccormick David Stewart and Mccormick Brenda
Current Estimated Value
$401,122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,500
Outstanding Balance
$365,872
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$35,250

Purchase Details

Listed on
Nov 24, 2023
Closed on
Feb 5, 2024
Sold by
Tur Oscar Tamayo and Tur Carmen M
Bought by
Mccormick David Stewart and Mccormick Brenda
Seller's Agent
Milton Figueroa
FIGLOFT INC
Buyer's Agent
Peter Luu
REAL BROKER, LLC
List Price
$399,000
Sold Price
$390,000
Premium/Discount to List
-$9,000
-2.26%
Views
44

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.44%
Original Mortgage
$370,500
Interest Rate
6.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2020
Sold by
D R Horton Inc
Bought by
Tur Oscar Tamayo and Tamayo Carmen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,208
Interest Rate
3.4%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccormick David Stewart $100 None Listed On Document
Mccormick David Stewart $100 None Listed On Document
Mccormick David Stewart $390,000 None Listed On Document
Mccormick David Stewart $390,000 None Listed On Document
Tur Oscar Tamayo $263,990 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccormick David Stewart $370,500
Closed Mccormick David Stewart $370,500
Previous Owner Mccormick David Stewart $370,500
Previous Owner Tur Oscar Tamayo $259,208
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/06/2024 02/06/24 Sold $390,000 -2.3% $211 / Sq Ft
11/30/2023 11/30/23 Pending -- -- --
11/24/2023 11/24/23 For Sale $399,000 -- $216 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,815 $332,200 $65,000 $267,200
2024 $3,718 $256,031 -- --
2023 $3,718 $248,574 $0 $0
2022 $3,590 $241,334 $0 $0
2021 $3,428 $227,800 $50,000 $177,800
2020 $836 $45,000 $45,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Milton Figueroa

    Seller's Agent in 2024

    Milton Figueroa

    FIGLOFT INC

    (407) 427-4157

    1 in this area

    82 Total Sales

    Milton Figueroa
    Section Image
  • Peter Luu

    Buyer's Agent in 2024

    Peter Luu

    REAL BROKER, LLC

    (321) 917-7864

    6 in this area

    376 Total Sales

    Peter Luu
    Section Image
  • Ed Luther

    Buyer Co-Listing Agent in 2024

    Ed Luther

    REAL BROKER, LLC

    (407) 504-9233

    3 in this area

    91 Total Sales

    Ed Luther
    Section Image
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Map

Source: Stellar MLS

MLS Number: O6159661

Stellar MLS

APN: 03-27-30-0638-0001-0360

Florida Osceola County Saint Cloud 34772 South Saint Cloud

3643 Scarlet Oak Dr, Saint Cloud, FL

Not Listed for Sale

Detached

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