$520,000
SOLD JUL 2, 2025

3644 Bert Dr Gainesville, GA 30506

3 Beds
2 Baths
1,168 Sq Ft
2,178 Sq Ft Lot

Recently Sold

$445 Per Sq Ft

8% Below List Price

22 Days on Market

Highlights

  • Lake Front
  • Deck
  • Wood Flooring
  • 1 Boat Dock
  • Wooded Lot
  • Main Floor Primary Bedroom

About This Home

As of July 2025

Escape to your own lakeside retreat with this beautifully maintained 3-bedroom, 2-bathroom cottage nestled in a private deep water cove on scenic Lake Lanier. This charming home offers the perfect blend of rustic charm and comfort, ideal as a weekend getaway or full-time residence. It has also been used as an airbnb for the last 7 years and has been very successful as an investment property. Being sold fully furnished as well! Step inside to find an inviting open floor plan and a spacious sunroom with panoramic views of the lakeCothe perfect place to sip your morning coffee or unwind after a day on the water. Natural light pours in, bringing the beauty of the outdoors into your living space year-round. Enjoy direct lake access with your private boat dock complete with a sun deck, ideal for swimming, sunbathing, or launching your next boating adventure. The deep water cove ensures reliable access, even during dry seasons, offering peace of mind for watercraft owners. Whether you're hosting family and friends or enjoying quiet evenings under the stars, this lakeside gem offers a rare opportunity to own a piece of paradise on one of GeorgiaCOs most sought-after lakes.

Last Agent to Sell the Property

Lauren Sieber

Realty of America License #377568 Listed on: 05/22/2025

Realty of America

Last Buyer's Agent

Kaityln Sciavicco

eXp Realty License #412847

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,380

Year Built

  • Built in 1978

Lot Details

  • 2,178 Sq Ft Lot
  • Lake Front
  • Sloped Lot
  • Wooded Lot

Home Design

  • Bungalow
  • Cabin
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Bookcases
  • Ceiling Fan
  • Fireplace Features Masonry
  • Living Room with Fireplace
  • Sun or Florida Room
  • Wood Flooring
  • Lake Views
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Low Flow Plumbing Fixtures

Laundry

  • Laundry closet
  • Dryer
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Parking Spaces
  • Parking Pad

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Dock Rights
  • Deck

Schools

  • Sardis Elementary School
  • Chestatee Middle School
  • Chestatee High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Heating System Uses Propane
  • Shared Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • No Home Owners Association
  • Gertrude Smith Subdivision

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,380

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1978
  • ArchitecturalStyle: Bungalow/Cottage
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: .05
  • Other Sturctures: Other
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Dock Slips: 1
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Bedrooms: 3
  • Basement: Crawl Space
  • Interior Amenities: Bookcases, Master On Main Level
  • Feature Name: Lake Lanier
  • Full Bathrooms: 2
  • Fireplace Features: Living Room, Masonry
  • Flooring: Hardwood

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Wood Siding
  • ExteriorFeatures: Dock, Other
  • Lot Features: Sloped
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Parking Pad
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Window Unit(s)
  • Heating: Baseboard, Propane
  • Laundry Features: Laundry Closet
  • Security Features: Carbon Monoxide Detector(s), Key Card Entry, Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Sardis
  • High School: Chestatee
  • Middle School: Chestatee
  • Elementary School: Sardis
  • Middle School: Chestatee
  • High School: Chestatee

Lot Info

  • Deed Book: 5062
  • Deed Page: 241

Green Features

  • GreenWaterConservation: Low-Flow Fixtures

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4380

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jul 2, 2025
Sold by
Caputo James G
Bought by
Stelter Byron and Stelter Susan
Seller's Agent
Lauren Sieber
Realty of America
Buyer's Agent
Kaityln Sciavicco
eXp Realty
List Price
$567,000
Sold Price
$520,000
Premium/Discount to List
-$47,000
-8.29%
Views
77
Current Estimated Value
$530,777

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,777
Avg. Annual Appreciation
8.21%
Original Mortgage
$416,000
Outstanding Balance
$415,649
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$115,128

Purchase Details

Closed on
Aug 16, 2004
Sold by
Spencer Jack N and Spencer Linda H
Bought by
Caputo James G and Caputo Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,520
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 1993
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 --
Deed $216,900 --
Deed $56,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $416,000 New Conventional
Previous Owner $173,520 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/02/2025 07/02/25 Sold $520,000 -8.3% $445 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $567,000 -- $485 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,535 $180,800 $81,440 $99,360
2023 $4,490 $178,960 $81,440 $97,520
2022 $3,560 $135,480 $60,320 $75,160
2021 $2,407 $88,960 $38,600 $50,360
2020 $2,412 $86,560 $38,600 $47,960
2019 $2,190 $77,640 $38,600 $39,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10527784

Georgia MLS

APN: 10-0064A-00-005