$900,000

36945 Delta Bay Rd Pine River, MN 56474

Estimated payment $5,044/month

Total Views 4,485
3 Beds
2 Baths
1,584 Sq Ft
$568 Price per Sq Ft

Highlights

  • 115 Feet of Waterfront
  • No HOA
  • Patio
  • Wood Burning Stove
  • The kitchen features windows
  • Living Room

About This Home

Whitefish Lake Waterfront: 115 feet of south-facing frontage on the Whitefish Lake Chain (Delta Bay area, providing calm, protected waters with easy access to Upper Whitefish Lake and the broader chain). The property emphasizes a peaceful retreat vibe, with towering pines and level lot suitable for outdoor activities. South-facing orientation for optimal sunlight and views.
Modern updates from the 2007 remodel, including both exterior & interior finishes .
Ideal for year-round or seasonal use, with emphasis on privacy and natural beauty.
Proximity to Pine River amenities, including shops, dining, and outdoor trails.
Part of the sought-after Whitefish Chain, known for 119 miles of shoreline, excellent fishing (walleye, bass, northern pike), and boating access to restaurants and marinas.

Listing Agent

Curt Norwood

Norwoods Realty Listed on: 07/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,134

Year Built

  • Built in 1995

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 124x232x45x214
  • 115 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Garage

Home Design

  • Bi-Level Home

Interior Spaces

  • Central Vacuum
  • Wood Burning Stove
  • Family Room with Fireplace
  • Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Propane
  • Private Water Source
  • Well
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association
  • Delta Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 72120537

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,134

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Private, Well
  • Year Built: 1995
  • Above Grade Finished Sq Ft: 792
  • Water Body Name: Whitefish Lake (18031000)
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Walkout
  • Appliances: Central Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Wood Burning Stove
  • Living Area: 1584
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 792
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Family Room, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • View: Bay, South
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Patio
  • Lake Acres: 7714
  • Lake Bottom: Sand,Undeveloped
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 115
  • Lake Chain Acreage: 14442
  • Lake Chain Name: Whitefish

Garage/Parking

  • Parking Features: Detached, Concrete
  • Garage Square Feet: 572

Utilities

  • Heating: Dual, Forced Air, Wood Stove
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: 200+ Amp Service
  • Fuel: Propane
  • Power Company: Crow Wing Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Dock,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Skylight,Tile Floors,Vaulted Ceiling(s)

Schools

  • Junior High Dist: Pequot Lakes
  • SchoolDistrictNumber: 186
  • SchoolDistrictPhone: 218-568-4996

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 124x232x45x214
  • Lot Size Sq Ft: 17859.6
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Cement

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 72120537
  • Tax Annual Amount: 2134
  • TaxWithAssessments: 2134.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,316 $702,900 $431,300 $271,600
2024 $2,316 $537,100 $297,500 $239,600
2023 $2,396 $500,300 $264,900 $235,400
2022 $2,164 $504,300 $262,400 $241,900
2021 $2,686 $350,200 $198,000 $152,200
2020 $2,652 $329,900 $185,000 $144,900
2019 $2,034 $318,900 $175,000 $143,900
2018 $1,960 $301,200 $165,100 $136,100
2017 $1,964 $282,130 $162,153 $119,977
2016 $1,976 $272,500 $158,900 $113,600
2015 $2,260 $330,500 $221,300 $109,200
2014 $1,049 $324,600 $216,100 $108,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 For Sale $900,000 +20.0% $568 / Sq Ft
07/10/2025 07/10/25 Sold $750,000 0.0% $473 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $749,900 -- $473 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $750,000 The Title Team-Noble Escrow
Deed $327,500 --
Warranty Deed $138,000 --
Warranty Deed $98,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 Construction
Previous Owner $311,125 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6758190

NorthstarMLS

APN: 721000010080009