NOT LISTED FOR SALE

3705 Oakland Terrace Chattanooga, TN 37415

Estimated Value: $258,000 - $289,000

2 Beds
2 Baths
1,280 Sq Ft
$218/Sq Ft Est. Value

About This Home

This home is located at 3705 Oakland Terrace, Chattanooga, TN 37415 and is currently estimated at $278,658, approximately $217 per square foot. 3705 Oakland Terrace is a home located in Hamilton County with nearby schools including Red Bank Elementary School, Red Bank Middle School, and Red Bank High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 20, 2025
Sold by
Carroll April A and Carver April A
Bought by
Kaylor Lindsey L
Current Estimated Value
$280,140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,750
Outstanding Balance
$231,750
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$50,464

Purchase Details

Closed on
May 10, 2018
Sold by
Carver April A and Carroll Chadwick Everett
Bought by
Carroll April A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 19, 2008
Sold by
Wells Fargo Bank Na
Bought by
Carver April A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,750
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 17, 2008
Sold by
Mccann Coleen
Bought by
Wells Fargo Bank Na and Option One Mortgage Loan Trust 2005-4 As

Purchase Details

Closed on
Jun 29, 2005
Sold by
Waters Tonia A
Bought by
Mccann Coleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
8.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 11, 2000
Sold by
Mccormick Bobbie and Mccormick Michael
Bought by
Waters Tonia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,403
Interest Rate
8.23%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 2, 2000
Sold by
Bankers Trust Company
Bought by
Mccormick Michael and Mccormick Bobbie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,000
Interest Rate
8.29%

Purchase Details

Closed on
Nov 4, 1999
Sold by
Devon Lowrance Ronald Wayne and Devon Wendy
Bought by
Bankers Trust Company
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kaylor Lindsey L $257,500 Realty Title
Kaylor Lindsey L $257,500 Realty Title
Carroll April A -- Boston National Title Agencf
Carver April A $75,000 Multiple
Wells Fargo Bank Na $91,288 None Available
Mccann Coleen $97,000 Realty Title & Escrow Servic
Waters Tonia A $73,000 --
Mccormick Michael $39,000 --
Bankers Trust Company $32,792 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kaylor Lindsey L $231,750
Closed Kaylor Lindsey L $231,750
Previous Owner Carroll April A $84,000
Previous Owner Carver April A $72,750
Previous Owner Mccann Coleen $97,000
Previous Owner Waters Tonia A $82,650
Previous Owner Waters Tonia A $72,403
Previous Owner Mccormick Michael $39,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $859 $38,400 $0 $0
2023 $1,570 $38,400 $0 $0
2022 $1,322 $38,400 $0 $0
2021 $1,514 $38,400 $0 $0
2020 $1,330 $26,525 $0 $0
2019 $1,330 $26,525 $0 $0
2018 $1,330 $26,525 $0 $0
2017 $1,275 $26,525 $0 $0
2016 $1,283 $0 $0 $0
2015 $1,283 $25,625 $0 $0
2014 $1,283 $0 $0 $0
Source: Public Records

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