$345,561
SOLD MAR 14, 2025
3 Beds
2 Baths
1,250 Sq Ft
8,494 Sq Ft Lot

Recently Sold

$276 Per Sq Ft

3% Below List Price

21 Days on Market

Highlights

  • Mature Landscaping
  • 2 Car Attached Garage
  • Living Room
  • CANOE CREEK K-8-0991 Rated 9+
  • Walk-In Closet
  • Community Playground

About This Home

As of March 2025

Assumable FHA Mortage at 4.124...Welcome to 3709 Ricky Lane, a charming residence nestled in the heart of St. Cloud, Florida. Picture yourself stepping into a spacious abode, boasting three bedrooms and two bathrooms, designed with an open floor plan that allows for seamless transitions between living spaces. High ceilings give a sense of grandeur and space, while the updated tile flooring adds a touch of modern elegance.

We promise a home that caters to your comfort and convenience. The main bathroom has been recently updated and now features a walk-in shower, offering a luxurious space to unwind after a long day. Step outside to discover a large new paver patio, an ideal spot for outdoor dining or morning coffee. The expansive backyard offers ample room for potential additions, such as a pool or garden, and with no rear neighbors, you can enjoy your outdoor oasis in privacy.

Let us prove to you the value this home brings. The residence is situated close to the heart of Downtown St. Cloud, placing a plethora of restaurants, shops, and local amenities at your fingertips. For the golf enthusiasts, the Royal St. Cloud Golf Links is just a short drive away, offering a world-class golfing experience. And for those who enjoy nature and outdoor activities, the picturesque Lake Tohopekaliga is nearby, perfect for fishing, boating, or simply enjoying the beautiful Floridian sunsets.

Now, we push you to take the next step. 3709 Ricky Lane is more than just a house; it’s a lifestyle. A place where comfort meets convenience, where you can enjoy the tranquility of your private backyard yet be minutes away from the vibrant downtown area. This is a home that adapts to your needs, offering potential for personalization and growth. Experience it for yourself. Welcome to your future home at 3709 Ricky Lane.

Last Agent to Sell the Property

Mike Daquino

DOUGLAS ELLIMAN Brokerage Phone: 727-698-5708 License #3469283 Listed on: 01/11/2025

DOUGLAS ELLIMAN

Co-Listed By

Carisa Daquino

DOUGLAS ELLIMAN Brokerage Phone: 727-698-5708 License #3539415

Last Buyer's Agent

Raul Rivera

HELP U OWN REALTY , LLC License #3011566

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,507

Year Built

  • Built in 2016

Lot Details

  • 8,494 Sq Ft Lot
  • North Facing Home
  • Mature Landscaping
  • Level Lot
  • Property is zoned SPUD

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,250 Sq Ft Home
  • Living Room
  • Fire and Smoke Detector
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Shed

Schools

  • Canoe Creek K-8 Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Deer Creek/ Don Asher Association, Phone Number (407) 483-1301
  • Bristol Cove At Deer Creek Ph 02 Subdivision

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,507

Year Built

Built in 2016

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1250
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2016
  • Building Area Total: 1639
  • Lot Size Sq Ft: 8494
  • Status: Sold
  • Co List Office Mls Id: MFR260032769
  • Co List Office Phone: 727-698-5708
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 152.27
  • Escrow City: Indian Shores
  • Escrow State: FL
  • Escrow Street Name: Gulf Blvd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 276.45
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-698-5708
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Other, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 116.13

Exterior Features

  • Direction Faces: North
  • Other Structures: Shed(s)
  • Exterior Features: Other
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0270G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Playground
  • Association Fee: 135
  • Association Fee Frequency: Quarterly
  • Association Name: DEER CREEK/ Don Asher
  • Phone: (407) 483-1301
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify with HOA
  • Association Fee Requirement: Required
  • Association Email: ksadmin@donasher.com

Fee Information

  • Total Annual Fees: 540.00
  • Total Monthly Fees: 45.00
  • Monthly HOA Amount: 45.00

Schools

  • Elementary School: Canoe Creek K-8
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SPUD
  • Parcel Number: 26-26-30-0068-0001-2510
  • Additional Parcels: No
  • Lot Features: Level, Paved
  • Flood Zone Code: A,X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify with HOA

Tax Info

  • Tax Annual Amount: 2506.79
  • Tax Block: 1
  • Tax Book Number: 20-37
  • Tax Lot: 251

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2025
Closed on
Mar 14, 2025
Sold by
Soto Edwin Manuel and Soto Elsa Maria
Bought by
Velasquez Zahyra
Seller's Agent
Mike Daquino
DOUGLAS ELLIMAN
Buyer's Agent
Raul Rivera
HELP U OWN REALTY , LLC
List Price
$355,000
Sold Price
$345,561
Premium/Discount to List
-$9,439
-2.66%
Views
68
Current Estimated Value
$346,664

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,103
Avg. Annual Appreciation
0.38%
Original Mortgage
$10,000
Outstanding Balance
$7,546
Interest Rate
8.9%
Mortgage Type
New Conventional
Estimated Equity
$339,118

Purchase Details

Listed on
Feb 10, 2017
Closed on
Jan 20, 2017
Sold by
Highland Holdings Inc
Bought by
Soto Edwin Manuel and Soto Elsa Maria
Seller's Agent
George Lindsey, III
CAMBRIDGE REALTY OF CENTRAL FL
Buyer's Agent
George Lindsey, III
CAMBRIDGE REALTY OF CENTRAL FL
List Price
$192,057
Sold Price
$192,057

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$188,578
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 26, 2016
Sold by
Hh Bristol Cove Llc
Bought by
Highland Holdings Inc

Purchase Details

Closed on
Oct 31, 2014
Sold by
Huntington Properties & Investments Inc
Bought by
Hh Bristol Cove Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Fidelity National Title Of Flo
Warranty Deed $355,000 Fidelity National Title Of Flo
Special Warranty Deed $192,100 Innovative Title Llc
Warranty Deed $42,000 Innovative Title Llc
Warranty Deed $337,500 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Closed $10,000 New Conventional
Open $348,570 FHA
Closed $348,570 FHA
Previous Owner $188,578 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2025 03/14/25 Sold $345,561 -2.7% $276 / Sq Ft
02/01/2025 02/01/25 Pending -- -- --
01/11/2025 01/11/25 For Sale $355,000 +84.8% $284 / Sq Ft
05/11/2017 05/11/17 Off Market $192,057 -- --
02/10/2017 02/10/17 Sold $192,057 0.0% $154 / Sq Ft View Prior Sale
02/10/2017 02/10/17 Pending -- -- --
02/10/2017 02/10/17 For Sale $192,057 -- $154 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,583 $192,420 -- --
2024 $2,511 $186,998 -- --
2023 $2,511 $181,552 $0 $0
2022 $2,417 $176,265 $0 $0
2021 $2,384 $171,132 $0 $0
2020 $2,360 $168,770 $0 $0
2019 $2,324 $164,976 $0 $0
2018 $2,291 $161,900 $0 $0
2017 $2,673 $138,000 $35,000 $103,000
2016 $606 $31,000 $31,000 $0
2015 $578 $29,000 $29,000 $0
2014 $410 $25,000 $25,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8335089

Stellar MLS

APN: 26-26-30-0068-0001-2510