$325,000
SOLD NOV 13, 2025

37451 Beach Dr Umatilla, FL 32784

3 Beds
2 Baths
1,750 Sq Ft
0.42 Acres

Recently Sold

$186 Per Sq Ft

14 Days on Market

Highlights

  • Water Views
  • Main Floor Primary Bedroom
  • Covered Patio or Porch
  • Private Lot
  • No HOA
  • Cul-De-Sac

About This Home

As of November 2025

Discover a rare opportunity to own a home with panoramic views of spring-fed Lake Bracy from three sides, tucked away on an oversized private lot. This Umatilla retreat offers the perfect blend of classic Florida character and modern updates. Step inside to find original terrazzo floors flowing throughout, lending timeless durability and mid-century charm. The home is equipped with a new A/C system for year-round comfort and a long-lasting metal roof for peace of mind. Whether you’re enjoying the morning sun shimmering across the water, or hosting guests with the lake as your backdrop, the views are truly unmatched. The large lot provides ample space for outdoor living, gardening, or simply soaking in the natural beauty around you. With privacy, character, and some of the best water views in Lake County, this property is more than just a home—it’s a lifestyle. **AC (July 2025)**

Last Agent to Sell the Property

Bryan Nelson

OLYMPUS EXECUTIVE REALTY INC Brokerage Phone: 407-469-0090 License #3335913 Listed on: 10/03/2025

Co-Listed By

Chad Williams

OLYMPUS EXECUTIVE REALTY INC Brokerage Phone: 407-469-0090 License #3253762

Last Buyer's Agent

Jo Villeneuve-Holton

REDFIN CORPORATION License #3455964

REDFIN CORPORATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,390

Year Built

  • Built in 1970

Lot Details

  • 0.42 Acre Lot
  • Cul-De-Sac
  • Street terminates at a dead end
  • South Facing Home
  • Private Lot
  • Oversized Lot
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned R-6

Parking

  • 1 Car Attached Garage
  • 1 Carport Space
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,750 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room
  • Water Views
  • Laundry Room

Kitchen

  • Cooktop
  • Recirculated Exhaust Fan
  • Dishwasher

Flooring

  • Carpet
  • Terrazzo
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • 1 Water Well
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Silver Lake Park Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,390

Year Built

Built in 1970

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Frame
  • Fireplace: No
  • Living Area: 1750
  • Lot Size Acres: 0.42
  • New Construction: No
  • Year Built: 1970
  • Building Area Total: 2110
  • Lot Size Sq Ft: 18360
  • Status: Sold
  • Co List Office Mls Id: MFR261015120
  • Co List Office Phone: 407-469-0090
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 196.03
  • Escrow City: Altamonte Springs
  • Escrow State: FL
  • Escrow Street Name: South Westmonte Drive, Suite 2040
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 185.71
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-469-0090
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Terrazzo
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor
  • Appliances Included: Cooktop, Dishwasher, Exhaust Fan, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 162.58

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s), Storage
  • Exterior Features: Private Mailbox, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Gravel, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0220E

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Buyer/Buyer's Agent to confirm all pet restrictions with local government.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-6
  • Parcel Number: 26-18-26-0600-000-02900
  • Additional Parcels: No
  • Lot Features: Cleared, Cul-De-Sac, In County, Landscaped, Oversized Lot, Private, Street Dead-End
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer/Buyer's Agent to confirm all pet restrictions with local government.

Tax Info

  • Tax Annual Amount: 1390
  • Tax Block: 000
  • Tax Book Number: 6-16
  • Tax Lot: 29

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Nov 17, 2025
Sold by
Kotarba Cheryl Laurena and Cheryl Laurena Kotarba Living Trust
Bought by
Kotarba Cheryl Laurena and Cheryl Laurena Kotarba Living Trust
Seller's Agent
Bryan Nelson
OLYMPUS EXECUTIVE REALTY INC
Buyer's Agent
Jo Villeneuve-Holton
REDFIN CORPORATION
List Price
$325,000
Sold Price
$325,000
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.95%
Original Mortgage
$225,000
Outstanding Balance
$225,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$98,026

Purchase Details

Closed on
Mar 5, 2018
Sold by
Kotarba Cheryl Laurena
Bought by
Kotarba Cheryl Laurena and Cheryl Laurena Kotarba Living

Purchase Details

Closed on
Nov 22, 1996
Sold by
Stankewicz Edward J and Stankewicz Roberta E
Bought by
Kotarba Alexander J and Kotarba Cheryl L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $87,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 Sold $325,000 0.0% $186 / Sq Ft
10/17/2025 10/17/25 Pending -- -- --
10/03/2025 10/03/25 For Sale $325,000 -- $186 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,390 $135,550 -- --
2025 $1,259 $131,860 -- --
2024 $1,259 $131,860 -- --
2023 $1,259 $124,300 $0 $0
2022 $1,001 $111,190 $0 $0
2021 $952 $107,959 $0 $0
2020 $952 $106,469 $0 $0
2019 $941 $104,076 $0 $0
2018 $884 $102,136 $0 $0
2017 $880 $100,036 $0 $0
2016 $1,173 $97,979 $0 $0
2015 $1,193 $97,298 $0 $0
2014 $1,194 $96,526 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5102471

Stellar MLS

APN: 26-18-26-0600-000-02900