$238,000
SOLD AUG 7, 2025

37627 Ocean Reef Willoughby, OH 44094

3 Beds
2 Baths
1,458 Sq Ft
$325/mo HOA Fee

Recently Sold

$163 Per Sq Ft

1% Below List Price

1 Day on Market

Highlights

  • Cape Cod Architecture
  • 2 Car Attached Garage
  • Kitchen Island
  • Cathedral Ceiling
  • Eat-In Kitchen
  • Forced Air Heating and Cooling System

About This Home

As of August 2025

Meticulously maintained and move-in ready, this spacious 3-bedroom, 2-bath condo in desirable Smugglers Cove is a must-see! From thoughtful updates to its comfortable layout, this home offers convenience, style, and pride of ownership throughout.

On the first floor, you’ll find a welcoming living room with vaulted ceilings, a gas fireplace, and a skylight that fills the space with natural light. The updated eat-in kitchen features abundant cabinet and counter space, along with stainless steel appliances. The owner’s suite offers double closets and a beautifully renovated full bath. A cozy family room with sliding glass doors opens to a private, scenic backyard—perfect for relaxing or entertaining. You'll also appreciate the convenience of first-floor laundry and a utility room.

Upstairs, enjoy a versatile loft area—ideal for a home office or reading nook—plus two generously sized bedrooms, a full hall bath, and walk-in attic storage for all your extras.

A spacious 2-car garage and recent updates, including newer windows and flooring, add to the value of this lovingly cared-for home.

All this, just minutes from Chagrin River Park with its walking trails and wildlife, and a short drive to charming downtown Willoughby and Route 2. Don't miss it!

Last Agent to Sell the Property

Michael Henry

EXP Realty, LLC. Brokerage Email: michaelhenry@advgroupagents.com, 216-973-1402 License #2014003328 Listed on: 07/07/2025

EXP Realty, LLC.

Co-Listed By

Sierra Hummer

EXP Realty, LLC. Brokerage Email: michaelhenry@advgroupagents.com, 216-973-1402 License #2023001430

Last Buyer's Agent

Bettie Schmikla

RE/MAX Results License #338507

RE/MAX Results

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,526

Year Built

  • Built in 1992

Lot Details

  • Privacy Fence

HOA Fees

  • $325 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Fiberglass Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,458 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Great Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 27-B-043-A-00-028-0

Community Details

Overview

  • Association fees include insurance, ground maintenance, maintenance structure, reserve fund, snow removal, trash
  • Smuglers Cove Condo Subdivision

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,526

Year Built

Built in 1992

Lot Details

0

HOA Fees

$325 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Subtype: Condominium
  • Year Built: 1992
  • Attribution Contact: michaelhenry@advgroupagents.com, 216-973-1402
  • Reso Association Fee Includes: Insurance, Maintenance Grounds, Maintenance Structure, Reserve Fund, Snow Removal, Trash
  • Co List Office Mls Id: 20050
  • Co List Office Phone: 866-212-4991
  • ResoSpecialListingConditions: Standard
  • Subdivision Name: Smuglers Cove Condo
  • Above Grade Finished Sq Ft: 1458.0
  • Architectural Style: Cape Cod
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Reso Interior Features: Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen Island, Primary Downstairs
  • Unit Levels: One and One Half
  • Property Attached Yn: Yes
  • Tax Year: 2024
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Basement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Great Room
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2

Exterior Features

  • Roof: Asphalt, Fiberglass
  • Fencing: Privacy
  • Acres: 0.36
  • Pool Private: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener

Utilities

  • LaundryFeatures: Main Level
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Forced Air, Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association #2 Fee: 325.0
  • Association #2 Fee Frequency: Monthly
  • Association: No

Schools

  • Junior High Dist: Willoughby-Eastlake - 4309

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 27-B-043-A-00-028-0
  • LandLeaseYN: No

Rental Info

  • PetsAllowed: Yes

Tax Info

  • Tax Annual Amount: 3526.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Aug 5, 2025
Sold by
Blankenship Kenneth and Janz-Blankenship Debra Lynn
Bought by
Sterle Anna
Seller's Agent
Michael Henry
EXP Realty, LLC.
Buyer's Agent
Bettie Schmikla
RE/MAX Results
List Price
$240,000
Sold Price
$238,000
Premium/Discount to List
-$2,000
-0.83%
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-32.26%
Original Mortgage
$138,000
Outstanding Balance
$138,000
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$94,503

Purchase Details

Listed on
Sep 26, 2024
Closed on
Oct 11, 2024
Sold by
Novak Sarah A and Luecke Elissa A
Bought by
Blankenship Kenneth
Seller's Agent
Melissa Lendvay
McDowell Homes Real Estate Services
Buyer's Agent
Michael Henry
EXP Realty, LLC.
List Price
$219,900
Sold Price
$232,000
Premium/Discount to List
$12,100
5.5%
Views
37

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.16%

Purchase Details

Closed on
Sep 26, 2019
Sold by
Luecke Margaret A
Bought by
Novak Sarah A and Luecke Elissa A

Purchase Details

Closed on
Nov 13, 2006
Sold by
Luecke Arthur
Bought by
Luecke Margaret

Purchase Details

Closed on
Sep 27, 2004
Sold by
Leasure Kimberly J and Leasure Thomas
Bought by
Luecke Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,650
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 24, 1999
Sold by
Maiden Arlene
Bought by
Maiden Kimberly J and Leasure Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.15%
Mortgage Type
Balloon

Purchase Details

Closed on
May 24, 1993
Bought by
Maiden Arlene
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $238,000 Infinity Title
Warranty Deed $232,000 Infinity Title
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- Attorney
Warranty Deed $167,000 Enterprise Title
Warranty Deed $128,000 Cleveland Title
Deed $104,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $138,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $18,000 Unknown
Previous Owner $158,650 Purchase Money Mortgage
Previous Owner $148,100 Unknown
Previous Owner $99,000 Unknown
Previous Owner $100,000 Balloon
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Sold $238,000 -0.8% $163 / Sq Ft
07/07/2025 07/07/25 For Sale $240,000 +3.4% $165 / Sq Ft
10/11/2024 10/11/24 Sold $232,000 +5.5% $159 / Sq Ft
09/29/2024 09/29/24 Pending -- -- --
09/26/2024 09/26/24 For Sale $219,900 -- $151 / Sq Ft
Source: MLS Now

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $63,110 $15,120 $47,990
2023 $4,760 $50,270 $12,080 $38,190
2022 $3,170 $50,270 $12,080 $38,190
2021 $3,185 $50,270 $12,080 $38,190
2020 $3,106 $43,710 $10,500 $33,210
2019 $2,817 $43,710 $10,500 $33,210
2018 $2,774 $39,320 $680 $38,640
2017 $2,655 $39,320 $680 $38,640
2016 $2,646 $39,320 $680 $38,640
2015 $2,557 $39,320 $680 $38,640
2014 $2,427 $39,320 $680 $38,640
2013 $2,429 $39,320 $680 $38,640
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Now

MLS Number: 5137769

MLS Now

APN: 27-B-043-A-00-028