$699,900

37951 State Highway 18 Aitkin, MN 56431

Estimated payment $3,926/month

Total Views 5,624
3 Beds
3 Baths
2,676 Sq Ft
$262 Price per Sq Ft

Highlights

  • 125 Feet of Waterfront
  • No HOA
  • Stainless Steel Appliances
  • Main Floor Primary Bedroom
  • Built-In Double Oven
  • The kitchen features windows

About This Home

Are you ready for lake living built for entertaining? This immaculate 3-bedroom, 3-bath lake home offers the perfect blend of luxury, privacy, and Minnesota charm. With approx. 125 ft of level, south-facing sand shoreline on Mille Lacs, this property delivers unmatched views and year-round enjoyment.
Home Features & Upgrades
• Tongue & groove knotty pine throughout for classic cabin warmth
• New granite countertops & stainless steel appliances in a fully updated kitchen
• Open main-floor layout with a stunning stone fireplace and lakeside views
• Main-level master suite with private porch and full bath
• Remodeled lower level featuring 2 bedrooms, bath, family room, wet bar/kitchenette — perfect for guests or entertaining
Recent Improvements
• New roof, steel siding, gutters, and driveway
• Updated pantry/office, double ovens, washer/dryer, and new shed
• Full-house Kinetico water filtration system
• Backup generator (rental) for peace of mind
• Fiber optic internet for reliable remote work or streaming
• Invisible fencing and new fenced yard for pets/kids
Lake & Outdoor Amenities
• $30K dock system with a newer dock section and electric boat lift with canopy
• Landscaped lakeside yard ideal for gatherings and relaxation
• Multiple storage options: 24x32 heated garage, 12x24 building, and 10x12 shed
________________________________________
This home truly has it all: modern luxury, extensive upgrades, and a rare stretch of prime Mille Lacs shoreline. Whether you’re entertaining friends, enjoying family time, or looking for a peaceful retreat, this property is move-in ready and priced to sell quickly.

Listing Broker is a licensed Real Estate Agent in Minnesota.

Listing Agent

Chris Ashmore

PMI Minnesota Listed on: 08/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,540

Year Built

  • Built in 1979

Lot Details

  • 0.9 Acre Lot
  • Lot Dimensions are 120x400x99x470
  • 125 Feet of Waterfront
  • Lake Front
  • Property has an invisible fence for dogs
  • Chain Link Fence

Parking

  • 3 Car Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home

Interior Spaces

  • Family Room
  • Living Room with Fireplace
  • Washer

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Window Egress

Utilities

  • Hot Water Heating System
  • 200+ Amp Service
  • Propane
  • Water Filtration System
  • Drilled Well
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 360035303

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,540

Year Built

Built in 1979

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch, Drilled
  • Year Built: 1979
  • Above Grade Finished Sq Ft: 1592
  • Water Body Name: Mille Lacs
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable,Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Full, Sump Pump
  • Appliances: Chandelier, Cooktop, Dishwasher, Double Oven, Exhaust Fan, Freezer, Fuel Tank - Owned, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 2676
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1084
  • Basement YN: Yes
  • Dining Room Type: Living Room, Family Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: Chain Link, Invisible
  • View: Panoramic, South
  • Other Structures: Storage Shed
  • PatioPorchType: Enclosed,Patio
  • Lake Bottom: Sand
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 125

Garage/Parking

  • Parking Features: Detached, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Fireplace(s), Hot Water, Radiant Floor
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: 200+ Amp Service
  • Fuel: Propane
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Hardwood Floors,Kitchen Center Island,Kitchen Window,Local Area Network,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Panoramic View,Security System,Skylight,Tile Floors,Wet Bar

Schools

  • Junior High Dist: Aitkin
  • SchoolDistrictPhone: 218-927-2115

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 120x400x99x470
  • Lot Size Sq Ft: 39204
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 360035303
  • Tax Annual Amount: 2540
  • TaxWithAssessments: 2540.0000

Multi Family

  • WaterfrontFeatures: Dock, Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,540 $530,800 $293,200 $237,600
2024 $3,036 $470,000 $251,700 $218,300
2023 $2,428 $548,500 $322,900 $225,600
2022 $2,350 $468,200 $257,600 $210,600
2021 $2,136 $343,500 $192,500 $151,000
2020 $2,106 $327,300 $184,400 $142,900
2019 $2,312 $307,100 $173,600 $133,500
2018 $2,204 $290,400 $179,000 $111,400
2017 $2,110 $278,400 $167,000 $111,400
2016 $2,094 $278,400 $167,000 $111,400
2014 $2,074 $284,800 $176,500 $108,300
2012 $15 $327,900 $196,400 $131,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/01/2025 10/01/25 Price Changed $699,900 -4.1% $262 / Sq Ft
08/25/2025 08/25/25 For Sale $729,900 -- $273 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $650,000 --
Deed $397,500 --
Deed $300,000 --
Warranty Deed $300,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $650,000 New Conventional
Previous Owner $318,000 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6777530

NorthstarMLS

APN: 36-0-035303