NOT LISTED FOR SALE

38 Banner St Unit 40 Indian Orchard, MA 01151

Indian Orchard Neighborhood

Estimated Value: $289,000 - $409,000

4 Beds
2 Baths
1,872 Sq Ft
$183/Sq Ft Est. Value

Last Sold April 04, 2018

Last sale price $190,000 $101 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $2,203/month

147 Days on Market

About This Home

As of April 2018

Your "PATHWAY TO HOME OWNERSHIP" Tenant pays substantial portion of monthly carrying costs while you build equity in your new home. Well kept two-family unit in nice residential area. Walking distance to shopping and public transportation. House features new dual instantaneous hot water/heat wall mounted units. Nice yard with 2 car garage and storage area. Separate gas and electric meters. Partially fenced yard.

Last Agent to Sell the Property

Stuart Barowsky

Keller Williams Realty License #452504044 Listed on: 09/29/2017

Keller Williams Realty

Last Buyer's Agent

Brenda Cuoco

Cuoco & Co. Real Estate

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,748

Year Built

1915

Lot Details

0

Listing Details

  • Lot Description: Corner, Paved Drive, Level
  • Property Type: Multi-family
  • Lead Paint: Unknown
  • Year Round: Yes
  • Year Built Description: Actual
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Built: 1915

Interior Features

  • Has Basement: Yes
  • Number of Rooms: 8
  • Amenities: Public Transportation, Shopping, Laundromat, Public School
  • Electric: 110 Volts, Individually Metered
  • Energy: Storm Doors, Insulated Windows
  • Basement: Full, Partially Finished, Concrete Floor
  • Full Bathrooms: 2
  • Total Levels: 2
  • Main Lo: M95273
  • Main So: AC0643
  • Estimated Sq Ft: 1872.00

Exterior Features

  • Construction: Frame
  • Exterior: Aluminum
  • Exterior Features: Porch - Enclosed, Covered Patio/Deck, Gutters, Storage Shed, Screens
  • Foundation: Concrete Block

Garage/Parking

  • Garage Spaces: 2
  • Parking: Off-Street, Paved Driveway
  • Parking Spaces: 8

Utilities

  • Heat Zones: 2
  • Hot Water: Natural Gas, Tankless
  • Utility Connections: Varies per Unit, for Gas Range, for Electric Range
  • Sewer: City/Town Sewer
  • Water: City/Town Water

Condo/Co-op/Association

  • Total Units: 2

Lot Info

  • Zoning: R2
  • Acre: 0.30
  • Lot Size: 12942.00

Multi Family

  • Heat Units: 2
  • Total Bedrooms: 4
  • Total Floors: 3
  • Total Full Baths: 2
  • Total Levels: 2
  • Total Rms: 8
  • Total Rent_1: 1625
  • Multi Family Type: 2 Family - 2 Units Up/Down

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2017
Closed on
Apr 4, 2018
Sold by
Cieslak Wieslaw and Cieslak Beata
Bought by
Davis-Smith Shawn D
Seller's Agent
Stuart Barowsky
Keller Williams Realty
Buyer's Agent
Brenda Cuoco
Cuoco & Co. Real Estate
List Price
$209,900
Sold Price
$190,000
Premium/Discount to List
-$19,900
-9.48%
Current Estimated Value
$343,202

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$153,202
Avg. Annual Appreciation
8.01%
Original Mortgage
$196,270
Outstanding Balance
$168,632
Interest Rate
4.4%
Mortgage Type
VA
Estimated Equity
$174,570

Purchase Details

Closed on
Dec 2, 2003
Sold by
Zina Michael
Bought by
Cieslak Beata and Cieslak Wieslaw

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,500
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 24, 1995
Sold by
Adamski Paul J and Adamski Sharlene A
Bought by
Zina Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,500
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Davis-Smith Shawn D $190,000 --
Cieslak Beata $135,000 --
Zina Michael $75,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Davis-Smith Shawn D $196,270
Previous Owner Cieslak Beata $121,500
Previous Owner Zina Michael $67,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/04/2018 04/04/18 Sold $190,000 +0.1% $101 / Sq Ft
02/23/2018 02/23/18 Pending -- -- --
01/23/2018 01/23/18 Price Changed $189,900 -5.0% $101 / Sq Ft
11/03/2017 11/03/17 Price Changed $199,900 -4.8% $107 / Sq Ft
10/20/2017 10/20/17 For Sale $209,900 0.0% $112 / Sq Ft
10/09/2017 10/09/17 Pending -- -- --
09/29/2017 09/29/17 For Sale $209,900 -- $112 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,748 $302,800 $47,000 $255,800
2024 $4,315 $268,700 $44,000 $224,700
2023 $4,363 $255,900 $36,100 $219,800
2022 $4,189 $222,600 $33,700 $188,900
2021 $3,795 $200,800 $30,700 $170,100
2020 $3,607 $184,700 $30,700 $154,000
2019 $3,442 $174,900 $31,700 $143,200
2018 $2,668 $139,300 $31,700 $107,600
2017 $2,668 $135,700 $27,000 $108,700
2016 $2,318 $117,900 $27,000 $90,900
2015 $2,240 $113,900 $27,000 $86,900
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2018

    Stuart Barowsky

    Keller Williams Realty

    (413) 531-0225

    4 Total Sales

    Stuart Barowsky
    Section Image
  • Brenda Cuoco

    Buyer's Agent in 2018

    Brenda Cuoco

    Cuoco & Co. Real Estate

    (413) 333-7776

    15 in this area

    845 Total Sales

    Brenda Cuoco
    Section Image
See All Agents

Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72236665

MLS Property Information Network (MLS PIN)

APN: SPRI-000950-000000-000010

Massachusetts Hampden County Indian Orchard 01151 Indian Orchard

38 Banner St Unit 40, Indian Orchard, MA

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS Property Information Network (MLS PIN) The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

Nearby Homes