38 Jay St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $311,000 - $378,000
3
Beds
2
Baths
1,500
Sq Ft
$224/Sq Ft
Est. Value
Highlights
- Deck
- Recreation Room
- Wood Flooring
- Oswego High School Rated A-
- Ranch Style House
- Whirlpool Bathtub
About This Home
As of March 2024Location! Location! Location! This quality-built custom ranch style home features a spacious, updated eat-in kitchen with ample cabinets, great island, beautiful hardwood floors and granite countertops. The huge living room boasts a gorgeous floor-to-ceiling stone fireplace. There are three bedrooms, 2 baths and a full, partially finished basement with loads of storage and potential for home office, exercise room or bonus room. The awesome deck on the back is made of maintenance free composite decking and overlooks a park-like yard. Newer roofing, siding, windows and HVAC. The detached four-car tandem garage is perfect for the car buff or the hobbyist. This awesome home just "Feels like home" and is situated in an excellent in-town location on a huge beautifully landscaped lot, just minutes to all of the amenities Oswego has to offer, dining, shopping, festivals, beautiful Hudson Crossing Park along the Fox River and miles and miles of biking and hiking trails.
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475127888 Listed on: 12/06/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,785
Year Built
- Built in 1950
Lot Details
- Lot Dimensions are 75x176x29x55x198
- Paved or Partially Paved Lot
Parking
- 4 Car Detached Garage
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,500 Sq Ft Home
- Built-In Features
- Bookcases
- Gas Log Fireplace
- Living Room with Fireplace
- Recreation Room
- Lower Floor Utility Room
- Storage Room
- Unfinished Attic
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Whirlpool Bathtub
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Accessible Home Design
- Handicap Shower
Outdoor Features
- Deck
- Patio
- Shed
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Softener is Owned
Community Details
- Ranch
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 6, 2023
Closed on
Feb 12, 2024
Sold by
Bell Todd L and Bell Lisa L
Bought by
Greif Sean and Greif Julie
Seller's Agent
Judy Sollinger
Charles Rutenberg Realty of IL
Buyer's Agent
Karen Wehrli
Baird & Warner
List Price
$399,900
Sold Price
$360,000
Premium/Discount to List
-$39,900
-9.98%
Views
112
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,248
Avg. Annual Appreciation
-5.07%
Original Mortgage
$342,000
Outstanding Balance
$337,428
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
-$1,676
Purchase Details
Closed on
Oct 1, 1989
Purchase Details
Closed on
Jan 1, 1984
Similar Homes in the area
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Greif Sean | $360,000 | First American Title | |
| -- | -- | -- | |
| -- | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Greif Sean | $342,000 | |
| Previous Owner | Bell Todd L | $140,000 | |
| Previous Owner | Bell Todd L | $140,000 | |
| Previous Owner | Bell Todd L | $15,000 | |
| Previous Owner | Bell Todd L | $159,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/01/2024 03/01/24 | Sold | $360,000 | -4.0% | $240 / Sq Ft |
| 01/21/2024 01/21/24 | Pending | -- | -- | -- |
| 12/12/2023 12/12/23 | Price Changed | $375,000 | -6.2% | $250 / Sq Ft |
| 12/06/2023 12/06/23 | For Sale | $399,900 | -- | $267 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,705 | $101,746 | $24,285 | $77,461 |
| 2023 | $6,785 | $89,251 | $21,303 | $67,948 |
| 2022 | $6,785 | $81,137 | $19,366 | $61,771 |
| 2021 | $6,881 | $79,546 | $18,986 | $60,560 |
| 2020 | $6,802 | $77,987 | $18,614 | $59,373 |
| 2019 | $6,854 | $77,399 | $18,614 | $58,785 |
| 2018 | $6,213 | $70,152 | $16,871 | $53,281 |
| 2017 | $6,013 | $64,656 | $15,549 | $49,107 |
| 2016 | $5,750 | $61,285 | $14,738 | $46,547 |
| 2015 | $5,774 | $58,928 | $14,171 | $44,757 |
| 2014 | -- | $56,662 | $13,626 | $43,036 |
| 2013 | -- | $59,023 | $14,194 | $44,829 |
Source: Public Records
Agents Affiliated with this Home
-
Judy Sollinger
Seller's Agent in 2024
Judy Sollinger
Charles Rutenberg Realty of IL
(630) 554-8637
2 in this area
11 Total Sales
-
Karen Wehrli
Buyer's Agent in 2024
Karen Wehrli
Baird Warner
(847) 910-1763
1 in this area
70 Total Sales
-
Jan Mackey
J
Buyer Co-Listing Agent in 2024
Jan Mackey
Baird Warner
(312) 342-4624
1 in this area
117 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11940928
APN: 03-17-335-002
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