NOT LISTED FOR SALE

38 N Ludlow St Covington, OH 45318

Estimated Value: $148,000 - $167,000

2 Beds
1 Bath
974 Sq Ft
$161/Sq Ft Est. Value

Last Sold November 22, 2021

Last sale price $137,900 $142 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $968/month

15 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Detached Garage
  • Bungalow
  • No HOA
  • Patio
  • 1-Story Property

About This Home

As of November 2021

Great curb appeal for this well kept updated Bungalow. Open floor plan with scraped laminate floors and tile throughout, large living room, adjacent to dinning area and updated Kitchen, with maple cabinets, tiled backsplash, stainless appliances. 2 good sized bedrooms, 1 with builtins. The large laundry/ utility room has built in cabinets for ample storage. Back porch / storage area with access to fenced back yard and patio. The two car garage has just a single over head door. Work shop area with overhead storage and access stairs. Pristine concrete driveway, clean landscaping, and cozy covered front porch. Tenant is there until 9/30/2021

Last Listed By

Theresa Dershem

Coldwell Banker Heritage Realtors License #000449776 Listed on: 09/07/2021

Coldwell Banker Heritage Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,012

Year Built

  • Built in 1954

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 114x50
  • Fenced

Parking

  • 2 Car Detached Garage

Home Design

  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 974 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Crawl Space

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number H19009510

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,012

Year Built

Built in 1954

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Bungalow
  • Structure Type: House
  • Level Style: One
  • Semi-Annual Tax: 506.00
  • Year Built: 1954
  • Document Count: 2
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 1013379
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, FHA, Conventional
  • Parcel I D Number Formatted: H19009510
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater, Range, Microwave
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Crawl Space
  • Inside Features: Ceiling Fan(s), Wood Floors
  • Price/ Sq Ft: 138.50
  • Total Bedrooms: 2
  • Total Square Footage: 974.00

Exterior Features

  • Exterior: Vinyl Siding
  • Outside Features: Fenced, Patio

Garage/Parking

  • Garage: Detached
  • Garage Spaces: 2.00

Utilities

  • Cooling: Central Air
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Schools

  • School District: 5503 Covington EVSD

Lot Info

  • Acres: 0.13
  • Lot Dimensions: 114x50
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: H19009510

Tax Info

  • Tax Year: 2020

MLS Schools

  • School District: 5503 Covington EVSD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 7, 2021
Closed on
Nov 22, 2021
Sold by
Fraley Gregory E and Fraley Heather M
Bought by
Puthoff Justin T
Seller's Agent
Theresa Dershem
Coldwell Banker Heritage Realtors
Buyer's Agent
Lee Jury
Berkshire Hathaway Professional Realty
List Price
$134,900
Sold Price
$137,900
Premium/Discount to List
$3,000
2.22%
Total Days on Market
15
Current Estimated Value
$156,705

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,805
Avg. Annual Appreciation
3.74%
Original Mortgage
$133,763
Outstanding Balance
$124,194
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$32,318

Purchase Details

Closed on
Aug 12, 2019
Sold by
Alexander Scott W and Alexander Tamela L
Bought by
Fraley Gregory E and Fraley Heather M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,200
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2014
Sold by
Alexander Scott
Bought by
Alexander Scott W and Alexander Tamela L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,250
Interest Rate
4.99%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 1, 1987
Bought by
Alexander Melody M

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Puthoff Justin T $137,900 None Available
Fraley Gregory E $74,000 First Title Agency
Alexander Scott W $55,000 Attorney
Alexander Melody M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Puthoff Justin T $133,763
Previous Owner Fraley Gregory E $59,200
Previous Owner Alexander Scott W $40,000
Previous Owner Alexander Scott W $41,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2021 11/22/21 Sold $137,900 +2.2% $142 / Sq Ft
09/22/2021 09/22/21 Pending -- -- --
09/07/2021 09/07/21 For Sale $134,900 -- $139 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,192 $31,820 $8,930 $22,890
2023 $1,192 $31,820 $8,930 $22,890
2022 $1,189 $31,820 $8,930 $22,890
2021 $1,009 $24,470 $6,860 $17,610
2020 $1,011 $24,470 $6,860 $17,610
2019 $1,016 $24,470 $6,860 $17,610
2018 $896 $21,530 $5,360 $16,170
2017 $912 $21,530 $5,360 $16,170
2016 $901 $21,530 $5,360 $16,170
2015 $831 $20,690 $5,150 $15,540
2014 $831 $20,690 $5,150 $15,540
2013 $802 $20,690 $5,150 $15,540
Source: Public Records

Agents Affiliated with this Home

  • Theresa Dershem

    Seller's Agent in 2021

    Theresa Dershem

    Coldwell Banker Heritage Realtors

    (937) 216-7857

    51 Total Sales

    Theresa Dershem
    Section Image
  • Lee Jury

    Buyer's Agent in 2021

    Lee Jury

    Berkshire Hathaway Professional Realty

    Section Image
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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1013379

Western Regional Information Systems & Technology (WRIST)

APN: H19009510

Ohio Miami County Covington 45318

38 N Ludlow St, Covington, OH

Homes for Sale in Covington, OH

This home is located at 38 N Ludlow St, Covington, OH 45318 since 07 September 2021 and is currently estimated at $156,705, approximately $160 per square foot. This property was built in 1954. 38 N Ludlow St is a home located in Miami County with nearby schools including Covington Elementary/Junior High School, Covington Junior High School, and Covington High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.