$539,000
OPEN THU 10AM - 12PM

38 Pirates Dr Key Largo, FL 33037

Estimated payment $3,165/month

Total Views 3
1 Bed
2 Baths
894 Sq Ft
$603 Price per Sq Ft

Highlights

  • Boat Ramp
  • Canal View
  • Loft
  • Coral Shores High School Rated A
  • Clubhouse
  • 1-minute walk to Schwingggg

About This Home

Key Largo Pied-a-terre!! This enchanting cottage radiates island charm from the dade county pine ceilings down to the beautiful wood plank tile floors. A spacious, updated kitchen with island seating serves as the heart of the home. In addition, there is a bright and inviting dining area, living area, one bedroom with en suite plus two closets and a separate guest bath. Custom plantation shutters add light control to each room. Impact doors and windows provide storm protection. New mini split A/C units installed for year round comfort. Every inch of the backyard has been thoughtfully designed for privacy, relaxation and entertaining. Professionally installed artificial turf, stone walkways and a screened patio create the perfect cozy outdoor retreat. Private HOA Clubhouse and boat ramp across the street from the home. Professional photos coming soon.

Listing Agent

Marcia McCormick

Berkshire Hathaway HomeServices Keys Real Estate - Islamorada License #3335068 Listed on: 10/08/2025

Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,557

Year Built

  • Built in 1958 | Remodeled

Lot Details

  • 2,500 Sq Ft Lot
  • Privacy Fence
  • Property is zoned IS - Improved Subivision District

Interior Spaces

  • 894 Sq Ft Home
  • Bar
  • Plantation Shutters
  • Loft
  • Tile Flooring
  • Canal Views
  • Impact Glass

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 1 Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Outdoor Shower
  • Boat Ramp
  • Screened Patio
  • Lanai
  • Shed

Utilities

  • Ductless Heating Or Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00493470-000000

Community Details

Overview

  • No Home Owners Association
  • Association fees include common area mnt
  • Pirates Cove Subdivision
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,557

Year Built

Built in 1958 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 250.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: Common Area Mnt
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Clubhouse
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3556.66
  • Title: Title Ins - Buyer
  • Vehicle Storage: Open Parking, Off Street Parking
  • Year Built: 1958
  • Alternate Key Number: 1609633
  • Cooling Heating: Ductless
  • Lot Sq Ft: 2500.00
  • Porch Balcony: Patio, Screened Patio
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 894.00
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Window Treatments, Quartz Countertops, Bar, Dade County Pine
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Specialty Rooms: Laundry Room, Loft
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 1

Exterior Features

  • Dockage: Boat Ramp
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Exterior Features: Lanai, Storage, Shed, Privacy Wall/Fence, Outdoor Shower
  • Waterview: Canal View
  • Pool: No

Utilities

  • Security: No Security
  • Utilities: FKAA, Cable Available, Elect Separate Meter

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00493470-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.06

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,953 $384,495 $206,250 $178,245
2023 $3,953 $401,751 $232,500 $169,251
2022 $2,625 $284,016 $0 $0
2021 $2,650 $275,744 $123,750 $151,994
2020 $1,555 $139,570 $0 $0
2019 $1,569 $138,883 $0 $0
2018 $1,494 $121,609 $0 $0
2017 $1,504 $122,503 $0 $0
2016 $1,403 $116,179 $0 $0
2015 $1,440 $116,267 $0 $0
2014 $1,508 $119,350 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/08/2025 10/08/25 For Sale $539,000 +5.7% $603 / Sq Ft
06/27/2023 06/27/23 Sold $510,000 -2.9% $570 / Sq Ft View Prior Sale
05/28/2023 05/28/23 For Sale $525,000 +31.6% $587 / Sq Ft
02/03/2022 02/03/22 Sold $399,000 0.0% $446 / Sq Ft View Prior Sale
01/07/2022 01/07/22 Pending -- -- --
01/06/2022 01/06/22 For Sale $399,000 +17.7% $446 / Sq Ft
09/10/2020 09/10/20 Sold $339,000 -2.9% $411 / Sq Ft View Prior Sale
08/14/2020 08/14/20 Pending -- -- --
06/04/2020 06/04/20 For Sale $349,000 +168.5% $423 / Sq Ft
12/02/2013 12/02/13 Sold $130,000 -18.2% $158 / Sq Ft View Prior Sale
08/28/2013 08/28/13 Pending -- -- --
07/22/2013 07/22/13 For Sale $159,000 -- $193 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $510,000 Acuity Title
Warranty Deed $339,000 Coral Reef Title
Warranty Deed $57,300 None Listed On Document
Warranty Deed $57,300 None Listed On Document
Warranty Deed $130,000 Sunshine Title Of Keys Inc
Warranty Deed $78,000 --
Warranty Deed $58,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,000 New Conventional
Previous Owner $120,825 New Conventional
Previous Owner $120,825 New Conventional
Previous Owner $126,373 FHA
Previous Owner $50,000 Credit Line Revolving
Previous Owner $74,690 New Conventional
Previous Owner $52,650 No Value Available
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 616793

Florida Keys Board of REALTORS®

APN: 00493470-000000