M
Seller's Agent in 2026
Marcia McCormick
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
(305) 304-0238
13 in this area
20 Total Sales
38 Pirates Dr Key Largo, FL 33037
1
Bed
2
Baths
894
Sq Ft
2,614
Sq Ft Lot
Highlights
- Boat Ramp
- Canal View
- Loft
- Coral Shores High School Rated A
- Clubhouse
- 1-minute walk to Schwingggg
About This Home
As of April 2026Key Largo Pied-a-terre!! This enchanting cottage radiates island charm from the dade county pine ceilings down to the beautiful wood plank tile floors. A spacious, updated kitchen with island seating serves as the heart of the home. In addition, there is a bright and inviting dining area, living area, one bedroom with en suite plus two closets and a separate guest bath. Custom plantation shutters add light control to each room. Impact doors and windows provide storm protection. New mini split A/C units installed for year round comfort. Every inch of the backyard has been thoughtfully designed for privacy, relaxation and entertaining. Professionally installed artificial turf, stone walkways and a screened patio create the perfect cozy outdoor retreat. Private HOA Clubhouse and boat ramp across the street from the home.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada License #3335068 Listed on: 10/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,557
Year Built
- Built in 1958 | Remodeled
Lot Details
- 2,500 Sq Ft Lot
- Privacy Fence
- Property is zoned IS - Improved Subivision District
Interior Spaces
- 894 Sq Ft Home
- Bar
- Plantation Shutters
- Loft
- Tile Flooring
- Canal Views
- Impact Glass
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Bedrooms and Bathrooms
- 1 Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Outdoor Shower
- Boat Ramp
- Screened Patio
- Lanai
- Shed
Utilities
- Ductless Heating Or Cooling System
- Separate Meters
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Homestead Exemption
- Minimum Rental Period: 28
- Assessor Parcel Number 00493470-000000
Community Details
Overview
- No Home Owners Association
- Association fees include common area mnt
- Pirates Cove Subdivision
- Rental Restrictions
Amenities
- Clubhouse
Recreation
- Boat Ramp
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2023
Closed on
Jun 27, 2023
Sold by
Satchl Llc
Bought by
Sanders Raymond C
Seller's Agent
Lorie Leal
American Caribbean Real Estate
List Price
$525,000
Sold Price
$510,000
Premium/Discount to List
-$15,000
-2.86%
Views
82
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.41%
Purchase Details
Closed on
Feb 25, 2019
Sold by
Jeffrey Camarena Jr and Jeffrey Paris
Bought by
Camarena Jeffrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,825
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 22, 2013
Closed on
Dec 2, 2013
Sold by
Mccullough Duane K and Mccullough Cynthia M
Bought by
Camarena Jeffrey and Camarena Paris
Seller's Agent
Susan Holler
Lokation Real Estate - Tavernier North
Buyer's Agent
Ana Zalesky, P.A.
Shoreline Properties
List Price
$159,000
Sold Price
$130,000
Premium/Discount to List
-$29,000
-18.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.62%
Original Mortgage
$126,373
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 24, 1998
Sold by
Ross Donna K
Bought by
Mccullough Duane K and Mccullough Cynthia M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,690
Interest Rate
6.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 19, 1993
Sold by
Malone Walter T and Malone Grace M
Bought by
Rosa Donna K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,650
Interest Rate
6.9%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $510,000 | Acuity Title | |
| Warranty Deed | $57,300 | None Listed On Document | |
| Warranty Deed | $130,000 | Sunshine Title Of Keys Inc | |
| Warranty Deed | $78,000 | -- | |
| Warranty Deed | $58,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $120,825 | New Conventional | |
| Previous Owner | $126,373 | FHA | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $74,690 | New Conventional | |
| Previous Owner | $52,650 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/07/2026 04/07/26 | Sold | $500,000 | -2.9% | $559 / Sq Ft | |
| 02/25/2026 02/25/26 | Pending | -- | -- | -- | |
| 02/10/2026 02/10/26 | Price Changed | $515,000 | -2.6% | $576 / Sq Ft | |
| 01/21/2026 01/21/26 | Price Changed | $529,000 | -1.9% | $592 / Sq Ft | |
| 10/08/2025 10/08/25 | For Sale | $539,000 | +5.7% | $603 / Sq Ft | |
| 06/27/2023 06/27/23 | Sold | $510,000 | -2.9% | $570 / Sq Ft | View Prior Sale |
| 05/28/2023 05/28/23 | For Sale | $525,000 | +31.6% | $587 / Sq Ft | |
| 02/03/2022 02/03/22 | Sold | $399,000 | 0.0% | $446 / Sq Ft | View Prior Sale |
| 01/07/2022 01/07/22 | Pending | -- | -- | -- | |
| 01/06/2022 01/06/22 | For Sale | $399,000 | +17.7% | $446 / Sq Ft | |
| 09/10/2020 09/10/20 | Sold | $339,000 | -2.9% | $411 / Sq Ft | View Prior Sale |
| 08/14/2020 08/14/20 | Pending | -- | -- | -- | |
| 06/04/2020 06/04/20 | For Sale | $349,000 | +168.5% | $423 / Sq Ft | |
| 12/02/2013 12/02/13 | Sold | $130,000 | -18.2% | $158 / Sq Ft | View Prior Sale |
| 08/28/2013 08/28/13 | Pending | -- | -- | -- | |
| 07/22/2013 07/22/13 | For Sale | $159,000 | -- | $193 / Sq Ft |
Source: Florida Keys Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,557 | $395,645 | -- | -- |
| 2024 | $3,953 | $384,495 | $206,250 | $178,245 |
| 2023 | $3,953 | $401,751 | $232,500 | $169,251 |
| 2022 | $2,625 | $284,016 | $0 | $0 |
| 2021 | $2,650 | $275,744 | $123,750 | $151,994 |
| 2020 | $1,555 | $139,570 | $0 | $0 |
| 2019 | $1,569 | $138,883 | $0 | $0 |
| 2018 | $1,494 | $121,609 | $0 | $0 |
| 2017 | $1,504 | $122,503 | $0 | $0 |
| 2016 | $1,403 | $116,179 | $0 | $0 |
| 2015 | $1,440 | $116,267 | $0 | $0 |
| 2014 | $1,508 | $119,350 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marcia McCormick
-
Leslie Leopold
Buyer's Agent in 2026
Leslie Leopold
Ocean Sotheby's International Realty
(305) 942-0215
7 in this area
67 Total Sales
-
Annie Hagen
A
Buyer Co-Listing Agent in 2026
Annie Hagen
Ocean Sotheby's International Realty
(305) 304-1762
1 in this area
3 Total Sales
-
Lorie Leal
Seller's Agent in 2023
Lorie Leal
American Caribbean Real Estate
(305) 942-6044
76 in this area
125 Total Sales
-
Silvestri Team Jeanette & Janessa Silves
S
Seller's Agent in 2022
Silvestri Team Jeanette & Janessa Silves
Coldwell Banker Schmitt Key Largo
(305) 619-0112
52 in this area
80 Total Sales
-
Sally Stribling
Seller's Agent in 2020
Sally Stribling
Coldwell Banker Schmitt Key Largo
(305) 283-2002
123 in this area
164 Total Sales
Map
Source: Florida Keys Board of REALTORS®
MLS Number: 616793
APN: 00493470-000000
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