Seller's Agent in 2021
Patricia Gurney
KELLER WILLIAMS VILLAGE SQUARE
(551) 427-6030
21 in this area
69 Total Sales
38 Spruce Run Ramsey, NJ 07446
Estimated Value: $693,257 - $779,000
2
Beds
2.5
Baths
1,787
Sq Ft
$416/Sq Ft
Est. Value
Highlights
- Lake On Lot
- 5-minute walk to Ramsey
- Deck
- Ramsey High School Rated A
- Lake View
- Cul-De-Sac
About This Home
As of January 2021Spruce Run is a hidden gem nestled just steps away from bustling downtown. Close to trains to NYC, highly ranked Ramsey High School and award winning restaurants. Ramsey Golf & Country Club offers a reduced membership to Spruce Run residents if they choose to join but there is no obligation. This bright and spacious interior unit has water views from the generous back deck, front porch and master bedroom. The large 3rd floor "bonus room" offers many options to suit your needs. A Spruce Run Townhome with water views rarely comes on the market, let alone at this price. Come take a look at this "once in a blue moon" opportunity! Prepare to fall in love!
Last Agent to Sell the Property
KELLER WILLIAMS VILLAGE SQUARE Listed on: 11/05/2020
Last Buyer's Agent
DANA KINNI
COLDWELL BANKER REALTY SRV
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $10,734
Year Built
- Built in 1983
Lot Details
- 1,018 Sq Ft Lot
- Cul-De-Sac
HOA Fees
- $395 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Inside Entrance
- Parking Lot
Home Design
- Vinyl Siding
Interior Spaces
- Skylights
- Gas Fireplace
- Living Room with Fireplace
- Lake Views
Kitchen
- Breakfast Bar
- Gas Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- Bathtub with Shower
Laundry
- Dryer
- Washer
Home Security
Outdoor Features
- Lake On Lot
- Deck
Utilities
- Forced Air Heating and Cooling System
- Standard Electricity
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 1148-04905-0000-00042-0000-C0038
Community Details
Overview
- Association fees include maintenance-common area, snow removal
Pet Policy
- Pets Allowed
Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 5, 2020
Closed on
Jan 1, 2021
Sold by
Cleary Jane
Bought by
Carlucci Deidre
Seller's Agent
Patricia Gurney
KELLER WILLIAMS VILLAGE SQUARE
Buyer's Agent
DANA KINNI
COLDWELL BANKER REALTY SRV
List Price
$520,000
Sold Price
$520,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$223,564
Avg. Annual Appreciation
7.79%
Purchase Details
Closed on
Sep 2, 2011
Sold by
Fitzgerald Paul E and Fitzgerald Mary
Bought by
Cleary Jane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
3.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 31, 2004
Sold by
Kingston Kenneth
Bought by
Fitzgerald Paul and Fitzgerald Mary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
5.81%
Purchase Details
Closed on
Jan 15, 2003
Sold by
Simpson Peter J
Bought by
Kingston Kenneth and Kingston Rebecca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.11%
Purchase Details
Closed on
Dec 6, 1995
Sold by
Est Richard Mc Morrow
Bought by
Simpson Peter
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.43%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Carlucci Deidre | $520,000 | Fidelity National Ttl Ins Co | |
| Cleary Jane | $457,000 | -- | |
| Fitzgerald Paul | $505,000 | -- | |
| Kingston Kenneth | $411,000 | -- | |
| Simpson Peter | $200,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Cleary Jane | $365,000 | |
| Previous Owner | Fitzgerald Paul | $325,000 | |
| Previous Owner | Kingston Kenneth | $152,000 | |
| Previous Owner | Simpson Peter | $140,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/21/2021 01/21/21 | Sold | $520,000 | 0.0% | $291 / Sq Ft |
| 11/14/2020 11/14/20 | Pending | -- | -- | -- |
| 11/05/2020 11/05/20 | For Sale | $520,000 | -- | $291 / Sq Ft |
Source: Garden State MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,324 | $562,400 | $200,000 | $362,400 |
| 2024 | $11,952 | $436,700 | $190,000 | $246,700 |
| 2023 | $11,455 | $436,700 | $190,000 | $246,700 |
| 2022 | $11,455 | $436,700 | $190,000 | $246,700 |
| 2021 | $11,324 | $436,700 | $190,000 | $246,700 |
| 2020 | $11,223 | $436,700 | $190,000 | $246,700 |
| 2019 | $10,734 | $436,700 | $190,000 | $246,700 |
| 2018 | $10,468 | $436,700 | $190,000 | $246,700 |
| 2017 | $10,271 | $436,700 | $190,000 | $246,700 |
| 2016 | $9,987 | $436,700 | $190,000 | $246,700 |
| 2015 | $10,637 | $393,800 | $170,000 | $223,800 |
| 2014 | $10,455 | $393,800 | $170,000 | $223,800 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Gurney
-
D
Buyer's Agent in 2021
DANA KINNI
COLDWELL BANKER REALTY SRV
Map
Source: Garden State MLS
MLS Number: 3677116
APN: 48-04905-0000-00042-0000-C0038
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