$1,250,000
SOLD JUL 18, 2025

38 Stephen St Montclair, NJ 07042

4 Beds
3.5 Baths
1,771 Sq Ft
8,100 Sq Ft Lot

Recently Sold

$706 Per Sq Ft

2% Below List Price

16 Days on Market

Highlights

  • Central Air
  • Forest Avenue School Rated A-
  • Rectangular Lot

About This Home

As of July 2025

Enchanting 1929 Montclair Tudor in an amazing location off of Ridgewood Avenue on the border of Glen Ridge and a short distance to Watchung Plaza and NJ Transit! Picturesque curb appeal w/ charming gas lantern, brick and stucco facade, and stunning exterior details, continued inside with stained glass windows, fireplace, custom built-ins, and hardwood floors. First floor offers living room, family room, dining room, powder room, and kitchen with bonus reading room. Sunlight fills every room in this 4 bed, 3.5 bath elegant home. Old-world charm, offering modern conveniences like central air, updated kitchen with SS appliances, and finished basement that includes a full bath. Three spacious bedrooms and a renovated full bath on the second floor offer plenty of room, with additional bedroom and en suite in the fully finished attic. Complete with mature landscaping surrounding two patios, sprinkler system, 2-car detached garage, and a large level lot offering unlimited possibilities!

Last Agent to Sell the Property

Curtis Wright

Christie's International Real Estate Group-Montclair Listed on: 06/02/2025

Christie's International Real Estate Group-Montclair

Last Buyer's Agent

Curtis Wright

Christie's International Real Estate Group-Montclair Listed on: 06/02/2025

Christie's International Real Estate Group-Montclair

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,414

Lot Details

  • 8,100 Sq Ft Lot
  • Rectangular Lot

Home Design

  • Brick Exterior Construction

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Finished Basement

Listing and Financial Details

  • Legal Lot and Block 36 / 4511

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,414

Lot Details

0

Listing Details

  • Property Type: Residential
  • Su Prop: Residentia
  • Ownership: Private
  • PropertySubType: Single Family Residence
  • ResoLotFeatures: Regular
  • View Type:Pond View: South
  • Co List Office Phone: 973-509-4649
  • MLS Status: Sold - Sold
  • Directions: Ridgewood to Stephen
  • Reso Fireplace Features: 1 Fireplace
  • Year Built Details: 1900-1939,Build Prior to 1978
  • PropertySubTypeAdditional: Tudor
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Primary Bathroom: No

Exterior Features

  • Pool Features: None
  • Waterfront Features: None
  • Disclosures: Seller's Agent, Seller Disclosure - Yes
  • Construction Type: Brick, Stucco

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Radiant Floor, Steam

Lot Info

  • Lot Size Sq Ft: 8100.0

Tax Info

  • Tax Annual Amount: 19414.0
  • Tax Block: 4511
  • Tax Lot: 36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2025
Closed on
Jul 18, 2025
Sold by
Macgregor Michelina D and Macgregor Mitchell J
Bought by
Pearson Michael and Pearson Olivia
Seller's Agent
Curtis Wright
Christie's International Real Estate Group-Montclair
Buyer's Agent
Curtis Wright
Christie's International Real Estate Group-Montclair
List Price
$1,275,000
Sold Price
$1,250,000
Premium/Discount to List
-$25,000
-1.96%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.73%
Original Mortgage
$999,200
Outstanding Balance
$998,356
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$270,352
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,250,000 Chicago Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $999,200 New Conventional
Previous Owner $292,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $262,000 Credit Line Revolving
Previous Owner $180,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $1,250,000 -2.0% $706 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/02/2025 06/02/25 For Sale $1,275,000 -- $720 / Sq Ft
Source: New Jersey MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,283 $570,500 $340,500 $230,000
2024 $19,283 $570,500 $340,500 $230,000
2022 $18,758 $570,500 $340,500 $230,000
2021 $18,433 $570,500 $340,500 $230,000
2020 $18,136 $570,500 $340,500 $230,000
2019 $18,823 $598,300 $340,500 $257,800
2018 $18,511 $598,300 $340,500 $257,800
2017 $17,412 $466,300 $300,600 $165,700
2016 $16,945 $466,300 $300,600 $165,700
2015 $16,442 $466,300 $300,600 $165,700
2014 $15,892 $466,300 $300,600 $165,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: New Jersey MLS

MLS Number: 25018789

New Jersey MLS

APN: 13-04511-0000-00036