$188,500
SOLD AUG 28, 2025

3800 Cross Ln SE Cleveland, TN 37323

2 Beds
1.5 Baths
912 Sq Ft
0.27 Acres

Recently Sold

$207 Per Sq Ft

2% Above List Price

7 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Front Porch
  • Engineered Wood Flooring
  • Breakfast Room
  • Brick Exterior Construction

About This Home

As of August 2025

Motivated Sellers! Check out this charming little home in a sweet convenient neighborhood. Home was renovated in 2017 by past owner. Metal roof, open floor plan. New windows. Large exterior shed with electricity will remain. Refrigerator and washer dryer will convey as well. Level yard. Dog run fence does not stay. Home sold ''as is''. Seller works from home and prefers evening and weekend showings.

Last Agent to Sell the Property

Kathy Rohsenberger

Coldwell Banker Kinard Realty License #285071 Listed on: 07/18/2025

Coldwell Banker Kinard Realty

Last Buyer's Agent

Nate Hayslette

EXP Realty, LLC License #380218

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $342

Year Built

  • Built in 1969 | Remodeled

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 72'x193'x72'x164'
  • Property fronts a county road
  • Cleared Lot
  • Back and Front Yard

Parking

  • Gravel Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Metal Roof

Interior Spaces

  • 912 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Blinds
  • Breakfast Room
  • Engineered Wood Flooring

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Washer and Dryer

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Waterville Elementary School
  • Lake Forest Middle School
  • Bradley Central High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • J A Ramsey Subdivision

Listing and Financial Details

  • Assessor Parcel Number 074h E 023.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$342

Year Built

Built in 1969 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.27
  • Lot Size: 72'x193'x72'x164'
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Inclusions: Kitchen refrigerator, Laundry washer and dryer
  • Subdivision Name: J A Ramsey
  • Directions: From Chattanooga, I-75 North to Exit 20. Turn right. Right onto McGrady Dr. Left onto Dalton Pike. Left on New Street. Left of Cross Lane. Home will be on the left.
  • Above Grade Finished Sq Ft: 912.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 912.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 1969
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 074h E 023.00
  • Location Tax and Legal Elementary School: Waterville Elementary
  • Location Tax and Legal Middle Or Junior School2: Lake Forest Middle
  • Location Tax and Legal High School: Bradley Central High
  • Location Tax and Legal:Tax Annual Amount: 341.78
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 912.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.27
  • General Property Information Lot Size Square Feet2: 11761.2
  • General Property Information Lot Size Dimensions: 72'x193'x72'x164'
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • General Property Information Stories2: 1
  • Appliances WasherDryer5: Yes
  • Other Structures:Shed(s): Yes
  • Architectural Style Ranch: Yes
  • Laundry Features:Main Level: Yes
  • Flooring Engineered Hardwood: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Interior Features Breakfast Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Washer/Dryer, Refrigerator, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Interior Amenities: Breakfast Room, Open Floorplan, Primary Downstairs
  • Window Features: Blinds
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Primary Downstairs: Yes
  • Laundry Features:In Bathroom: Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Front Yard
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: None
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch
  • Property Condition: Updated/Remodeled
  • Roof: Metal
  • Exterior Features:None8: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Back Yard2: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:Front Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Blinds: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Gravel
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Gravel: Yes

Utilities

  • Laundry Features: In Bathroom, Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Waterville Elementary
  • High School: Bradley Central High
  • Middle Or Junior School: Lake Forest Middle

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Additional Parcels: No
  • Parcel #: 074h E 023.00

Tax Info

  • Tax Annual Amount: 341.78

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 16, 2017
Sold by
Holden John W
Bought by
Meeks Destany Skye

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,228
Outstanding Balance
$64,867
Interest Rate
3.85%
Mortgage Type
FHA
Estimated Equity
$120,993

Purchase Details

Closed on
Jun 24, 2015
Sold by
Hill Terry W
Bought by
Holden John W

Purchase Details

Closed on
Jul 31, 2014
Sold by
Eh Pooled 114 Lp
Bought by
Hill Terry W

Purchase Details

Closed on
May 30, 2014
Sold by
Deutsche Bank National Trust C
Bought by
The Granteeh Pooled 114 Lp

Purchase Details

Closed on
Feb 20, 2014
Sold by
Gray Janet L
Bought by
Deutsche Bank National Trust C and C/O Ocwen Loan Servicing Llc

Purchase Details

Closed on
Aug 29, 2000
Sold by
Singleton Wayne and Singleton Sammie
Bought by
Gray Janet L

Purchase Details

Closed on
May 2, 2000
Sold by
Leiter Eugene M
Bought by
Singleton Wayne and Singleton Sammie
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $85,000 Cleveland Abstract
Quit Claim Deed $19,000 --
Quit Claim Deed $18,975 --
Quit Claim Deed $17,000 --
Deed $57,000 --
Deed $54,900 --
Deed $29,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $3,772 FHA
Open $77,228 FHA
Previous Owner $67,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $188,500 +1.9% $207 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
07/18/2025 07/18/25 For Sale $185,000 0.0% $203 / Sq Ft
07/13/2025 07/13/25 Pending -- -- --
07/11/2025 07/11/25 Price Changed $185,000 -2.6% $203 / Sq Ft
06/20/2025 06/20/25 For Sale $190,000 -- $208 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $342 $19,225 $2,000 $17,225
2023 $342 $19,225 $2,000 $17,225
2022 $342 $19,225 $2,000 $17,225
2021 $342 $19,225 $0 $0
2020 $301 $19,225 $0 $0
2019 $301 $13,525 $0 $0
2018 $286 $0 $0 $0
2017 $261 $0 $0 $0
2016 $261 $0 $0 $0
2015 $258 $0 $0 $0
2014 $214 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1515130

Greater Chattanooga REALTORS®

APN: 074H-E-023.00