NOT LISTED FOR SALE

3801 Oakland Terrace Chattanooga, TN 37415

Estimated Value: $368,000 - $406,000

4 Beds
2 Baths
1,890 Sq Ft
$204/Sq Ft Est. Value

Last Sold July 31, 2024

Last sale price $385,000 $204 Per Sq Ft

Current estimated payment $2,200/month

26 Days on Market

Highlights

  • City View
  • Deck
  • Separate Formal Living Room
  • 0.4 Acre Lot
  • Wood Flooring
  • No HOA

About This Home

As of July 2024

*Price Improvement* Highly sought after location in the heart of Red Bank, just a few miles north of downtown Chattanooga. This desirable area offers a charming small-town atmosphere with the convenience of being close to the city's amenities. This 1928 built vintage farmhouse has the charm & time honored features that just feel like home. Walkability is a definite plus with this home. The Food City shopping plaza is only 2 minutes away, along with Red Bank's Central Park being steps away. A public park, pickle ball courts & playground, along with restaurants & retail shops are within walking or biking distance. Enjoy the scenic view from the large covered front porch. This large corner lot will provide plenty of outdoor space & elbow room for whatever your needs may be. This home has plenty of natural sunlight streaming in, making the interior bright and welcoming. Updated with a new roof, new duct work, gas stove, granite tops, sinks, fixtures, vanities, soaking tub, tile flooring, LED lighting & so much more. The original hardwood flooring is throughout the home upstairs & down with new tile flooring in the kitchen & bathrooms. There is a full basement accessible from inside and outside the home, providing additional storage space. The basement can serve as a storm shelter offering peace of mind & safety during severe weather. This 4 bedroom, two bath home is perfect for the older home enthusiast. Steeped in history and character, this residence offers a unique blend of classic charm and modern convenience. This home is a rare find in an area which continues to grow in value making it an attractive choice for buyers. Live in an area which is ideally situated, just 10 minutes to downtown Chattanooga and close to the mountains and river providing easy access to a wide range of outdoor activities such as hiking, fishing, boating and kayaking. Call for your showing appointment and experience all that this wonderful home has to offer. Listing agent is owner/agent

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,097

Year Built

  • Built in 1928

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 117x165.5
  • Level Lot

Parking

  • Attached Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1,890 Sq Ft Home
  • Property has 3 Levels
  • Separate Formal Living Room
  • City Views
  • Fire and Smoke Detector
  • Dishwasher
  • Unfinished Basement

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Cooling Available
  • Central Heating
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 109P C 014

Community Details

Overview

  • No Home Owners Association
  • A J Rogers Tract Subdivision

Recreation

  • Tennis Courts
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,097

Year Built

Built in 1928

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1928
  • Unit Levels: Three Or More
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Owner
  • Attribution Contact: 4233561294
  • Special Features: None
  • Stories: 0

Interior Features

  • Interior Amenities: High Speed Internet
  • Appliances: Dishwasher
  • Fireplace: No
  • Flooring: Finished Wood, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Has Basement: Unfinished
  • Building Area Units: Square Feet
  • Living Area: 1890
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Owner

Exterior Features

  • Construction Type: Other, Brick
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • View: City, Mountain(s)
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Attached

Utilities

  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Amenities: Playground, Tennis Court(s)
  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level, Corner Lot
  • Lot Size Acres: 0.4
  • Lot Size: 117X165.5
  • Lot Size Units: Acres
  • Parcel #: 109P C 014
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2097

MLS Schools

  • Elementary School: Red Bank Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2024
Closed on
Jul 31, 2024
Sold by
Phillips Stanley E
Bought by
Jolitz Margaret R
List Price
$475,000
Sold Price
$385,000
Premium/Discount to List
-$90,000
-18.95%
Views
45
Current Estimated Value
$385,732

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$732
Avg. Annual Appreciation
0.18%
Original Mortgage
$378,026
Outstanding Balance
$375,431
Interest Rate
6.87%
Mortgage Type
FHA
Estimated Equity
$10,301

Purchase Details

Closed on
Oct 4, 2019
Sold by
Piercy Sarah L
Bought by
Phillips Stanley E

Purchase Details

Closed on
Oct 31, 1995
Bought by
Piercy Sarah L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jolitz Margaret R $385,000 Bridge City Title
Phillips Stanley E $121,170 First Title
Piercy Sarah L $61,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jolitz Margaret R $378,026
Previous Owner Piercy Sarah L $121,082
Previous Owner Piercy Sarah L $100,000
Previous Owner Piercy Sarah L $70,000
Previous Owner Piercy Sarah L $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2024 07/31/24 Sold $385,000 -18.9% $204 / Sq Ft
07/11/2024 07/11/24 Pending -- -- --
06/15/2024 06/15/24 For Sale $475,000 -- $251 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,051 $46,975 $0 $0
2023 $1,905 $46,975 $0 $0
2022 $1,608 $46,975 $0 $0
2021 $1,800 $46,975 $0 $0
2020 $1,758 $36,825 $0 $0
2019 $1,758 $36,825 $0 $0
2018 $1,758 $36,825 $0 $0
2017 $1,682 $36,825 $0 $0
2016 $1,608 $0 $0 $0
2015 $1,608 $33,525 $0 $0
2014 $1,608 $0 $0 $0
Source: Public Records

Map

Source: Realtracs

MLS Number: 2741465

Realtracs

APN: 109P-C-014