3807 Bear Tree Ln Bumpass, VA 23024
Estimated payment $5,117/month
Highlights
- Boathouse
- Seaplane Permitted
- Public Beach
- 140 Feet of Waterfront
- 2 Dock Slips
- Spa
About This Home
Situated on 3 private acres with 140' of waterfront, this recently renovated 3-bed, 3-bath home on the public side of Lake Anna offers an unparalleled opportunity to create your personal private retreat. The main level has 3 bedrooms, a kitchen, a dining area, a family room with a wood-burning fireplace, and a den with a gas fireplace. In addition, the basement has a rec room and two additional rooms that have been used as bedrooms (not to code). The 2024 renovation included new flooring throughout the home, updated/new bathrooms, an updated kitchen with new appliances, and a new roof. Outside, there is a front porch with sunset views, and in the rear, a full house-width deck with a hot tub. The semi-enclosed boat house has 2 slips (with lifts) and a large sundeck above that provides a great place for relaxing or entertaining, and water views up the cove. A separate screened, overwater gazebo is the perfect location for dining. Two separate outbuildings, a single garage, and an oversized shed provide ample storage for all your lake toys! The home is minutes from Dukes Creek Marina and a short drive to all of the lake's other amenities; Lake Anna Winery, Food Lion etc., and also has easy access to Fredericksburg and I95.
Listing Agent
(866) 525-3466 lhrbroker@lakehomes.com Lake Homes Realty, LLC Brokerage Phone: 8665253466 License #0225244427 Listed on: 03/12/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,933
Year Built
- Built in 1984 | Remodeled in 2024
Lot Details
- 2.95 Acre Lot
- 140 Feet of Waterfront
- Home fronts navigable water
- Public Beach
- Rural Setting
- South Facing Home
- No Through Street
- Private Lot
- Secluded Lot
- Premium Lot
- Open Lot
- Cleared Lot
- Partially Wooded Lot
- Back and Front Yard
- The property sits on two lots. Lot 7 with the house is 1.96 acres, and Lot 8 is 1 acre (2.96 acres total).
- Historic Home
- Property is zoned RR
HOA Fees
- $17 Monthly HOA Fees
Parking
- 3 Garage Spaces | 2 Attached and 1 Detached
- Second Garage
- Lighted Parking
- Front Facing Garage
- Gravel Driveway
Property Views
- Lake
- Woods
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Block Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Central Vacuum
- Built-In Features
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Gas Fireplace
- Double Hung Windows
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Home Office
- Recreation Room
- Attic
Kitchen
- Eat-In Gourmet Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Built-In Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Electric Front Loading Dryer
- Washer
Finished Basement
- Heated Basement
- Interior Basement Entry
- Water Proofing System
- Sump Pump
- Basement Windows
Home Security
- Exterior Cameras
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Flood Lights
Outdoor Features
- Spa
- Seaplane Permitted
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Sail
- Limited Hours Of Personal Watercraft Operation
- Dock has a Storage Area
- Swimming Allowed
- Boathouse
- 2 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- 3 Powered Boats Permitted
- 6 Non-Powered Boats Permitted
- Deck
- Gazebo
- Shed
- Outbuilding
- Porch
Utilities
- Central Air
- Heat Pump System
- Back Up Electric Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Propane
- Water Treatment System
- Well
- Tankless Water Heater
- On Site Septic
- Satellite Dish
Additional Features
- Doors are 32 inches wide or more
- Energy-Efficient Windows with Low Emissivity
Listing and Financial Details
- Tax Lot 7 & 8
- Assessor Parcel Number 80B1-8- & 80B1-7-
Community Details
Overview
- Association fees include snow removal, common area maintenance, road maintenance
- Bear Tree HOA
- Bear Tree Cove Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,954 | $402,300 | $66,700 | $335,600 |
| 2024 | $2,966 | $403,900 | $66,700 | $337,200 |
| 2023 | $2,720 | $352,500 | $59,800 | $292,700 |
| 2022 | $2,600 | $352,500 | $59,800 | $292,700 |
| 2021 | $2,509 | $310,000 | $52,900 | $257,100 |
| 2020 | $2,190 | $270,600 | $52,900 | $217,700 |
| 2019 | $2,261 | $266,800 | $52,900 | $213,900 |
| 2018 | $2,222 | $266,800 | $52,900 | $213,900 |
| 2017 | $2,246 | $264,200 | $52,900 | $211,300 |
| 2016 | $2,246 | $264,200 | $52,900 | $211,300 |
| 2015 | -- | $263,800 | $52,900 | $210,900 |
| 2014 | -- | $263,800 | $52,900 | $210,900 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/12/2026 03/12/26 | For Sale | $900,000 | -- | $299 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $620,000 | Northern Va Title & Escr Inc | |
| Warranty Deed | $350,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $535,900 | New Conventional | |
| Previous Owner | $345,349 | FHA |
Source: Bright MLS
MLS Number: VASP2039710
APN: 80B-1-7
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