NOT LISTED FOR SALE

381 Sims Bridge Rd Commerce, GA 30530

Estimated Value: $448,000 - $560,000

3 Beds
3 Baths
1,594 Sq Ft
$311/Sq Ft Est. Value

Last Sold March 14, 2013

Last sale price $80,000 $50 Per Sq Ft

Est. 490% increase in value since last sale

Current estimated payment $2,862/month

96 Days on Market

About This Home

As of March 2013

Big Price Reduction! Country living at its best. Unique opportunity with over 13 Acres. Some repairs needed, but home has good bones. Full basement with finished bedroom and bath. Large rooms throughout. Main level with 2 beds and each has own bath. This is a must see if you want privacy and a large lot. Must get prequal with lender known to agent. Home is Sold AS-IS. Cash or possibly conventional financing only. Seller is motivated!

Last Agent to Sell the Property

Holly Whitworth

Ansley RE|Christie's Int'l RE License #277589 Listed on: 10/31/2012

Last Buyer's Agent

John Whitten

Chapman Hall Realtors License #148211

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $3,335

Year Built

  • 1989

Lot Details

  • 14

Home Design

  • Ceiling Insulation

Interior Spaces

  • Family Room
  • Bonus Room

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Banks County / Banks / Banks County Elementary And Middle School
  • Banks County / Banks / Banks County High School

Utilities

  • Well
  • Electric Water Heater

Property Details

Home Type

Other

Est. Annual Taxes

$3,335

Year Built

1989

Lot Details

0

Listing Details

  • Special Features: 20
  • Year Built: 1989

Interior Features

  • Basement: Bath Finished, Inside Entrance, Outside Entrance, Finished Rooms, Full
  • Kitchen Equipment: Dishwasher, Built-In Microwave
  • Interior Amenities: Cable TV Connections, Walk-in Closet, Wall-to-wall Carpet
  • Below Grade Finished Sq Ft: 500
  • Unfinished Below Grade Sq Ft: 1094
  • Above Grade Finished Sq Ft: 1594

Exterior Features

  • Construction: Wood Siding
  • Exterior Features: Deck/Patio, Garden Area, Outdoor Kitchen

Garage/Parking

  • Parking: 2 Car, Attached, Carport, Detached

Utilities

  • Cooling Fuel: Electric
  • Cooling: Central, Heat Pump
  • Heating Fuel: Electric
  • Heating: Ceiling Electric, Heat Pump
  • Energy Features: Ceiling Insulation, Electric Water Heater
  • Water/Sewer: Well

Schools

  • Elementary School: Banks County / Banks / Banks County, GA
  • High School: Banks County / Banks / Banks County, GA
  • Middle School: Banks County / Banks / Banks County, GA

Lot Info

  • Lot Description: Private Backyard, Wooded
  • Lot Size: 10-20 Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 18, 2021
Sold by
Payne Gary
Bought by
Payne Gary and Shoemake Kristina
Current Estimated Value
$471,950

Purchase Details

Closed on
Dec 29, 2020
Sold by
Greenway Clifford D
Bought by
Payne Gary and Payne Linda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
2.71%
Mortgage Type
VA

Purchase Details

Closed on
May 22, 2020
Sold by
Greenway Cynthia A
Bought by
Greenway Clifford Dale

Purchase Details

Closed on
Sep 22, 2017
Sold by
Jegan L Holliday
Bought by
Greenway Clifford and Greenway Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,653
Interest Rate
3.83%

Purchase Details

Closed on
May 24, 2017
Sold by
Greenway Clifford Dale
Bought by
Greenway Clifford Dale and Greenway Cynthia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,653
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 3, 2016
Sold by
Sims Charles Phil
Bought by
Holliday Jeffery Dylan and Holliday Megan L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,900
Interest Rate
3.72%
Mortgage Type
VA

Purchase Details

Closed on
Aug 29, 2014
Sold by
Dendy Michael
Bought by
Sims Charles Phil

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,468
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 31, 2012
Closed on
Mar 11, 2013
Sold by
The Bank Of New York Mello
Bought by
Dendy Michael
Seller's Agent
Holly Whitworth
Ansley RE|Christie's Int'l RE
Buyer's Agent
John Whitten
Chapman Hall Realtors
List Price
$119,900
Sold Price
$80,000
Premium/Discount to List
-$39,900
-33.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.45%

Purchase Details

Closed on
Nov 22, 2012
Sold by
Stone Keith
Bought by
The Bank Of New York Mellon Tr

Purchase Details

Closed on
Sep 8, 2005
Sold by
Jones Kim D
Bought by
Stone Keith M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,800
Interest Rate
5.86%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Payne Gary -- --
Payne Gary $270,000 --
Greenway Clifford Dale -- --
Greenway Clifford $240,000 --
Greenway Clifford Dale -- --
Greenway Clifford Dale $240,000 --
Holliday Jeffery Dylan $229,900 --
Sims Charles Phil $195,000 --
Dendy Michael $80,000 --
The Bank Of New York Mellon Tr -- --
Stone Keith M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Payne Gary $270,000
Previous Owner Greenway Clifford $235,653
Previous Owner Greenway Clifford --
Previous Owner Greenway Clifford Dale $235,653
Previous Owner Holliday Jeffery Dylan $229,900
Previous Owner Sims Charles Phil $191,468
Previous Owner Stone Keith M $25,800
Previous Owner Stone Keith M $131,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2013 03/14/13 Sold $80,000 -19.9% $50 / Sq Ft
02/05/2013 02/05/13 Pending -- -- --
01/11/2013 01/11/13 Price Changed $99,900 -16.7% $63 / Sq Ft
01/06/2013 01/06/13 For Sale $119,900 0.0% $75 / Sq Ft
12/11/2012 12/11/12 Pending -- -- --
10/31/2012 10/31/12 For Sale $119,900 -- $75 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,335 $169,265 $56,145 $113,120
2023 $3,335 $146,790 $47,480 $99,310
2022 $2,637 $125,512 $37,279 $88,233
2021 $2,413 $116,163 $36,106 $80,057
2020 $1,988 $88,690 $25,705 $62,985
2019 $1,998 $88,690 $25,705 $62,985
2018 $1,993 $87,057 $25,705 $61,352
2017 $2,022 $82,773 $21,421 $61,352
2016 $1,604 $63,827 $21,421 $42,406
2015 $755 $63,827 $21,421 $42,406
2014 $755 $78,026 $35,620 $42,406
2013 -- $78,026 $35,620 $42,406
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 07012433

Georgia MLS

APN: B78-006C